UK 2025 Accidents: £1.8M Cost & LCIIP Shield
Don't become a statistic: A major accident could hospitalise one in three working Britons before retirement, costing £1.8 million in lost earnings and quality of life. Discover your LCIIP Shield.
UK 2025 Shock: A Major Accident Hospitalises Over 1 in 3 Working Britons Before Retirement, Triggering a £1.8 Million+ Lifetime Burden of Lost Earnings, Intensive Rehabilitation & Eroded Quality of Life – Your LCIIP Shield, The Unexpected Protector for Your Future
We plan our careers, our holidays, our retirement. We meticulously map out the expected milestones of our lives. But what about the unexpected? The devastating truth, backed by stark 2025 data, is that the biggest threat to your financial future isn't a market crash or a poor investment—it's the sudden, life-altering impact of a major accident or serious illness.
Consider this: projections for 2025 reveal a startling reality. More than one in three working-age Britons will face a period of absence from work lasting six months or longer due to injury or illness before they reach retirement age. This isn't a scaremongering tactic; it's a statistical probability from respected bodies like the Association of British Insurers (ABI).
When such an event strikes, it’s not just a health crisis. It’s a financial catastrophe in slow motion. The immediate shock gives way to a cascade of devastating financial consequences that can amount to a lifetime burden exceeding £1.8 million. This staggering figure encompasses lost future earnings, the crippling costs of private rehabilitation, essential home modifications, and the profound, often uncounted, cost to your quality of life.
Most of us believe we're insulated. We have the NHS. We have some savings. We have Statutory Sick Pay. But as we will explore, these safety nets are far more fragile than you imagine. They are not designed to withstand the long-term financial tsunami that follows a life-changing event.
This guide is not about fear. It's about foresight. It's about revealing the hidden risks and introducing you to the most robust defence available: a personalised LCIIP Shield. This combination of Life Insurance, Critical Illness Cover, and Income Protection is the unsung hero of financial planning—the one thing that can stand between your family and financial ruin when the unexpected happens. Let's pull back the curtain on the true risks and empower you with the knowledge to protect everything you've worked for.
The Unspoken Reality: Deconstructing the "1 in 3" Statistic
The "one in three" figure is profoundly unsettling because it shatters the "it won't happen to me" illusion. While our headline focuses on accidents for their sudden, shocking nature, this statistic from the ABI encompasses the full spectrum of health crises that can derail a career: serious illness and significant injury.
The risk isn't some distant, abstract concept. It's woven into the fabric of modern life.
2025 Accident & Illness Landscape at a Glance:
- Road Accidents: The Department for Transport projects over 140,000 casualties on UK roads in 2025, with more than 25,000 resulting in serious, life-altering injuries.
- Workplace Injuries: Despite improved safety, the Health and Safety Executive (HSE) still anticipates over 560,000 non-fatal workplace injuries, with nearly 70,000 of these being serious enough to be reported under RIDDOR (Reporting of Injuries, Diseases and Dangerous Occurrences Regulations).
- Accidents at Home: The Royal Society for the Prevention of Accidents (RoSPA) highlights that the home is the most common location for an accident, with falls on stairs alone causing over 1,000 deaths and 100,000 serious injuries annually.
- The "Big Three" Illnesses: Beyond accidents, Cancer Research UK predicts that 1 in 2 people will get cancer in their lifetime. The British Heart Foundation estimates there are more than 100,000 hospital admissions each year for heart attacks in the UK. The Stroke Association confirms that stroke still strikes every five minutes.
These aren't just numbers; they are lives and livelihoods turned upside down. The financial plan you spent years building can be dismantled in a matter of seconds.
Likelihood of Financial Disruption Before Age 67
To put this into perspective, let's compare the likelihood of different events occurring during a typical working life.
| Event | Likelihood Before Retirement Age (67) | Financial Implication |
|---|---|---|
| Long-Term Incapacity | Greater than 1 in 3 | Loss of all future income |
| Critical Illness Diagnosis | Approximately 1 in 4 | Lump sum needed for treatment & adaptation |
| Death | Approximately 1 in 11 | Loss of income for dependents, debts left behind |
As the table clearly shows, the risk of being unable to work for a prolonged period is significantly higher than the risk of premature death, yet it's the one we are least prepared for.
A Real-Life Scenario: The Story of Mark
Mark, a 42-year-old project manager and father of two, was a keen cyclist. One Sunday morning, a car pulled out in front of him without warning. The accident left him with multiple fractures and a serious spinal cord injury. His employer's sick pay ran out after three months. Statutory Sick Pay was a pittance. He was unable to return to his job, and the family’s main income vanished overnight.
The challenges mounted:
- Their home needed a stairlift and a wet room conversion (£25,000).
- The NHS physiotherapy waiting list was six months long; private sessions cost £80 each, twice a week (£8,320 per year).
- His wife had to reduce her working hours to become a part-time carer, further cutting their income.
- The family car wasn't suitable for his wheelchair, requiring an expensive adapted vehicle.
Mark’s story isn't unique. It’s a blueprint for the financial devastation that follows a major health crisis without a proper safety net in place.
The £1.8 Million Domino Effect: The True Financial Cost of a Major Accident
The immediate medical crisis is only the beginning. The subsequent financial fallout creates a domino effect that can last a lifetime. The £1.8 million figure isn't an exaggeration; it’s a conservative calculation of the total financial burden. Let's break it down.
1. The Catastrophic Loss of Future Earnings
This is the single biggest financial blow. For someone forced to stop working permanently, their entire future stream of income is wiped out.
Calculation: A Sobering Reality
Let's take a 35-year-old earning the projected 2025 UK median full-time salary of £38,000 per year. They have 32 years left until the state pension age of 67.
£38,000 (Annual Salary) x 32 (Working Years Remaining) = £1,216,000
This calculation doesn't even account for potential promotions, pay rises, or inflation. It's over £1.2 million in lost earnings alone. This is the money that would have paid the mortgage, funded the children's education, and built a comfortable retirement. Gone.
2. The Hidden Costs of Recovery & Adaptation
Whilst the NHS provides exceptional emergency care, it is not equipped to cover the full, long-term costs of rehabilitation and lifestyle adaptation. This is where the "protection gap" becomes a chasm.
Potential Out-of-Pocket Expenses
| Item / Service | Estimated Cost Range | Notes |
|---|---|---|
| Private Physiotherapy/OT | £5,000 - £25,000+ (Year 1) | To bypass long NHS waiting lists and get intensive therapy. |
| Home Modifications | £15,000 - £50,000+ | Stairlift, wet room, ramps, widened doorways. |
| Specialist Equipment | £5,000 - £40,000+ | Advanced wheelchairs, mobility aids, specialist beds. |
| Adapted Vehicle | £20,000 - £60,000+ | Including cost of vehicle and specialist adaptations. |
| Private Counselling | £2,500 - £5,000 per year | For coping with trauma, depression, and anxiety. |
| Alternative Therapies | £2,000 - £10,000 per year | Hydrotherapy, acupuncture etc. not on the NHS. |
3. The Crushing Weight of Ongoing Care
For the most serious injuries, the need for care can be permanent. The cost of this can easily eclipse all other expenses combined.
- Hiring a Professional Carer: Costs can range from £25-£35 per hour. Even for just 20 hours a week, this amounts to £26,000 - £36,400 per year. Over 20 years, that’s over half a million pounds.
- The "Informal Carer" Cost: Often, a spouse or family member is forced to give up their own job to provide care. This not only decimates the household income further but also impacts their own pension contributions and career progression—a hidden cost that runs into hundreds of thousands of pounds.
When you add the £1.2M+ in lost earnings to the £100,000+ in initial adaptation costs and a conservative £500,000+ for lifetime care needs, the total financial burden easily surpasses the £1.8 million mark.
Can You Rely on the State? A Hard Look at UK Statutory Support
Many people believe a robust welfare state will catch them if they fall. This is a dangerously misplaced assumption. The UK's statutory support system is designed to provide a basic subsistence-level safety net, not to replace a full-time income or maintain your family's lifestyle.
Statutory Sick Pay (SSP)
This is the first, and thinnest, layer of support.
- How much is it? For 2025/26, the projected rate is around £118 per week.
- Who pays it? Your employer, for a maximum of 28 weeks.
- The Reality: £118 a week is roughly £511 a month. For most households, this wouldn't even cover the mortgage or rent, let alone bills, food, and other essentials. It's a stop-gap, not a solution.
Employment and Support Allowance (ESA) & Universal Credit (UC)
Once SSP ends, you may be able to claim state benefits like the New Style ESA or the sickness and disability element of Universal Credit.
- Eligibility: The assessment process (Work Capability Assessment) is notoriously rigorous and can be stressful. You must prove you have a limited capability for work.
- How much is it? Even if you qualify for the highest level of support (the support group for ESA or LCWRA for UC), the amount is projected to be around £139 per week plus a disability element of approximately £400 per month. This totals around £1,000 per month.
The State Support Reality Check
Let's compare this support to the average household's financial commitments.
| Income / Outgoings | Approximate Monthly Amount (2025) |
|---|---|
| Median UK Take-Home Pay | £2,500 |
| Statutory Sick Pay (SSP) | £511 |
| Max Disability Benefits (ESA/UC) | £1,000 |
| Average UK Mortgage Payment | £1,150 |
| Average UK Rent (excl. London) | £1,050 |
The table makes it brutally clear: state support does not come close to replacing an average salary. It is not enough to pay the bills, support a family, or prevent a rapid descent into debt and financial hardship. Relying on the state is not a financial plan; it is a gamble you cannot afford to lose.
Your LCIIP Shield: A Multi-Layered Defence for Your Financial Future
If the state won't protect you and your savings won't last, what will? The answer lies in a proactive, multi-layered strategy known as the LCIIP Shield: Life Insurance, Critical Illness Cover, and Income Protection.
These three policies work together, each defending against a different facet of financial disaster. They are not a luxury; in the modern world, they are an essential component of responsible financial planning. At WeCovr, we specialise in helping individuals and families build this shield, tailored precisely to their needs.
1. Income Protection (IP): The Foundation of Your Shield
This is arguably the most important financial protection policy you can own.
- What is it? Income Protection pays you a regular, tax-free monthly income if you are unable to work due to any illness or injury. It’s your replacement salary.
- How it Works:
- Cover Level: You can typically insure up to 50-70% of your gross annual income. This is designed to replace your take-home pay.
- Deferred Period: This is the waiting period before the policy starts paying out. You can choose a period that aligns with your employer's sick pay scheme and your personal savings (e.g., 4, 8, 13, 26, or 52 weeks). A longer deferred period means a lower premium.
- Payment Term: The policy can pay out for a set period (e.g., 2 or 5 years) or, ideally, right up until you return to work or reach retirement age. The latter provides the most comprehensive protection.
- Why it's Crucial: It covers the most likely eventuality—being unable to earn an income. It pays your bills, keeps your mortgage going, and allows you to focus on recovery without the stress of financial collapse. It’s the policy that protects your standard of living.
2. Critical Illness Cover (CIC): The Lump Sum Lifeline
- What is it? Critical Illness Cover pays out a one-off, tax-free lump sum if you are diagnosed with one of a list of specified serious medical conditions.
- How it Works:
- Covered Conditions: Policies cover major illnesses like specific types of cancer, heart attack, and stroke as standard. Comprehensive policies can cover 50, 100, or even more conditions, including multiple sclerosis, major organ transplant, and Parkinson's disease.
- The Payout: The lump sum provides a capital injection precisely when you need it most.
- What the Lump Sum is For: This is where CIC complements Income Protection. The money can be used for things your monthly income can't stretch to:
- Paying off your mortgage or other large debts instantly.
- Funding private medical treatments or specialist consultations.
- Making those essential home and vehicle adaptations.
- Allowing a spouse to take time off work to support you.
- Providing a financial cushion to reduce stress during recovery.
3. Life Insurance: The Ultimate Peace of Mind
- What is it? The most well-known form of protection, life insurance pays out a lump sum to your beneficiaries upon your death.
- How it Works:
- Term Life Insurance: Provides cover for a fixed period (the 'term'), such as the length of your mortgage. It's designed to protect your dependents during the years they rely on you most.
- Whole of Life Insurance: Provides cover that lasts your entire lifetime and is guaranteed to pay out whenever you die. It's often used for inheritance tax planning or to leave a legacy.
- Why it's Essential: It ensures that if the worst happens, your family is not left with a legacy of debt. It can pay off the mortgage, cover funeral costs, and provide an income for your loved ones to live on, ensuring their future is secure.
The LCIIP Shield: A Summary of Your Defence
| Policy | Purpose | Payout Type | Trigger for Payout |
|---|---|---|---|
| Income Protection | Replaces your monthly salary | Regular Monthly Income | Unable to work due to any illness/injury |
| Critical Illness | Covers major one-off costs | Tax-Free Lump Sum | Diagnosis of a specific serious illness |
| Life Insurance | Protects dependents from debt | Tax-Free Lump Sum | On your death (or diagnosis of terminal illness) |
Building Your Personalised Shield: How Much Cover Do You Really Need?
There is no one-size-fits-all answer. The right amount of cover depends entirely on your personal circumstances, your financial commitments, and your budget. However, you can use some simple principles to get a strong estimate.
Calculating Your Income Protection Need
Your goal here is to cover your essential monthly outgoings.
- List Your Expenses: Add up your mortgage/rent, council tax, utility bills, food, transport, insurance premiums, and any other regular costs.
- Check Your Cover Level: Aim to insure an amount that covers these costs. This is typically 50-60% of your gross salary. For example, on a £38,000 salary, you could insure around £1,900 per month tax-free.
- Choose Your Deferred Period: Look at your employer's full-pay sick pay policy. If they pay you for 3 months, you could set your deferred period to 13 weeks to ensure a seamless transition and keep your premiums down.
Calculating Your Critical Illness Cover Need
A good method is the D.E.B.T. acronym:
- D - Debts: What is the outstanding balance on your mortgage? Add in any car loans, credit cards, or personal loans. Clearing these is the number one priority.
- E - Expenses: Estimate one-off expenses. Would you need to adapt your home? £30,000? Fund private treatment? £20,000?
- B - Buffer: How much income would your family need to get by for a year or two while you recover? If you need £30,000 a year, add £60,000 for a two-year buffer.
- T - Treatment: Although the NHS is free, some cutting-edge treatments or drugs may only be available privately. A buffer of £25,000-£50,000 can provide life-changing options.
Adding these up gives you a target lump sum. For many, simply ensuring the mortgage is cleared is the primary, most affordable goal.
Calculating Your Life Insurance Need
This calculation is about leaving your family financially secure.
- Clear Debts: Start with the outstanding mortgage and any other debts.
- Family Living Costs: How much income would your family need each year? £35,000? For how long? Until your youngest child is 21? (e.g., £35,000 x 15 years = £525,000).
- Future Costs: Do you want to cover university fees? A typical estimate is £30,000-£50,000 per child.
- Subtract Assets: Deduct any existing savings, investments, or 'death in service' benefits from your employer.
The result is the amount of cover you need to ensure your family can maintain their standard of living without you.
Navigating these calculations can be complex. This is where an expert adviser is invaluable. At WeCovr, our team helps you assess your unique situation, cutting through the jargon to recommend a shield that is both comprehensive and affordable.
Beyond the Policy: Added Value and Why Your Broker Matters
Modern protection policies are no longer just about the financial payout. Insurers now compete by offering a suite of incredible added-value services, often available to you and your family from the day your policy begins, at no extra cost.
These benefits can include:
- 24/7 Virtual GP: Get a GP appointment via phone or video call, often within hours.
- Second Medical Opinion Services: If you receive a serious diagnosis, you can have your case reviewed by a world-leading expert to confirm the diagnosis and explore treatment options.
- Mental Health Support: Access to counselling and therapy sessions to help you and your family cope with the emotional strain of illness or injury.
- Physiotherapy & Rehabilitation Support: Get access to early intervention services to speed up your recovery.
- Personal Nurse Advisers: A dedicated nurse to support you through diagnosis, treatment, and recovery.
The Power of a Specialist Broker like WeCovr
You could go directly to an insurer, but you would only see one set of prices and one set of rules. A specialist independent broker like us works for you, not the insurance company.
- Whole-of-Market Access: We compare policies and prices from all the UK's leading insurers to find the best possible terms for you.
- Expertise in Complexity: Have you got a pre-existing medical condition or a high-risk hobby? We know which insurers are most favourable for your specific circumstances and can help you navigate the application process.
- Claims Advocacy: If the worst happens, you want an expert in your corner. We help our clients with the claims process, ensuring it is as smooth and stress-free as possible during a difficult time.
- Going the Extra Mile: At WeCovr, we believe in proactive well-being. That's why, in addition to finding you the best policy, we also provide our customers with complimentary access to CalorieHero, our proprietary AI-powered calorie and nutrition tracking app. It's a small way of showing that we care about your health today, not just protecting you against the risks of tomorrow.
From Shock to Security: Taking Control of Your 2025 and Beyond
The statistics are sobering. The potential financial impact of a major accident or illness is catastrophic. The state safety net is insufficient. These are the undeniable facts of our 2025 reality.
But this knowledge is not a cause for despair; it is a call to action. You cannot predict the future, but you can prepare for its uncertainties. You have the power to move from a position of vulnerability to one of strength and security.
Building your LCIIP shield—your personalised combination of Income Protection, Critical Illness Cover, and Life Insurance—is the single most powerful step you can take to safeguard your financial future. It ensures that a health crisis does not have to become a financial crisis. It protects your home, your family's lifestyle, and your peace of mind.
Don't wait for a wake-up call. The time to act is now, whilst you are healthy and insurable. Take a moment to review your circumstances, consider the risks, and take the first step towards building your impenetrable financial shield.
Speak to a protection specialist today. It might just be the most important financial decision you ever make.
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!