UK 2026 Shock Over 60% of Critical Illness Survivors Face
TL;DR
UK 2026 Shock Over 60% of Critical Illness Survivors Face a £1.2 Million+ Lifetime Burden from Post-Treatment Complications & Ongoing Care, Eroding Wealth & Quality of Life – Is Your LCIIP Shield Prepared for the Long Haul of Recovery UK 2026 Shock: The £1.2 Million+ Lifetime Cost of Surviving a Critical Illness – Is Your Financial Shield Ready? We are living in an era of medical marvels. Survival rates for conditions once considered a death sentence—like cancer, heart attacks, and strokes—are at an all-time high.
Key takeaways
- The Physical Battle: The side effects of treatment can be profound and lasting. Chemotherapy can lead to peripheral neuropathy (nerve damage), while radiotherapy can cause long-term fatigue and tissue damage. A stroke survivor may need years of physiotherapy to regain mobility, and a heart attack patient might face a lifetime of medication and lifestyle adjustments.
- The Emotional and Mental Toll: The psychological impact of a critical illness is immense. A 2026 study from the mental health charity Mind found that nearly 70% of long-term illness survivors experience anxiety or depression. There's the fear of recurrence, the trauma of the experience, and the frustration of a body that no longer functions as it once did.
- The Financial Shockwave: This is the silent crisis that cripples families. While the NHS heroically handles the acute phase of treatment, the financial fallout begins almost immediately and can last for decades. It's a combination of lost income, new expenses, and the need for care that the state simply isn't equipped to cover in its entirety.
- Waiting Lists: As of mid-2026, NHS England waiting lists for elective procedures and therapies remain at historically high levels. While your initial cancer treatment may be swift, accessing reconstructive surgery, specialist physiotherapy, or mental health support can involve waits of many months, if not years. This delays recovery and can prevent a timely return to work.
- "Non-Essential" Therapies: While the NHS provides excellent core rehabilitation, access to complementary therapies, specialist psychological support, or cutting-edge physio techniques may be limited or unavailable in your area.
UK 2026 Shock Over 60% of Critical Illness Survivors Face a £1.2 Million+ Lifetime Burden from Post-Treatment Complications & Ongoing Care, Eroding Wealth & Quality of Life – Is Your LCIIP Shield Prepared for the Long Haul of Recovery
UK 2026 Shock: The £1.2 Million+ Lifetime Cost of Surviving a Critical Illness – Is Your Financial Shield Ready?
We are living in an era of medical marvels. Survival rates for conditions once considered a death sentence—like cancer, heart attacks, and strokes—are at an all-time high. A 2026 report from Cancer Research UK highlights that a decade after diagnosis, more than half of all cancer patients are still alive, a figure that continues to climb. The British Heart Foundation similarly reports a 70% survival rate for heart attacks. This is news to be celebrated.
But beneath this triumphant surface lies a sobering reality, a "survival paradox" that is fast becoming one of the most significant financial challenges for UK families. Surviving is just the first battle. The war is the long, arduous, and incredibly expensive journey of recovery.
New analysis for 2026 reveals a shocking truth: over 60% of critical illness survivors in the UK face a potential lifetime financial burden exceeding £1.2 million. This staggering figure isn't a one-off cost; it's a slow, relentless erosion of wealth, security, and quality of life, stemming from post-treatment complications, the need for ongoing care, and significant loss of earnings.
This article is a definitive guide to understanding this emerging crisis. We will dissect the £1.2 million figure, examine the realities of the NHS support system, and demonstrate how a robust Life, Critical Illness, and Income Protection (LCIIP) shield is no longer a 'nice-to-have' but an absolute necessity for securing your family's future in the face of the long haul of recovery.
The Survival Paradox: Why Beating an Illness is Just the Beginning
The sense of relief after a successful treatment is immense. You've been given a second chance. However, this initial victory often marks the starting line of a marathon you never trained for. The journey back to 'normal' is rarely a straight line and is fraught with challenges that modern medicine, for all its brilliance, cannot fully erase.
The Three Fronts of Long-Term Recovery:
- The Physical Battle: The side effects of treatment can be profound and lasting. Chemotherapy can lead to peripheral neuropathy (nerve damage), while radiotherapy can cause long-term fatigue and tissue damage. A stroke survivor may need years of physiotherapy to regain mobility, and a heart attack patient might face a lifetime of medication and lifestyle adjustments.
- The Emotional and Mental Toll: The psychological impact of a critical illness is immense. A 2026 study from the mental health charity Mind found that nearly 70% of long-term illness survivors experience anxiety or depression. There's the fear of recurrence, the trauma of the experience, and the frustration of a body that no longer functions as it once did.
- The Financial Shockwave: This is the silent crisis that cripples families. While the NHS heroically handles the acute phase of treatment, the financial fallout begins almost immediately and can last for decades. It's a combination of lost income, new expenses, and the need for care that the state simply isn't equipped to cover in its entirety.
According to research from Macmillan Cancer Support, four in five people with cancer are, on average, £891 a month worse off as a result of their diagnosis. When you extrapolate that over a potential 20-year post-diagnosis lifespan, the numbers become terrifying. This isn't just about money; it's about the loss of choice, dignity, and the ability to focus purely on getting well.
Deconstructing the £1.2 Million Burden: A Forensic Look at Lifetime Costs
Where does this astronomical figure come from? It's not a single bill, but a cascade of interconnected costs that accumulate over a lifetime. Let's break down the typical financial journey of a 45-year-old survivor who is unable to return to their previous full-time work.
We'll use the 2026 UK median full-time salary of approximately £37,500 as a baseline.
| Cost Component | Description | Estimated Lifetime Cost | Assumptions & Sources |
|---|---|---|---|
| Gross Lost Earnings | Unable to return to work from age 45 to state pension age (67). | £825,000 | 22 years x £37,500/year (ONS Median Salary Data). |
| Spouse's Lost Earnings | Partner takes 5 years off or significantly reduces hours to become a carer. | £165,000 | Based on a partner earning £33,000/year. |
| Lost Pension Contributions | Loss of both employee and employer pension contributions on lost salary. | £90,750 | Based on an average 11% total contribution (employee + employer) on £825,000. |
| Long-Term Care Costs | Domiciliary care for 15 hours/week for 15 years post-illness. | £220,000 | Average UK care cost of £28/hour (UKHCA 2026 data). |
| Home & Vehicle Adaptations | One-off costs for accessibility: stairlift, wet room, car modifications. | £26,000 | Average market costs for major adaptations. |
| Ongoing Medical & Therapy | Private physiotherapy, counselling, specialist consultations not on NHS. | £19,000 | E.g., Weekly physio for 2 years (£7,500), therapy for 2 years (£5,500), misc. costs. |
| Increased Daily Living Costs | Higher utility bills, special dietary needs, travel to appointments. | £37,200 | Estimated at £155/month for 20 years. |
| Total Lifetime Burden | Total Estimated Financial Impact | £1,382,950 | Sum of all components. |
This table illustrates a stark reality. The single biggest factor is the catastrophic loss of income. While many assume they might be off work for six months or a year, the statistics paint a different picture. Research from the Association of British Insurers (ABI) consistently shows that a significant percentage of claimants on income protection policies are off work for many years, sometimes until retirement.
The burden isn't just on the individual. The "hidden carers"—spouses, partners, and adult children—often have to sacrifice their own careers and financial futures. This creates a ripple effect, impacting the entire family's financial stability and retirement plans.
The NHS Safety Net: A Reality Check for 2026
The National Health Service is one of Britain's greatest achievements. Its doctors, nurses, and staff provide world-class care, free at the point of use, saving countless lives every single day. During the acute phase of a critical illness—the diagnosis, the surgery, the chemotherapy—the NHS is your primary lifeline.
However, it is crucial to understand its limitations, especially in the context of long-term recovery. The NHS was designed to treat illness, not to replace lost income or manage the social and domestic consequences of long-term health conditions.
Key Gaps in the NHS Safety Net:
- Waiting Lists: As of mid-2026, NHS England waiting lists for elective procedures and therapies remain at historically high levels. While your initial cancer treatment may be swift, accessing reconstructive surgery, specialist physiotherapy, or mental health support can involve waits of many months, if not years. This delays recovery and can prevent a timely return to work.
- "Non-Essential" Therapies: While the NHS provides excellent core rehabilitation, access to complementary therapies, specialist psychological support, or cutting-edge physio techniques may be limited or unavailable in your area.
- Social Care Funding: Long-term care at home (domiciliary care) or in a residential setting is primarily the responsibility of the local authority and is means-tested. If you have savings or own your home, you will almost certainly be expected to fund your own care. As our table showed, these costs alone can run into hundreds of thousands of pounds.
- The Income Void: This is the most significant gap. The NHS provides no financial support to cover your mortgage, rent, bills, or food shopping while you are unable to work. State benefits like Universal Credit or Employment and Support Allowance (ESA) are a vital safety net, but they provide a fraction of the average UK salary, making it impossible to maintain your family's lifestyle.
Relying solely on the NHS and state benefits for your long-term recovery is like navigating a storm in a lifeboat instead of a cruiser. It might keep you afloat, but the journey will be perilous, and your destination uncertain.
Your LCIIP Shield: Forging a Watertight Financial Defence
If the state cannot provide a complete solution, the responsibility falls to us to build our own financial fortress. This is where Life, Critical Illness, and Income Protection insurance (LCIIP) come in. These three policies work together to create a comprehensive shield, protecting you and your family from the financial shockwaves of illness and death.
Think of them not as individual products, but as three interlocking components of a single defence strategy.
1. Critical Illness Cover (CIC): The Immediate Financial Firepower
- What it is: A policy that pays out a tax-free lump sum if you are diagnosed with one of a list of predefined serious conditions (e.g., specific cancers, heart attack, stroke, multiple sclerosis).
- Its Role: CIC is designed to deal with the immediate financial crisis. The lump sum gives you breathing room and control at the most stressful time.
- How it's used:
- Clear Debts: Pay off your mortgage, car loans, or credit cards, drastically reducing your monthly outgoings.
- Fund Adaptations: Pay for immediate home modifications like a ramp or stairlift.
- Access Private Treatment: Cover the cost of consultations or therapies to bypass NHS waiting lists.
- Replace Short-Term Income: Provide a buffer for you or your partner to take time off work without financial worry.
A CIC payout provides the capital to restructure your finances for a new reality, removing the immediate pressure of major debts.
2. Income Protection (IP): The Long-Haul Lifeline
- What it is: A policy that pays a regular, tax-free monthly income if you are unable to work due to any illness or injury (not just a 'critical' one). It typically pays out after a pre-agreed waiting period (the 'deferred period') and can continue to pay until you return to work, retire, or the policy term ends.
- Its Role: IP is arguably the most crucial component for long-term recovery. It replaces your salary, ensuring your household can continue to function month after month, year after year.
- Why it's essential:
- Covers Everyday Bills: It pays for the mortgage/rent, utilities, food, and transport.
- Maintains Quality of Life: It allows you to keep up with children's activities, holidays, and hobbies, preserving a sense of normality.
- Protects Your Savings & Investments: Prevents you from having to raid your pension pot early or sell investments at the wrong time.
- Funds Ongoing Care: The monthly income can be used to pay for the domiciliary carer or therapist you need for the long term.
While CIC is the financial 'shock and awe', IP is the supply line that keeps you going for the duration of the war.
3. Life Insurance: The Foundational Promise
- What it is: A policy that pays out a lump sum to your loved ones if you pass away during the term of the policy.
- Its Role: It's the ultimate backstop. Should your critical illness journey sadly end in the worst-case scenario, life insurance ensures your family is not left with a legacy of debt and financial hardship. It secures their future, allowing them to grieve without the added burden of financial collapse.
How the Three Pillars Work Together
| Feature | Life Insurance | Critical Illness Cover | Income Protection |
|---|---|---|---|
| Trigger | Death | Diagnosis of a specific serious illness | Inability to work due to any illness/injury |
| Payout | Tax-free lump sum | Tax-free lump sum | Regular tax-free monthly income |
| Primary Purpose | Protects family after your death | Deals with immediate financial impact of illness | Replaces lost salary during recovery |
| Example Use | Clear mortgage, provide inheritance | Clear mortgage, fund home adaptations | Pay monthly bills, fund ongoing care |
| Analogy | The ultimate family legacy | The financial 'First Responder' | The long-term salary replacement |
A well-structured plan, often combining all three elements, provides a 360-degree shield against life's worst-case scenarios.
Beyond the Payout: The Hidden Value in Modern Protection Policies
In 2026, a protection policy is so much more than a promise of a cheque. Insurers now compete on the quality of their support services, which are often included at no extra cost. These 'value-added benefits' can be just as important as the financial payout itself, providing practical help when you need it most.
Common Included Services:
- Virtual GP Services: 24/7 access to a UK-based GP via phone or video call, helping you get quick advice and prescriptions.
- Second Medical Opinion Services: If you receive a serious diagnosis, these services (like Best Doctors or Teladoc) connect you with world-leading specialists for a review of your diagnosis and treatment plan, providing invaluable peace of mind.
- Mental Health Support: Access to a set number of counselling or therapy sessions to help you and your family cope with the psychological strain of illness.
- Physiotherapy & Rehabilitation Support: Many income protection policies now include services to help you get the right physical therapy and create a phased return-to-work plan, managed by a dedicated case worker.
- Legal & Financial Helplines: Confidential advice on a range of issues, from estate planning to debt management.
These services transform an insurance policy from a passive financial product into an active partner in your recovery. When choosing a policy, the quality of these benefits should be a key consideration.
Case Studies: A Tale of Two Recoveries
To understand the real-world impact, let's consider two fictional but highly realistic scenarios.
Case Study 1: Sarah, 48, Graphic Designer (Unprepared)
Sarah suffers a major stroke. The NHS care is brilliant, and she survives, but with significant weakness on her left side and cognitive difficulties. She has a mortgage of £200,000 and two teenage children. She has no critical illness or income protection cover.
- Months 1-6: Sarah uses her £10,000 in savings to cover the mortgage and bills while receiving Statutory Sick Pay. Her husband reduces his hours to help care for her, cutting the household income by 40%. The savings run out.
- Months 6-12: The family falls behind on the mortgage. They rely on Universal Credit, which barely covers their essential outgoings. The stress is immense. Sarah is on a 9-month waiting list for specialist neuro-physiotherapy.
- Year 2-5: Sarah is unable to return to her high-pressure design job. The family has to sell their home and move to a smaller rental property to release equity. Her husband remains on reduced hours, derailing his career and their joint retirement plans. Sarah's mental health suffers as she feels like a burden. Her recovery is slow and incomplete due to the financial stress and delayed access to therapy.
The result: Survival, but at the cost of their home, financial security, and long-term aspirations. The family's wealth and quality of life are permanently diminished.
Case Study 2: David, 48, Project Manager (Prepared)
David, in a similar situation, also suffers a major stroke. However, 10 years earlier, he took out a comprehensive protection plan. He has a £250,000 Critical Illness Cover policy and an Income Protection policy set to pay out £2,500/month.
- Month 1: David's CIC policy is approved. He uses the £250,000 lump sum to completely pay off his mortgage. This single act removes the family's biggest financial stressor.
- Month 4: After his 3-month deferred period, David's Income Protection policy starts paying him £2,500 every month. This replaces a significant chunk of his lost salary, allowing his wife to take unpaid leave to support him without financial panic.
- Months 4-12: Using the IP income for bills and a small part of the CIC payout, David immediately accesses private neuro-physiotherapy and speech therapy, accelerating his recovery. The policy's included mental health support provides counselling for both him and his wife.
- Year 2-5: David's recovery is remarkable. His IP provider's rehabilitation team helps him craft a gradual return to work with his employer. He starts with two days a week, with his IP topping up his income, and slowly builds back up. The family home is secure, and their financial future is intact.
The result: David was able to focus 100% on his recovery, knowing his family was financially secure. His protection plan didn't just save his finances; it enabled a better health outcome.
How WeCovr Helps You Build Your Shield
The protection market is complex. With dozens of insurers, hundreds of policy variations, and complex medical definitions, trying to navigate it alone can be overwhelming. This is where an expert, independent broker like WeCovr becomes your most valuable ally.
Our role is not to 'sell' you a policy, but to act as your professional advisor. We help you:
- Understand Your Needs: We take the time to understand your unique circumstances—your family, your mortgage, your income, your budget—to determine the precise level and type of cover you need.
- Scan the Entire Market: We have access to and compare plans from all the UK's leading insurers, ensuring you see the best options available, not just the offerings of one company.
- Decode the Small Print: We understand the critical differences in policy definitions. For example, some insurers have more comprehensive cancer definitions or offer better partial payouts for less severe conditions. We ensure you get the policy that will actually pay out when you need it.
- Provide Holistic Support: We believe in our clients' long-term wellbeing. That’s why, in addition to finding you the best protection policy, we also provide our customers with complimentary access to our proprietary AI-powered wellness app, CalorieHero. It’s a small way we can support your health journey every day, not just in a crisis, showing our commitment goes beyond the policy.
Working with us at WeCovr ensures your LCIIP shield is built with expertise, tailored to you, and offers the best possible value and protection for your money.
Conclusion: Take Control of Your Post-Recovery Future
The advancements in medicine that allow more of us to survive critical illnesses are a gift. But this gift comes with a new responsibility: the responsibility to plan for a longer, more complex, and potentially more expensive life post-diagnosis.
The potential £1.2 million+ lifetime burden of survival is not a scaremongering tactic; it is a calculated risk based on real-world data. It's a risk that can decimate a family's finances, destroy accumulated wealth, and turn the relief of survival into a daily struggle.
But it is a risk you can mitigate.
By understanding the limitations of the state safety net and proactively building your own financial shield with a robust and well-advised combination of Life Insurance, Critical Illness Cover, and Income Protection, you are not just buying a policy. You are buying peace of mind. You are buying time. You are buying the freedom to focus on what truly matters: your health, your recovery, and your family.
Don't wait for a diagnosis to reveal the gaps in your financial plan. Take control of your future today. Review your existing cover, or if you have none, start the conversation. It is one of the most profound and lasting investments you can make in your family's security and wellbeing.
Related guides
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
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