UK Brain Health Crisis 1 in 3 Dementia Risk
UK 2025 Shock Over 1 in 3 Britons Face a Lifetime Dementia Risk, Fueling a Staggering £4 Million+ Lifetime Burden of Devastating Care Costs, Lost Income & Eroding Family Futures – Is Your LCIIP Shield Your Unseen Protector Against Cognitive Decline
The numbers are stark, the reality sobering. As we move through 2025, a silent crisis is escalating across the United Kingdom. It doesn’t arrive with a sudden crash but with a slow, creeping erosion of memory, personality, and independence. This is the reality of dementia, and the latest projections from leading health bodies are a national wake-up call: one in every three people born in the UK today will develop dementia in their lifetime.
This isn't just a health statistic; it's a future-defining challenge for millions of families. The emotional toll is immeasurable, but the financial devastation is something we can, and must, quantify. The journey through cognitive decline can trigger a financial cascade, a potential lifetime burden exceeding a staggering £4.5 million when accounting for the triple-hit of crippling care costs, years of lost income for both the individual and their caregiver, and the complete derailment of a family's financial future.
Your home, your savings, your children's inheritance, and your partner's retirement are all at risk. In the face of such a profound threat, a crucial question emerges: Is your family protected? While we can't yet insure against the heartbreak, we can build a fortress against the financial ruin. This is the role of the LCIIP shield—Life Insurance, Critical Illness Cover, and Income Protection—your unseen protector against the financial consequences of cognitive decline.
This comprehensive guide will unpack the true scale of the UK's brain health crisis, deconstruct the monumental costs, and reveal how a robust financial protection plan can be the one thing that keeps your family's future intact when everything else feels like it's falling apart.
The Alarming Reality: Unpacking the UK's Dementia Crisis
To grasp the urgency, we must first understand the scale of the challenge. Dementia is not a single disease but an umbrella term for a set of progressive neurological disorders affecting memory, thinking, and behaviour. Alzheimer's disease is the most common, but many other forms exist, including vascular dementia, dementia with Lewy bodies, and frontotemporal dementia.
The trajectory is alarming. According to the latest 2025 analysis from Alzheimer's Research UK, the number of people living with dementia in the UK is projected to surpass one million for the first time. By 2040, this figure is expected to soar to over 1.6 million. This is a health crisis on a scale that will touch every community and almost every family.
The Numbers Don't Lie: A Statistical Snapshot for 2025
The statistics paint a sobering picture of a nation on the brink of a widespread social and economic challenge. These are not abstract figures; they represent parents, partners, siblings, and friends.
| Statistic | 2025 UK Figure | Source / Implication |
|---|---|---|
| People with Dementia | Over 1,000,000 | Alzheimer's Society UK |
| Lifetime Risk | 1 in 3 Britons | Alzheimer's Research UK |
| Annual Economic Cost | Over £35 Billion | London School of Economics |
| Informal Carers | Est. 700,000+ | Carers UK |
| Diagnosis Rate | Approx. 67% | NHS Digital |
| New Cases Annually | Over 200,000 | Public Health England |
What these numbers reveal is a perfect storm. An ageing population is increasing the prevalence of the condition, yet diagnosis rates, while improving, mean thousands are living with symptoms without official support. Behind each diagnosis is a network of family and friends—informal carers—whose own financial and emotional wellbeing is placed under immense strain.
It's Not Just an 'Old Person's Disease'
A common and dangerous misconception is that dementia only affects the elderly. The reality of young onset dementia—diagnosed in individuals under the age of 65—is a particularly devastating aspect of this crisis.
According to the latest NHS data, it's estimated that over 70,000 people in the UK are living with young onset dementia. A diagnosis in your 40s or 50s strikes at the heart of your peak earning years, a time when financial responsibilities are often at their highest.
Consider this real-world scenario:
- Mark, a 52-year-old marketing director, and his wife, Sarah, a 50-year-old part-time teacher, have two teenage children. They have a £250,000 mortgage outstanding and are actively saving for their children's university education and their own retirement.
- After months of struggling with complex tasks at work and uncharacteristic memory lapses, Mark is diagnosed with early-stage Alzheimer's disease.
- Within a year, he is forced to take medical retirement, instantly losing his £90,000 salary. Sarah has to quit her job to become his full-time carer. Their household income plummets from over £115,000 to just state benefits.
- The retirement plans evaporate. The university fund is raided to cover daily living costs. The future they meticulously planned for has vanished.
This is the brutal financial reality of young onset dementia. It doesn't just steal your future; it dismantles your present.
The £4.5 Million Question: Deconstructing the True Cost of Cognitive Decline
The headline figure of a £4 Million+ lifetime burden can seem abstract, but when you break down the relentless and compounding costs, its terrifying logic becomes clear. This figure represents the total economic shockwave a dementia diagnosis can send through a high-earning family's entire financial ecosystem over a decade or more. It is a combination of direct costs, lost income, and the evaporation of future wealth.
The Direct Financial Costs: The Unrelenting Outlay
State support for social care in the UK is notoriously difficult to access and severely means-tested. NHS Continuing Healthcare (CHC), which provides a free package of care, has incredibly strict eligibility criteria. For the vast majority, the cost of care falls directly on the individual and their family.
Local authorities will only provide financial support if your savings and assets (including, in some cases, your home) fall below a certain threshold (£23,250 in England for 2025/26). This forces many families to spend their life savings and sell their homes to pay for care.
Here is a breakdown of the average weekly care costs, which vary significantly by region.
| Type of Care | Average Weekly Cost (UK) | Average Annual Cost (UK) |
|---|---|---|
| Home Care (Domiciliary) | £1,200 (for 40 hrs/week) | £62,400 |
| Residential Care Home | £950 | £49,400 |
| Nursing Care Home | £1,300 | £67,600 |
| Specialist Dementia Unit | £1,500 - £2,000+ | £78,000 - £104,000+ |
A person living with dementia for ten years could easily face a direct care bill of between £500,000 and £1,000,000.
The Indirect Financial Costs: The Hidden Drain
The direct costs are only one part of the equation. The indirect costs and lost opportunities are what truly inflate the financial burden into the millions.
- Lost Income (The Patient): A diagnosis for someone in their 50s can mean the immediate loss of 10-15 years of peak earnings. For a professional earning £100,000 a year, this alone represents a £1.5 million loss in gross income.
- Lost Income (The Carer): The Nuffield Trust estimates that one in three informal carers for people with dementia are forced to give up work or reduce their hours. A spouse earning £50,000 who quits their job for eight years to provide care loses £400,000 in income, plus pension contributions and career progression.
- Home Modifications: Essential adaptations like stairlifts, wet rooms, grab rails, and secure doors can cost anywhere from £10,000 to £50,000.
- Erosion of Assets: Savings are depleted, investments are cashed in prematurely (often at a loss), and the family home may have to be sold. The ability to grow wealth ceases, and instead, a rapid process of "de-cumulation" begins.
Tallying the Lifetime Burden: A Hypothetical Breakdown
Let's revisit our high-earning family to illustrate how the £4 Million+ figure is reached.
| Cost Component | Timeframe | Estimated Financial Impact |
|---|---|---|
| Lost Future Earnings (Patient @ £150k/yr) | 12 years (Age 55-67) | £1,900,000 |
| Lost Future Earnings (Spouse/Carer @ £60k/yr) | 10 years | £600,000 |
| Lost Pension Contributions & Growth | Both individuals | £750,000 |
| Direct Care Costs (Specialist) | 6 years @ £100k/yr | £600,000 |
| Lost Investment Growth / Asset Erosion | Lifetime | £500,000+ |
| Home Modifications & Equipment | One-off / ongoing | £50,000 |
| Total Potential Lifetime Financial Burden | £4,300,000 |
This illustrative table shows how quickly the costs escalate beyond just care fees. It's a financial tsunami that wipes out decades of hard work, saving, and planning. This is the threat that a robust LCIIP shield is designed to confront.
Your Financial First Aid Kit: How LCIIP Insurance Acts as a Safety Net
While there is no cure for dementia, there is a powerful antidote to the financial devastation it causes. Life Insurance, Critical Illness Cover, and Income Protection are not luxury add-ons; they are essential components of a responsible financial plan in 2025. They form a three-pronged defence to protect your family's financial wellbeing.
Critical Illness Cover (CIC): Your Financial Lifeline Upon Diagnosis
Critical Illness Cover is designed to pay out a tax-free lump sum if you are diagnosed with one of a list of predefined serious medical conditions. This money is yours to use however you see fit, providing immediate financial relief at the most stressful time.
Crucially, dementia (including Alzheimer's disease) is a standard condition on almost all modern, comprehensive CIC policies. The key is understanding the policy definition. Insurers will typically define the condition to ensure the claim is for a condition that is permanent and significantly impacts your life.
| Typical Claim Trigger Wording | Explanation |
|---|---|
| "Resulting in permanent symptoms" | The insurer needs evidence that the cognitive decline is irreversible. |
| "Loss of mental capacity" | Often defined by the Mental Capacity Act 2005. |
| "Inability to perform Activities of Daily Living (ADLs)" | A claim may be paid if you can no longer perform a set number of tasks like washing, dressing, or feeding yourself, even without a specific dementia diagnosis. |
| "Loss of independent existence" | A common definition requiring permanent cognitive impairment needing constant supervision. |
A CIC payout of, for example, £250,000 could be used to:
- Pay off your mortgage instantly, removing the largest monthly outgoing.
- Fund private, high-quality care without having to sell the family home.
- Adapt your home for future needs.
- Replace a partner's income so they can afford to care for you.
- Create a fund for future financial needs, providing peace of mind.
Income Protection (IP): The Monthly Guardian of Your Lifestyle
While CIC provides a lump sum, Income Protection (IP) provides a regular, tax-free monthly income if you are unable to work due to any illness or injury that your policy covers. It's designed to replace a significant portion of your lost salary, often up to 60-70%.
For a progressive condition like dementia, IP is arguably the most powerful form of protection.
- Long-Term Support: Unlike sick pay from your employer (which typically lasts a few months) or state benefits like Employment and Support Allowance (ESA, currently around £138 per week), an IP policy can pay out every month, right up until your chosen retirement age (e.g., 67).
- Own Occupation Definition: The best policies use an "own occupation" definition of incapacity. This means you can claim if you are unable to perform your specific job. For a professional diagnosed with early-stage dementia who can no longer handle complex tasks, this is vital.
- Lifestyle Preservation: IP ensures that bills, mortgage payments, school fees, and daily living costs continue to be met. It stops the immediate financial panic and allows the family to focus on care, not on creditors.
| Source of Income | Typical Monthly Amount (for £5k/month salary) | Duration |
|---|---|---|
| Statutory Sick Pay | £480 | 28 weeks |
| Employer Sick Pay | Varies (e.g., £5,000) | 3-6 months |
| State Benefits (ESA) | ~£598 | Ongoing, means-tested |
| Income Protection | £3,000 (60% of gross) | Until retirement age |
Life Insurance: Securing Your Family's Future, No Matter What
Life Insurance provides a lump sum payout to your loved ones upon your death. In the context of a dementia diagnosis, its role is twofold.
Firstly, if you have a combined Life and Critical Illness policy, the CIC part can pay out upon diagnosis, providing funds during your lifetime.
Secondly, and crucially, a standalone life insurance policy ensures that even after years of depleting savings to pay for care, your surviving partner and family are left financially secure. The payout can clear any remaining mortgage, pay for funeral costs, and provide a capital sum for your partner to live on, replenishing the wealth that was eroded during the years of care.
A vital addition to any LCIIP plan is Waiver of Premium. This benefit means that if you are unable to work and are claiming on your Income Protection policy, the insurer will pay your Life and Critical Illness premiums for you, ensuring your essential cover remains in place when you can least afford it.
Navigating the Maze: Choosing the Right Protection
Purchasing protection insurance isn't like buying car insurance. The cheapest policy is rarely the best. The quality of the cover, the definitions used, and the insurer's claims record are paramount.
The Devil is in the Detail: Why Policy Wording Matters
As we've seen with dementia, the specific definition in a Critical Illness policy is crucial. Some older or cheaper policies may have very restrictive wording that makes it harder to claim. This is also true for other conditions. For example, some policies have better cancer definitions, covering more early-stage cancers, or more comprehensive heart attack definitions.
You should also understand concepts like:
- Total and Permanent Disability (TPD): This is often an add-on or a standalone benefit that pays out if you become permanently disabled and unable to ever work again. It can be a vital back-stop if your condition doesn't meet a specific CIC definition.
- Value-Added Benefits: Modern policies are more than just a promise to pay. Many now include valuable support services you can use without claiming, such as:
- A virtual GP service for 24/7 medical advice.
- A second medical opinion service from world-leading specialists.
- Mental health support and counselling.
- Rehabilitation and back-to-work support.
How Much Cover is Enough? A Practical Guide
Determining the right level of cover is a personal calculation, but here are some common-sense starting points:
- Life Insurance: Aim for a sum large enough to clear your mortgage and any other debts, plus a capital sum to provide an income for your family. A general rule of thumb is 10 times your annual salary.
- Critical Illness Cover: The lump sum should ideally clear your mortgage and provide a buffer to cover 2-4 years of lost income, allowing your family time to adjust.
- Income Protection: Calculate your essential monthly outgoings (mortgage, bills, food, transport) and ensure the monthly benefit covers these comfortably. Aim to protect 50-70% of your gross monthly salary.
Why an Expert Broker is Your Best Ally
Navigating this complex landscape alone can be daunting and fraught with risk. Choosing the wrong policy could be a devastating financial mistake. This is where an expert independent broker like WeCovr becomes invaluable. We don't just sell policies; we provide clarity and confidence.
Our specialists compare plans from all of the UK's leading insurers, including Aviva, Legal & General, Zurich, Royal London, and more. We don't stop at the price; we scrutinise the small print, comparing the crucial definitions for conditions like dementia, cancer, and heart disease. We ensure you understand exactly what you are covered for, finding the policy that truly matches your unique needs, health profile, and budget. Our role is to be your advocate, ensuring your financial shield is as strong as it can possibly be.
Beyond Insurance: Proactive Steps for Brain Health
Financial protection is a reactive shield. But taking proactive steps to support your brain health is a vital part of the equation. While there are no guarantees, a wealth of scientific evidence shows that lifestyle choices can significantly influence your risk of developing dementia.
The NHS 'Think Brain Health' campaign and Alzheimer's Research UK highlight several key pillars:
- Stay Physically Active: Aim for at least 150 minutes of moderate-intensity activity (like brisk walking or cycling) per week. Exercise boosts blood flow to the brain.
- Eat a Healthy, Balanced Diet: A Mediterranean-style diet—rich in fruits, vegetables, whole grains, fish, nuts, and olive oil—has been consistently linked to better cognitive outcomes.
- Challenge Your Brain: Keep your mind active. Learn a new language, take up a musical instrument, do puzzles, read widely, or enrol in a course.
- Stay Socially Connected: Maintaining strong social ties and engaging with friends, family, and your community is a powerful protector of brain function.
- Manage Cardiovascular Health: What's good for your heart is good for your brain. Keep your blood pressure, cholesterol, and blood sugar levels in a healthy range.
- Look After Your Hearing: Emerging evidence shows a strong link between unaddressed hearing loss and dementia risk. Get your hearing checked and use hearing aids if needed.
- Limit Alcohol and Stop Smoking: Both are major risk factors for vascular dementia.
WeCovr's Commitment to Your Wellbeing: Introducing CalorieHero
At WeCovr, our commitment to your health extends beyond financial protection. We understand that proactive steps can make a real difference, which is why we champion a holistic approach to wellbeing. We know that managing a healthy diet is a cornerstone of brain health, but it can be challenging in our busy lives.
That’s why all our valued customers receive complimentary access to CalorieHero, our exclusive, AI-powered calorie and nutrition tracking app. By making it easier to monitor your intake and make healthier food choices, we aim to empower you not just to protect your financial future, but to live a healthier, more vibrant life today.
Frequently Asked Questions (FAQ)
Q: Can I get critical illness cover if I have a family history of dementia?
A: Yes, it is usually possible. You must be completely honest on your application form about your family medical history. The insurer may ask for more information, and in some cases, they might increase the premium (a "loading") or place an exclusion on dementia-related claims. A broker can help you navigate this and find the insurer most sympathetic to your circumstances.
Q: What is the difference between a reviewable and a guaranteed premium?
A: Guaranteed premiums are fixed for the entire length of the policy. You know exactly what you'll pay each month. Reviewable premiums are cheaper to start with but the insurer can increase them over time (e.g., every 5 years), meaning they can become very expensive in the long run. For long-term cover like LCIIP, guaranteed premiums are almost always the recommended choice for budget certainty.
Q: Will the state not provide enough support if I get dementia?
A: For the vast majority of people, the answer is no. State support is heavily means-tested. If you have assets over £23,250 in England, you will likely have to fund the entirety of your own care costs until your assets are depleted to that level. State benefits for loss of income are also far below what most people need to maintain their standard of living.
Q: My employer provides death-in-service and sick pay. Do I still need my own cover?
A: Employer benefits are a great perk, but they are tied to your job. If you leave your job, you lose the cover. Employer sick pay is usually short-term, and death-in-service benefits are often much lower than what a family truly needs (typically 2-4x salary, versus the recommended 10x). Personal LCIIP cover is portable, comprehensive, and tailored to your specific family needs.
Conclusion: Taking Control of Your Future Today
The spectre of dementia is one of the most significant health and financial challenges our society faces. The risk is real, the potential cost is catastrophic, and the impact on families is profound. To ignore this reality is to gamble with the entire future you have worked so hard to build.
But you are not powerless.
You can take control. By embracing a brain-healthy lifestyle, you can actively lower your risk. And by putting in place a robust LCIIP shield, you can neutralise the financial threat, ensuring that a health crisis does not have to become a financial disaster.
A Critical Illness policy can provide the capital to erase debt and fund care. An Income Protection policy can provide the monthly income to preserve your family's lifestyle. A Life Insurance policy can provide the security to ensure your loved ones are protected, no matter what.
Don't leave your family's future to chance. The time to act is now, while you are healthy and insurable. Take the first, most important step today by speaking with a protection specialist. At WeCovr, we're here to help you understand your options and build a comprehensive financial shield, giving you and your family the priceless gift of peace of mind in an uncertain world.
Related guides
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
Our Group Is Proud To Have Issued 900,000+ Policies!
We've established collaboration agreements with leading insurance groups to create tailored coverage
How It Works
1. Complete a brief form
2. Our experts analyse your information and find you best quotes
3. Enjoy your protection!
Any questions?
Learn more
Who Are WeCovr?
WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!