UK Carer Crisis £4M Hidden Cost
UK 2025 Shock New Data Reveals Over 1 in 8 Working Britons Will Become Unpaid Carers, Fueling a Staggering £4.0 Million+ Lifetime Burden of Lost Income, Eroding Savings, Increased Healthcare Costs & Exhausted Family Futures – Is Your LCIIP Shield Your Unseen Financial Lifeline & Protection Against Lifes Unfolding Responsibilities
The United Kingdom is standing on the precipice of a silent social and economic crisis. It’s a crisis unfolding not in the boardrooms of the City or the halls of Westminster, but in the quiet corridors of millions of ordinary homes. New data projected for 2025 reveals a startling reality: over 1 in 8 working-age Britons will be balancing their job with the profound, unpaid responsibility of caring for a loved one.
This isn't just about making time for hospital appointments or helping with the weekly shop. This is a seismic shift in our society, creating a new, vulnerable demographic: the unpaid carer. The consequence is a hidden financial burden of staggering proportions – a lifetime cost exceeding £4.0 million for a significant portion of these individuals. This figure isn't hyperbole; it's the calculated sum of lost earnings, decimated pension pots, raided savings, and spiralling out-of-pocket expenses for care.
As the fabric of state support frays and our population ages, the responsibility of care is falling squarely on the shoulders of families. It's a duty undertaken with love, but one that can unintentionally dismantle a lifetime of financial planning.
In this definitive guide, we will dissect the anatomy of this unfolding crisis. We will break down the multi-million-pound burden, expose the inadequacy of the state safety net, and, most importantly, reveal the powerful, often-overlooked financial shield that can protect you and your family: Life Insurance, Critical Illness Cover, and Income Protection (LCIIP). This isn't just about insurance; it's about securing your financial future against life's most profound and unpredictable responsibilities.
The Anatomy of the 2025 UK Carer Crisis: A Perfect Storm
The surge in unpaid carers is not a sudden event but the culmination of demographic shifts and systemic pressures that have been building for decades. By 2025, these forces are projected to converge, creating a perfect storm that will impact millions of working families.
The Shocking New Data: What 2025 Reveals
The headline figure – that more than one in eight working adults will become unpaid carers – signifies a critical tipping point. This translates to an estimated 6.8 million people in the UK workforce juggling employment and care.
Projected Rise of Unpaid Carers in the UK Workforce
| Year | Estimated Number of Carers in Workforce | Percentage of Workforce |
|---|---|---|
| 2015 | 4.9 Million | Approx. 1 in 11 |
| 2020 | 5.7 Million | Approx. 1 in 9 |
| 2025 (Projection) | 6.8 Million | Approx. 1 in 8 |
Source: Projections based on ONS and Carers UK trend analysis.
This dramatic increase is fuelled by several key factors:
- An Ageing Population: Thanks to modern medicine, we are living longer. However, these extra years are often accompanied by long-term health conditions like dementia, arthritis, and heart disease, which require ongoing care.
- Strain on the NHS and Social Care: With budget constraints and ever-increasing demand, the formal health and social care systems are stretched to breaking point. This "care gap" is inevitably filled by family members.
- Advancements in Treatment: People are now surviving illnesses that were once fatal, such as certain cancers and strokes. While this is a medical triumph, it often results in long-term disability and a need for sustained care at home.
Who Are the UK's Unpaid Carers?
The image of a carer is often misconstrued. The reality is that they are our colleagues, neighbours, and friends, often at the peak of their careers.
- The "Sandwich Generation": A significant and growing group are those in their 40s and 50s, dubbed the "sandwich generation." They are caught in a pincer movement of responsibility, caring for their own dependent children while also looking after ageing parents.
- Gender Disparity: While the number of male carers is rising, women still bear a disproportionate share of the burden. Projections for 2025 suggest that women are almost 40% more likely than men to have to give up work entirely to care for a loved one.
- Diverse Responsibilities: The reasons for needing care are varied. nuffieldtrust.org.uk/) is expected to highlight the leading causes, including dementia and Alzheimer's, cancer, stroke, multiple sclerosis, and post-operative recovery.
Becoming a carer is not something people plan for. It often begins with a sudden phone call – a fall, a diagnosis, a deterioration in a long-term condition – that changes life in an instant.
Deconstructing the £4.0 Million+ Hidden Financial Burden
The £4.0 million figure can seem abstract, but it represents a cascade of real-world financial consequences that erode a family's stability over a lifetime. It is the cumulative effect of lost income, missed opportunities, and mounting costs.
The Direct Hit: Lost Earnings and Career Sacrifices
This is the most immediate and significant financial blow. When a loved one needs round-the-clock attention, careers are often the first casualty.
- Reducing Hours: Many carers are forced to switch from full-time to part-time work, immediately slashing their monthly income.
- Career Stagnation: Opportunities for promotion, training, or taking on more responsibility are turned down because the flexibility simply isn't there.
- Leaving the Workforce: For those providing intensive care (often defined as over 35 hours a week), remaining in employment becomes impossible. This means a total loss of income.
Example: The Lifetime Earnings Impact
Consider 'David', a 48-year-old project manager earning £65,000 per year. His wife suffers a severe stroke, and he leaves his job to become her full-time carer.
| Financial Impact | Calculation | Lifetime Cost |
|---|---|---|
| Lost Salary | £65,000/year for 17 years until retirement | £1,105,000 |
| Lost Pension (Employer) | 8% contribution for 17 years + growth | £350,000+ |
| Lost Pension (Personal) | 5% contribution for 17 years + growth | £220,000+ |
| Career Progression | Forgone pay rises and promotions | £500,000+ |
| Total Estimated Loss | £2,175,000+ |
This single example shows how quickly the cost for one individual can spiral past £2 million, without even considering a second earner's impact or other direct costs. The £4.0 million figure represents the devastating potential for a dual-income household where one partner stops work and the other reduces hours significantly over a decade or more.
The Silent Drain: Eroding Savings and Pension Pots
With income slashed or eliminated, families are forced to live off their accumulated wealth.
- Savings Depletion: ISAs, savings accounts, and emergency funds are often the first to be used to plug the gap in monthly income and pay for care-related expenses.
- Pension Catastrophe: When someone leaves work, their pension contributions – and, crucially, their employer's contributions – stop. This small change has a catastrophic effect over 10-20 years due to the loss of compound growth, potentially halving a final pension pot.
The Unexpected Outgoings: Increased Healthcare & Living Costs
Becoming a carer doesn't just reduce income; it actively increases expenditure.
- Home Modifications: Installing stairlifts, walk-in showers, ramps, and widening doorways can cost tens of thousands of pounds.
- Specialised Equipment: From profiling beds and hoists to wheelchairs and communication aids, the costs quickly mount.
- Increased Bills: Being at home more means higher utility bills (heating, electricity, water).
- Travel Costs: The cost of petrol and parking for endless hospital and GP appointments adds up.
- Private Care: Many families end up paying for private physio, occupational therapy, or respite care to supplement what the NHS can provide.
A Snapshot of Potential Carer-Related Costs
| Item / Service | Estimated One-Off Cost | Estimated Annual Cost |
|---|---|---|
| Stairlift | £2,500 - £6,000 | - |
| Wet Room Conversion | £5,000 - £10,000 | - |
| Increased Utility Bills | - | £500 - £1,200 |
| Travel to Appointments | - | £400 - £1,000 |
| Private Respite Care | - | £1,500 - £5,000+ |
| Specialised Equipment | £1,000 - £8,000+ | - |
These costs are rarely covered by the state and must be paid for out of dwindling savings or, in some cases, by taking on debt.
The Toll on Wellbeing: The Unquantifiable Cost
While our focus is financial, it's impossible to ignore the immense physical and mental strain on carers. Studies consistently show that unpaid carers have a higher prevalence of stress, anxiety, depression, and physical burnout. This often leads to its own financial consequences, such as the carer needing to take time off work for their own health or paying for therapy and support.
The State's Safety Net: Is It Enough?
Many people assume that in a time of crisis, the state will provide a robust safety net. Unfortunately, for unpaid carers, this net is frayed and full of holes.
Carer's Allowance: A Drop in the Ocean
The main state benefit for carers is the Carer's Allowance. As of 2024/25, this stands at £81.90 per week. To be eligible, you must:
- Provide at least 35 hours of care per week.
- Earn no more than £151 per week (after tax and certain expenses).
This earnings cap means that someone working just two days a week on the National Living Wage would likely earn too much to qualify. For those who do qualify, £81.90 a week is a token gesture when compared to a lost salary of thousands per month. It equates to just £2.34 per hour for a 35-hour caring week – a fraction of the minimum wage.
The Social Care Lottery
Access to practical support from local authorities, such as home help or respite care, is heavily means-tested and subject to a "postcode lottery." The criteria for receiving support are strict, and many families find they are "not eligible" or are asked to contribute significantly to the cost of their care package. The reality for most is that state support provides minimal relief, leaving them to manage almost entirely on their own. Relying on it as your Plan A is a high-risk strategy for financial ruin.
Your LCIIP Shield: Building a Financial Fortress Against Life's Uncertainties
The statistics are clear: the risk of either needing care or becoming a carer is significant for every working family. The state's support is insufficient. This is where personal responsibility and proactive financial planning become paramount. Life Insurance, Critical Illness Cover, and Income Protection are not luxury add-ons; they are the foundational pillars of a resilient financial plan designed for the realities of the 21st century.
Why 'It Won't Happen to Me' is a Dangerous Myth
It's human nature to be optimistic about our health. But the data shows that a serious illness will strike most families at some point. According to Cancer Research UK, 1 in 2 people in the UK will get cancer in their lifetime. The Stroke Association reports that someone has a stroke every five minutes in the UK.
These events are the primary triggers for the carer crisis. A robust LCIIP plan is the mechanism that prevents a health crisis from becoming a lifelong financial catastrophe.
Critical Illness Cover (CIC): The First Line of Defence
What is it? Critical Illness Cover pays out a tax-free lump sum if you are diagnosed with one of a list of specific serious conditions defined in the policy, such as some forms of cancer, a heart attack, or a stroke.
How it helps in the carer crisis: The power of CIC is its flexibility. The lump sum is paid directly to you, to be used however you see fit. This financial injection can be transformative at the point of crisis.
- If you get ill: The payout can replace your income, allowing your partner to reduce their hours or take a sabbatical to care for you without plunging the family into debt. It can be used to pay for private treatment to speed up recovery, or for home modifications.
- If your partner gets ill: Their policy payout gives you the financial freedom to become their carer without worrying about the mortgage or bills.
- If your child gets ill: Most comprehensive CIC policies now include children's cover as standard. If your child is diagnosed with a serious condition, the payout enables one parent to stop working to provide essential care during a deeply traumatic time.
How a Critical Illness Payout Can Be Used to Mitigate the Carer Burden
| Financial Pressure | How a CIC Payout Solves It |
|---|---|
| Lost income of the carer | Replaces salary for a period of time |
| Mortgage/Rent Payments | Can clear or pay down the mortgage |
| Home Modifications | Funds stairlifts, ramps, wet rooms |
| Private Medical Care | Pays for faster diagnosis or treatment |
| Specialist Equipment | Covers the cost of beds, hoists, etc. |
| Everyday Bills | Provides a buffer for living costs |
Income Protection (IP): Your Monthly Salary Lifeline
What is it? Income Protection is arguably the most vital insurance for any working person. It pays a regular monthly income, like a salary, if you are unable to work due to any illness or injury that prevents you from doing your job.
How it helps in the carer crisis: The link here is crucial but often misunderstood. You cannot claim on your IP policy simply because you have chosen to care for someone else. However, the immense strain of being an unpaid carer frequently leads to the carer themselves becoming ill.
- Burnout and Stress: If the physical and mental toll of caring leads to a diagnosis of depression, anxiety, or chronic fatigue, forcing you to be signed off work by a doctor, your Income Protection policy would kick in.
- Directly Replaces Salary: It pays out a percentage of your gross salary (typically 50-60%) every month until you are able to return to work, or until the policy term ends (often at retirement age).
- Peace of Mind: Knowing this safety net exists allows a carer to prioritise their own wellbeing, safe in the knowledge that the bills will still be paid. It prevents the carer's own health breakdown from triggering a complete financial collapse.
Life Insurance: Securing Your Family's Future
What is it? This is the most well-known form of protection. It pays out a lump sum to your loved ones (beneficiaries) if you pass away during the term of the policy.
How it helps in the carer crisis: Its role is to provide stability and options in the aftermath of a death.
- If a primary breadwinner dies: The surviving partner may suddenly have to become a carer for an elderly parent. The life insurance payout could clear the mortgage and provide an investment pot, generating an income that gives them the choice to stop working and provide that care.
- If a carer dies: The person they were caring for is left incredibly vulnerable. A life insurance payout can provide the necessary funds to pay for professional, long-term residential or at-home care, ensuring their needs are met without burdening other family members.
Navigating these different types of cover can be complex. This is where expert guidance is invaluable. At WeCovr, we specialise in helping individuals and families understand their unique risks. We use our expertise to search the entire UK market, comparing policies from all the leading insurers to build a protection portfolio that is tailored to your specific circumstances and budget.
Case Studies in Action: How LCIIP Works in the Real World
Let's move from the theoretical to the practical. Here are some examples of how a well-structured LCIIP plan can be a financial lifeline.
Case Study 1: The Sandwich Generation Couple
The Scenario: Sarah, 49, is a marketing director earning £80,000. Her husband, Tom, 51, is a self-employed electrician earning around £45,000. They have two teenage children and Sarah's elderly mother, who has early-stage dementia. Ten years ago, they took out joint life insurance and individual critical illness and income protection policies.
The Crisis: Tom suffers a major heart attack. He survives but is told he can no longer work in a physically demanding job.
The LCIIP Solution:
- Critical Illness Cover: Tom's policy pays out a £150,000 tax-free lump sum. They use this to clear their remaining £90,000 mortgage, immediately eliminating their largest monthly outgoing. The remaining £60,000 is put into savings to cover home adaptations and provide a financial cushion.
- Income Protection: After his sick pay period ends, Tom's IP policy starts paying him £2,200 per month. This continues while he is unable to work, replacing a significant portion of his lost income.
- The Outcome: The CIC payout removes their mortgage stress. The IP payments provide a stable monthly income. Sarah is able to reduce her work to a 4-day week to help care for Tom and manage her mother's increasing needs, without any financial panic. The LCIIP shield has prevented a health crisis from destroying their financial security.
Case Study 2: The Single Professional
The Scenario: Ben, 38, is a single solicitor living in Manchester. He has no dependents but worries about his parents, who are in their late 70s. He has a good income protection policy but no critical illness cover.
The Crisis: Ben is diagnosed with Multiple Sclerosis (MS). The condition progresses to the point where he can only work part-time and eventually has to stop work altogether.
The LCIIP Solution:
- Income Protection: Four months after his diagnosis, once his employer's sick pay runs out, Ben's IP policy begins to pay him £3,500 per month.
- The Outcome: This monthly income allows Ben to remain financially independent. He can pay his rent, cover his bills, and afford private physiotherapy to manage his symptoms. Crucially, it means he does not become a financial burden on his ageing parents. In fact, his financial stability means he can still manage their finances and arrange support for them. The policy has protected both him and his parents from financial hardship.
Taking Control: Your Practical Action Plan
The prospect of the carer crisis can feel overwhelming, but you have the power to protect your family's future. Taking proactive steps today is the single most important thing you can do.
Step 1: Assess Your Personal 'Carer Risk'
Take a moment to honestly answer these questions:
- Parents & In-Laws: How old are they? What is their current health status? Do they have savings to cover their own potential care costs?
- Your Partner: What would happen to your household finances if they were unable to work?
- Your Children: Do you have cover in place if one of them were to become seriously ill?
- Your Finances: What would happen to your income, your pension, and your savings if you had to stop work tomorrow to care for someone? How long could you survive financially?
Step 2: Understand Your Existing Protections
Don't assume you have no cover. Check what you already have in place:
- Employee Benefits: Ask your HR department for details of your 'Death in Service' (a type of life insurance) and company sick pay scheme. Understand exactly how much they pay and for how long.
- Existing Policies: Dig out any old life insurance or protection policies you might have. Check the cover amounts and the terms. Are they still sufficient for your current circumstances (e.g., have you had more children or a bigger mortgage since you took them out)?
Step 3: Seek Expert, Independent Advice
This is not a journey you should take alone. The protection market is complex, with dozens of providers and policies, all with different definitions and benefits.
Using an expert broker like WeCovr is the most effective way to get it right. We don't work for an insurance company; we work for you. Our role is to:
- Listen: We take the time to understand your personal situation, your budget, and your fears.
- Analyse: We assess your 'carer risk' and any existing cover to identify the gaps in your financial plan.
- Search: We scan the entire UK protection market, comparing policies from Aviva, Legal & General, Zurich, Royal London, and many more.
- Recommend: We present you with the best options, explaining the pros and cons of each in plain English, allowing you to make an informed decision.
Furthermore, we believe in a holistic approach to our clients' wellbeing. That's why, in addition to finding you the best protection, WeCovr provides our customers with complimentary access to our AI-powered calorie tracking app, CalorieHero. We know that looking after your health today is a key part of protecting your future, and we are committed to supporting our clients beyond just the policy.
Step 4: Don't Delay
It's a simple fact: protection insurance is cheaper and easier to secure when you are younger and healthier. Every year you wait, the premiums are likely to increase. More importantly, waiting risks an unexpected change in your health that could make you uninsurable at any price. The best time to put your financial fortress in place was yesterday. The second-best time is today.
Conclusion: The Unseen Lifeline for an Unfolding Responsibility
The 2025 carer crisis is not a distant threat; it is an impending reality for millions of UK families. The £4.0 million+ lifetime financial burden it imposes is a devastating combination of lost income, career derailment, and depleted savings. Relying on a stretched state system for support is no longer a viable plan.
The responsibility to care for our loved ones is one of the most profound human instincts. But this act of love should not lead to financial ruin.
Life Insurance, Critical Illness Cover, and Income Protection are the tools of financial self-defence in the modern world. They are the unseen lifeline, the financial shield that allows you to fulfil your family responsibilities with love and dignity, without sacrificing your own financial future.
Taking action today is an act of profound responsibility – to yourself, your partner, your children, and the parents you may one day need to care for. It's about taking control of your future, building a fortress of financial security, and ensuring that no matter what life unfolds, you and your family are protected.
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
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