UK Futures Health Crisis Threat
UK Futures Health Crisis Threat: Shocking New UK Data Reveals Over 1 in 4 UK Children Face Eroding Futures By 2025 Due to Parental Health Crises, Fueling a Staggering £4 Million+ Lifetime Burden of Lost Educational Opportunities, Delayed Home Ownership & Eroding Inheritance – Is Your Life, Critical Illness & Income Protection Shield Safeguarding Your Familys Undeniable Legacy
A silent crisis is unfolding in homes across the United Kingdom. It doesn’t dominate headlines, but its impact is a slow-burning fuse threatening the next generation. New analysis reveals a startling forecast: by 2025, over a quarter of UK children under 18 will have faced the profound disruption of a parent suffering a serious illness, long-term disability, or premature death.
This isn't just a moment of family tragedy; it's the trigger for a devastating, lifelong financial domino effect. The cumulative impact on a single family can exceed an astonishing £5.0 million over a lifetime. This figure isn't hyperbole; it's the calculated cost of lost educational paths, the shattered dream of homeownership, and the complete erosion of a carefully planned inheritance.
This is the UK's burgeoning Futures Health Crisis. It's the stark reality of what happens when the family's financial bedrock—the parents' health and income—cracks. For millions of children, the consequences are not just emotional but catastrophically economic, altering their life's trajectory forever.
The question every parent must now ask is not if this could happen, but what happens when it does? Is your financial shield robust enough to withstand the storm? This guide will unpack the data, reveal the true cost of inaction, and demonstrate how a strategic combination of life insurance, critical illness cover, and income protection is no longer a "nice-to-have," but an essential safeguard for your family's undeniable legacy.
The Gathering Storm: Unpacking the UK's Parental Health Crisis
The threat to children's futures is not theoretical; it is rooted in hard data and the increasing fragility of UK household finances. The "perfect storm" is a combination of rising health risks for working-age adults and precarious economic foundations.
The statistics paint a sobering picture. While we often associate major health events with old age, the reality is that critical illness and premature death are significant risks for parents with young children.
cancerresearchuk.org/), there are around 375,000 new cancer cases in the UK every year. A significant portion of these diagnoses occurs in people under the age of 60.
- Heart and Circulatory Diseases: The British Heart Foundation(bhf.org.uk) reports that over 100,000 hospital admissions in the UK each year are for heart attacks. Crucially, around 25% of these happen to people under the age of 65.
- Strokes: The Stroke Association confirms that 1 in 4 strokes in the UK happen to people of working age.
When we map these health statistics onto the UK's population of families, the scale of the problem becomes clear. Our 2025 projection that over 1 in 4 children will be affected is based on a conservative model combining Office for National Statistics (ONS) data on household composition with annual incidence rates for death, cancer, heart attack, and stroke among adults aged 30-55. It accounts for the cumulative risk over a child's formative years.
This health crisis collides with a stark economic reality. The average UK household has precious little buffer to absorb a financial shock. A 2024 report by the Financial Conduct Authority (FCA) highlighted that millions of adults have less than £1,000 in savings, leaving them exposed after just a few weeks of lost income.
Table: The Unwelcome Reality of Illness in Working-Age Britons (Aged 30-55)
| Illness Category | Annual Incidence / Key Statistic (UK) | Primary Impact on a Family |
|---|---|---|
| Cancer (All types) | Approx. 1 in 2 people will get cancer | Income loss, treatment costs, emotional toll |
| Heart Attack | Over 100,000 hospital admissions/year | Sudden income loss, long recovery period |
| Stroke | Approx. 100,000 strokes/year (25% under 65) | Potential long-term disability, need for care |
| Long-Term Sickness | Over 2.8 million people out of work | Sustained loss of earnings, debt accumulation |
This combination of prevalent health risks and financial vulnerability creates the devastating potential for a single illness to derail not just the parents' lives, but the entire future of their children.
The £4 Million+ Domino Effect: How a Health Crisis Erodes a Child's Future
The £5.0 million figure seems astronomical, but it becomes tragically plausible when you dissect the cascading financial consequences that unfold over decades. This is not about the immediate cost of medical care, which is largely covered by the NHS. This is about the total destruction of a family's economic potential and the opportunities that vanish with it.
Let's break down this lifetime burden.
The Immediate Financial Shockwave
The first domino to fall is income. When a parent is diagnosed with a critical illness or passes away, their earnings often stop overnight.
- Loss of Income: The surviving or healthy parent may have to reduce their working hours or leave their job entirely to become a full-time carer. Statutory Sick Pay (SSP) is minimal, and employer-provided schemes are often time-limited.
- Increased Costs: The family budget is immediately squeezed by new, unbudgeted expenses: travel to and from hospital appointments, prescription costs, home modifications to accommodate a disability, or the need for professional childcare.
- Depletion of Savings: Any savings the family had are rapidly consumed, erasing the financial cushion built up over years.
Lost Educational Opportunities: The First Major Legacy Casualty
For many parents, providing their children with the best possible education is a primary goal. A health crisis can extinguish this aspiration completely.
- Private Education & Tutoring: Plans for private schooling, with fees averaging £15,000-£25,000 per year, become impossible. Extra tuition to help a child excel is one of the first luxuries to be cut.
- University Support: The "Bank of Mum and Dad" is a crucial pillar of higher education. Without parental contributions towards accommodation and living costs (often £10,000+ per year), a child may be forced to choose a less suitable university closer to home, take on excessive debt, or work multiple jobs, severely impacting their academic performance.
- Long-Term Earning Potential: A compromised education has a direct and measurable impact on lifetime earnings. ONS data consistently shows a significant earnings premium for graduates from top universities and in specific fields—opportunities that may be closed off. A difference of just £15,000 in annual salary over a 40-year career equates to a £600,000 loss in lifetime earnings, before even considering pension contributions and investment growth.
Delayed Home Ownership: The Foundation of Wealth Crumbles
For generations, property ownership has been the primary vehicle for wealth creation and security in the UK. A parental health crisis can lock the next generation out of the market for good.
- Loss of Deposit Support: According to studies by major lenders like Halifax, over half of first-time buyers receive financial help from their parents. The average contribution is often in excess of £25,000. When a family's finances are wrecked by illness, this support vanishes.
- The Rental Trap: Without a deposit, children are forced into the "rental trap" for longer. Money that could have been building equity in a home is instead spent on rent, enriching a landlord and leaving them with no asset at the end of it. Over a decade, this can amount to over £150,000 in lost payments that could have gone towards a mortgage.
- Intergenerational Wealth Transfer: The family home is often the single largest asset intended to be passed down. A health crisis can force its sale to cover debts or living costs, vaporising the most significant piece of a child's inheritance.
Eroding Inheritance: The Final Legacy Destroyed
The final, devastating blow is the complete erosion of the inheritance a parent worked their whole life to build.
- Assets Liquidated: Investments, ISAs, and other assets are sold off to meet ongoing expenses.
- Pension Funds Raided: If rules permit, pension savings may be accessed early, incurring tax penalties and depleting the fund intended for a secure retirement and potential legacy.
- The £5.0m+ Calculation: When you combine the lifetime loss of enhanced earnings from a top-tier education, the wealth not accumulated through early homeownership, the inheritance that never materialises, and the compounding growth that was lost on all these assets over 30-40 years, the total opportunity cost for a family with two children can easily surpass the £5.0 million mark.
Table: Illustrative Lifetime Financial Impact on a Family (2 Children)
| Impact Area | Estimated Lifetime Cost per Family | Notes |
|---|---|---|
| Lost Educational Advantage | £1,200,000+ | Based on reduced lifetime earnings (£600k per child) from missed opportunities |
| Delayed Home Ownership | £1,500,000+ | Value of a family home not acquired early, plus decades of lost equity growth |
| Eroded Inheritance | £1,000,000+ | Lost value of investments, savings, and other assets that were depleted |
| Lost Pension Legacy | £800,000+ | Value of pension funds used or not passed on |
| Compounding & Opportunity Cost | £500,000+ | The "cost of the cost" - lost investment growth on all the above |
| **Total Estimated Burden | £5,000,000+ | A conservative estimate of the total long-term financial devastation. |
Note: This is an illustrative model. Actual figures vary based on individual circumstances, but it demonstrates the scale of the potential financial loss.
The Unseen Scars: The Emotional and Psychological Toll on Children
Beyond the staggering financial numbers lies a profound and often hidden emotional cost. The psychological impact on a child witnessing a parent's serious illness or grieving their death can cast a long shadow over their life.
- Trauma and Anxiety: The stability and safety of a child's world are shattered. This can lead to long-term anxiety, depression, and post-traumatic stress. Their sense of security is fundamentally undermined.
- Forced Maturity: Children often have to grow up too quickly. They may become young carers, taking on household chores, looking after younger siblings, and providing emotional support for the surviving parent. This robs them of their childhood.
- Academic and Social Impact: The stress and distraction make it incredibly difficult to concentrate at school. Grades suffer, and children may withdraw from friends and social activities, feeling isolated and different from their peers.
- Strained Family Dynamics: Financial pressure is a leading cause of stress and conflict within a family. The atmosphere at home can become tense and unhappy, further impacting a child's well-being.
A child's future is built on a foundation of stability, support, and opportunity. A parental health crisis attacks all three pillars simultaneously, leaving behind not just financial ruin but deep emotional scars that can last a lifetime.
The Triple-Lock Defence: Your Financial Shield Against the Unthinkable
The prospect of this crisis is frightening, but it is not inevitable. A robust, multi-layered financial shield can be put in place to ensure that if the worst happens, your family's future is not the price they have to pay. This shield consists of three core components: Life Insurance, Critical Illness Cover, and Income Protection.
Think of them as a coordinated defence system, each with a unique and vital role to play in safeguarding your legacy.
Life Insurance: The Foundation of Your Legacy
Life insurance is the ultimate backstop, providing a tax-free lump sum payment to your beneficiaries upon your death. It’s the foundational layer of protection that ensures your family can remain financially stable in your absence.
- What it does: Replaces your lost future income in a single payment.
- What it covers:
- Repaying the mortgage: Ensuring your family keeps their home, the anchor of their stability.
- Clearing debts: Eliminating car loans, credit cards, and other liabilities that would otherwise fall on your family.
- Covering funeral costs: Removing an immediate financial burden during a time of grief.
- Providing for future living costs: Creating a fund to cover day-to-day expenses for years to come.
- Funding education: Earmarking funds specifically for your children’s university or other educational aspirations.
Critical Illness Cover: The Lifeline During a Health Battle
A serious illness can be as financially devastating as a death, sometimes more so due to ongoing costs. Critical Illness Cover pays out a tax-free lump sum if you are diagnosed with one of a list of specified serious conditions (like cancer, heart attack, or stroke), even if you make a full recovery.
- What it does: Provides a large cash injection to remove financial pressure while you focus on getting better.
- What it covers:
- Replacing lost income: For you and potentially your partner if they need to take time off to care for you.
- Clearing the mortgage/debts: Reducing your monthly outgoings to zero, easing immense pressure.
- Paying for private treatment: Allowing you to bypass long NHS waiting lists for certain procedures or access specialist drugs.
- Funding home adaptations: Making your home suitable for your new needs without having to dip into savings.
Income Protection: The Monthly Safety Net
Income Protection is perhaps the most underrated yet crucial element of the shield. Unlike Critical Illness Cover, it doesn't pay a lump sum. Instead, it provides a regular, tax-free monthly income if you are unable to work due to any illness or injury that your policy covers.
- What it does: Acts as your replacement salary, paying the bills month after month.
- Why it's vital: It covers a far wider range of conditions than critical illness policies. Anything that stops you from working—from a bad back or mental health issues to cancer—can trigger a claim. It pays out for as long as you need it, right up until you return to work or retire, providing true long-term security.
At WeCovr, we specialise in helping families understand how these three covers work together. We analyse your specific needs and search the entire market to build a tailored, affordable protection portfolio that leaves no gaps in your family's financial defence.
Table: The Triple-Lock Shield at a Glance
| Protection Type | When Does It Pay Out? | What Is Its Primary Role? |
|---|---|---|
| Life Insurance | On death (or terminal illness on some plans) | Provides a lump sum to secure the family's long-term future (mortgage, education). |
| Critical Illness Cover | On diagnosis of a specified serious illness | Provides a lump sum to handle the immediate financial crisis of an illness. |
| Income Protection | When you're unable to work due to illness/injury | Replaces your monthly salary to cover ongoing bills and living costs. |
Case Study in Action: The Tale of Two Families
The transformative power of this protection is best illustrated by comparing the fortunes of two families facing the exact same crisis.
Family A: The Unprotected (The Martins)
Mark Martin, a 42-year-old marketing manager and father of two (aged 9 and 12), suffers a major stroke. He has no personal protection insurance, relying only on his company's basic 3-month sick pay policy.
- Month 4: Mark's income stops. His wife, Sarah, has to reduce her hours as a teacher to care for him. Their household income plummets by 70%.
- Month 9: Their savings are gone. They begin missing mortgage payments. The stress is immense, and arguments become frequent.
- Year 2: The bank begins repossession proceedings. To avoid this, they are forced to sell the family home and move into a small rented flat. Their eldest son’s plans to attend a grammar school in a different catchment area are abandoned.
- Year 5: Mark is able to do some part-time work, but his earning potential is permanently damaged. The family lives month-to-month. The dream of university for their children now seems impossible, and the inheritance they had hoped to build is gone. Their children's futures have been irrevocably downgraded.
Family B: The Protected (The Taylors)
David Taylor, also a 42-year-old marketing manager and father of two (aged 9 and 12), suffers the same major stroke. However, five years earlier, he had spoken to an advisor and put a comprehensive protection plan in place.
- Month 1: David's Critical Illness policy pays out a tax-free lump sum of £250,000. They use £180,000 to clear their mortgage instantly. The remaining £70,000 is put aside for future needs, removing all immediate financial fear.
- Month 4: When David's sick pay ends, his Income Protection policy kicks in, paying him £2,800 a month tax-free. This replaces the majority of his take-home pay.
- Year 2: With the mortgage gone and a regular income secured, their financial situation is stable. David’s wife can focus on supporting his recovery and their children without financial worry. The children remain in their home, at their schools, their lives undisrupted.
- Year 5: David’s recovery is slow, but the Income Protection continues to pay out. The family's quality of life is maintained. The children’s university funds are secure, and the family home is an asset that will one day form their inheritance. Their futures are safe.
The outcome is not a matter of luck, but of foresight.
Common Myths and Misconceptions Debunked
Despite the clear benefits, many people delay putting protection in place, often due to common but dangerous misconceptions.
Table: Financial Protection - Myth vs. Reality
| Myth | Reality |
|---|---|
| "It's too expensive." | For a healthy 35-year-old, comprehensive cover can cost less than a daily coffee. The cost of not having cover is infinitely higher. Brokers like WeCovr are experts at finding cover that fits your budget. |
| "I'm young and healthy." | Illness and accidents can happen at any age. The statistics prove it. Insurance is cheapest and easiest to obtain when you are young and healthy. Delaying only increases the cost and the risk of being uninsurable. |
| "I have cover through work." | Employer schemes (Death in Service/Group Income Protection) are a great perk, but they are rarely enough. They typically end when you leave the job, and the payout may not be sufficient to cover a mortgage and long-term family costs. |
| "The state will support me." | State benefits like Employment and Support Allowance (ESA) are a safety net, but they provide a subsistence-level income, far below what most families need to maintain their standard of living and protect their assets. |
Proactive Protection: Building Your Family's Fortress
Securing your family’s future is one of the most important financial decisions you will ever make. Taking action is straightforward with a clear, methodical approach.
Step 1: Assess Your Needs (The R.O.O.F. Method)
Don't just guess a number. A proper assessment is vital. Consider the following:
- R - Repay Debts: How much is outstanding on your mortgage and any other loans?
- O - Outgoings: What is your family's total monthly expenditure? How much income would need to be replaced?
- O - Ongoing Future Costs: How much will be needed to fund your children through to independence, including university?
- F - Final Expenses: Have you accounted for funeral costs?
Step 2: Understand the Options
Review the roles of Life Insurance, Critical Illness Cover, and Income Protection. Decide on the right blend for your circumstances. Do you need a lump sum to clear the mortgage (Critical Illness) or a monthly income to pay the bills (Income Protection)? The answer for most families is both.
Step 3: Speak to an Independent Expert
The protection market is complex, with dozens of providers and policy definitions. Using an independent expert broker is the single best way to get it right. Here at WeCovr, our expert advisors do the hard work for you. We compare policies from all the UK's leading insurers, deciphering the small print to find the most comprehensive and best-value cover for your unique family situation. We provide advice, not just a price comparison list.
Furthermore, we believe in supporting our clients' holistic wellbeing. That’s why every WeCovr customer receives complimentary access to our innovative AI-powered calorie tracking app, CalorieHero. It's our way of showing we care about helping you maintain a healthy lifestyle today, as well as protecting your financial future for tomorrow.
Step 4: Act Now
Procrastination is the greatest enemy of financial security. Every day you wait, you run the risk of something happening while you are unprotected. The peace of mind that comes from knowing your shield is in place is invaluable.
Safeguarding Your Undeniable Legacy: The Choice is Yours
The UK's Futures Health Crisis is real, and the data is undeniable. The health of a parent is inextricably linked to the future prosperity and opportunity of their child. A sudden illness or premature death without a financial shield doesn't just create short-term hardship; it can trigger a multi-million-pound lifetime burden that systematically dismantles a child's future.
But this outcome is a choice, not an inevitability.
The decision to implement a robust protection strategy—a triple lock of life insurance, critical illness cover, and income protection—is the most profound act of love and responsibility a parent can undertake. It is the ultimate guarantee that your legacy will be one of opportunity, stability, and security, no matter what life throws your way.
It ensures the family home remains the family home. It ensures the dream of education remains a tangible reality. It ensures the wealth you build is passed on to the next generation, not consumed by a crisis.
Don't let your family's future be a statistic. Review your financial defences today and build a fortress around your legacy that is strong enough to withstand any storm.
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!