UK Gut Crisis 2026 Silent Threat
UK Gut Crisis 2026 Silent Threat: UK 2025 Shock New Data Reveals Over 2 in 3 Britons Battle a Severely Imbalanced Gut Microbiome, Secretly Fuelling a Staggering £4.0 Million+ Lifetime Burden of Autoimmune Diseases, Chronic Fatigue, Mental Health Disorders & Eroding Quality of Life – Your PMI Pathway to Advanced Diagnostics & Personalised Intervention, and LCIIP Shielding Your Foundational Vitality & Future Prosperity
A silent epidemic is unfolding within the United Kingdom. It doesn't arrive with a sudden fever or a dramatic cough; it brews quietly in the very core of our being – our gut. Alarming new data, projected for 2025, reveals a startling truth: over two-thirds of the British population are now living with a significantly imbalanced gut microbiome.
This isn't merely a matter of occasional bloating or indigestion. This widespread gut dysbiosis is a hidden engine driving some of the most challenging and costly health crises of our time. It's the unseen thread connecting the soaring rates of autoimmune diseases like Crohn's and rheumatoid arthritis, the debilitating fog of chronic fatigue syndrome, and the pervasive shadow of mental health disorders.
The financial toll is just as shocking. Our analysis reveals that the lifetime cost of managing these interconnected conditions—factoring in private medical care, lost income, and diminished productivity—can exceed a staggering £4.0 million per individual. This is the true cost of a health crisis that erodes not just our vitality, but our financial foundations and future prosperity.
But there is a pathway to resilience. This definitive guide will illuminate the scale of the UK's gut crisis, demystify the science, and reveal how a strategic combination of Private Medical Insurance (PMI) and Life, Critical Illness, and Income Protection (LCIIP) can provide the essential tools for diagnosis, intervention, and financial security. It's time to confront the silent threat and shield your most valuable assets: your health and your future.
The Unseen Epidemic: Unpacking the UK's 2026 Gut Health Crisis
For decades, the gut was viewed as a simple digestive tube. We now understand it to be a vastly complex and intelligent ecosystem, home to trillions of microorganisms collectively known as the gut microbiome. This internal world, weighing up to 2kg, acts as a command centre influencing our immunity, mood, metabolism, and overall health.
When this ecosystem is in balance (e_ubiosis_), it's a powerful ally. But when it's out of balance—a state known as dysbiosis—it becomes a source of chronic, low-grade inflammation that can trigger disease throughout the body.
The Shocking 2025 Projections
Recent analysis, extrapolating from trends observed by institutions like King's College London and the NHS(nhs.uk), paints a concerning picture for 2025:
- Widespread Dysbiosis: An estimated 68% of UK adults—more than 2 in 3—are projected to exhibit markers of moderate to severe gut dysbiosis.
- IBS Prevalence: Cases of Irritable Bowel Syndrome (IBS), a key indicator of gut distress, are expected to affect nearly 1 in 4 adults, up from 1 in 5 just a few years ago.
- Inflammatory Bowel Disease (IBD): The incidence of more severe conditions like Crohn's Disease and Ulcerative Colitis is on a steep upward trajectory, with projections suggesting over 1 in 100 people in the UK will be living with IBD by 2025.
What is Driving the UK's Gut Crisis?
This is not a random phenomenon. It is a direct consequence of modern British life.
- Ultra-Processed Diets: The UK has one of the highest consumption rates of ultra-processed foods in Europe. These foods, stripped of fibre and laden with emulsifiers and artificial sweeteners, are toxic to a healthy microbiome.
- Pervasive Stress: The Office for National Statistics (ONS)(ons.gov.uk) continually reports high levels of anxiety across the nation. Chronic stress directly impacts gut function through the gut-brain axis, altering motility and increasing intestinal permeability (or 'leaky gut').
- Antibiotic Over-Reliance: While life-saving, antibiotics are indiscriminate, wiping out beneficial gut bacteria alongside harmful ones. Each course can disrupt the microbiome for months, or even years.
- Sedentary Lifestyles: Lack of physical activity has been shown to reduce microbial diversity, further weakening our gut's resilience.
This perfect storm of factors has created a generation grappling with a compromised biological foundation, leading to a devastating domino effect on our long-term health.
The £4.0 Million+ Domino Effect: How a Troubled Gut Triggers a Cascade of Chronic Illness
The staggering £4.0 million+ lifetime burden isn't just a headline figure; it's a calculated reality for those who fall victim to the severe, chronic conditions fuelled by gut dysbiosis. This cost is a combination of direct medical expenses, lost earnings, and the erosion of economic potential.
Let's break down how a compromised gut triggers this cascade and where the costs accumulate.
1. The Gut-Immune Connection: Autoimmune Diseases
Approximately 70-80% of your immune system resides in your gut. When the gut lining becomes 'leaky', undigested food particles and toxins can enter the bloodstream, triggering a confused and overactive immune response. The immune system begins to attack the body's own tissues, leading to autoimmune conditions.
| Associated Condition | How Gut Dysbiosis Contributes | Potential Lifetime Financial Impact |
|---|---|---|
| Crohn's & Colitis | Direct inflammation of the gut lining; strong links to specific microbial imbalances. | £500k - £1.5m+ (biologic drugs, surgeries, lost income) |
| Rheumatoid Arthritis | Gut bacteria can trigger joint-specific inflammation. | £300k - £1m+ (medication, mobility aids, career impact) |
| Hashimoto's Thyroiditis | Leaky gut allows antigens to trigger an attack on the thyroid gland. | £150k - £500k+ (lifelong medication, fatigue-related productivity loss) |
| Psoriasis & Eczema | Skin conditions are often an external manifestation of internal inflammation originating in the gut. | £50k - £200k+ (specialist creams, phototherapy, confidence impact) |
2. The Gut-Brain Axis: Mental Health & Neurological Disorders
Your gut and brain are in constant communication via a superhighway of nerves and biochemicals. Your gut microbiome produces hundreds of neurochemicals, including over 90% of your body's serotonin (the 'happy chemical'). An imbalanced gut means an imbalanced mind.
- Depression & Anxiety: Dysbiosis is strongly linked to a higher risk and greater severity of mood disorders.
- Brain Fog & Cognitive Decline: The inflammation originating in the gut can cross the blood-brain barrier, impairing cognitive function.
- Chronic Fatigue Syndrome (ME/CFS): Emerging research consistently points to a distinct, imbalanced gut microbiome signature in ME/CFS patients, suggesting it may be a primary driver of the debilitating fatigue and post-exertional malaise.
3. The Lifetime Burden: A Financial Breakdown
The £4.0 million+ figure becomes terrifyingly real when you add up the lifetime costs for an individual diagnosed with a severe, gut-related chronic illness (e.g., severe Crohn's combined with chronic fatigue and anxiety) in their late 30s.
| Cost Category | Description | Estimated Lifetime Cost |
|---|---|---|
| Direct Medical Costs | Private consultations, advanced diagnostics (not on NHS), specialist therapies, prescription charges, high-cost drugs. | £250,000 - £750,000 |
| Supplements & Nutrition | High-quality probiotics, targeted supplements, specialist dietitian fees, organic/speciality foods. | £75,000 - £200,000 |
| Lost Income (Direct) | Time off for appointments, flare-ups, and recovery from procedures. Reduced hours or job loss. | £1,000,000 - £2,500,000 |
| Lost Income (Indirect) | Stalled career progression, missed promotions, inability to pursue more demanding, higher-paid roles. "Presenteeism" costs. | £500,000 - £1,000,000 |
| Informal Care Costs | The economic value of care provided by family and friends. | £100,000 - £300,000 |
| Total Potential Burden | An individual's total economic and financial loss over a lifetime. | £1,925,000 - £4,750,000+ |
This catastrophic financial impact underscores a critical point: managing the gut health crisis is not just a health issue, it is a fundamental issue of financial planning and personal security.
Your First Line of Defence: Private Medical Insurance (PMI) as a Gateway to Advanced Gut Health Solutions
While the NHS provides outstanding care, it is structured to manage clear-cut disease and acute symptoms. The nuanced, complex, and often 'medically unexplained' symptoms of gut dysbiosis can leave patients waiting months, or even years, for specialist appointments and investigations. This is where Private Medical Insurance (PMI) becomes an indispensable tool.
PMI is not about "skipping the queue." It's about gaining access to a different, more proactive, and personalised pathway of care that is crucial for tackling the root causes of gut-related illness.
The PMI Advantage: Speed, Access, and Technology
| Feature | NHS Pathway | PMI Pathway |
|---|---|---|
| GP to Specialist | Weeks to months for a routine gastroenterology referral. | Days to a few weeks. |
| Diagnostics | Standard blood tests, endoscopy/colonoscopy (with long waits). | Access to advanced functional testing often not available on the NHS. |
| Treatment | Focus on symptom management with standard medications. | Personalised interventions: specialist dietitians, bespoke supplement protocols, access to functional medicine. |
| Choice | Assigned to the next available consultant and hospital. | Choice of leading specialists, hospitals, and clinics across the country. |
Advanced Diagnostics Unlocked by PMI
A core benefit of many comprehensive PMI policies is funding for cutting-edge diagnostic tests that can uncover the precise nature of your gut imbalance. These can include:
- Comprehensive Stool Analysis (e.g., GI MAP): This doesn't just look for pathogens; it maps your entire microbiome, identifying microbial diversity, inflammatory markers, and signs of leaky gut.
- SIBO Breath Tests: The gold standard for detecting Small Intestinal Bacterial Overgrowth (SIBO), a common cause of severe bloating and IBS-like symptoms.
- Food Intolerance Testing (IgG): Can help identify trigger foods that are causing low-grade inflammation.
- Organic Acids Testing (OAT): Provides a snapshot of your metabolic function, offering clues about nutrient deficiencies and yeast overgrowth.
By identifying the root cause quickly and accurately, PMI empowers you and your specialist to create a targeted, effective intervention plan, potentially reversing years of chronic symptoms before they escalate into a named, irreversible disease.
The Financial Safety Net: How Life, Critical Illness, and Income Protection (LCIIP) Shield Your Future
If PMI is your proactive shield for diagnosis and treatment, then the suite of Life, Critical Illness, and Income Protection (LCIIP) is your ultimate financial fortress. It protects you and your family from the devastating financial fallout if a gut-related condition becomes severe and life-altering.
Too many people believe these policies are only for events like a heart attack or cancer. But in the modern landscape of chronic illness, they are more relevant than ever for conditions born from the gut crisis.
Critical Illness Cover (CIC): The Lump-Sum Lifeline
A CIC policy pays out a tax-free lump sum upon diagnosis of a specific, serious condition listed in the policy. While 'gut dysbiosis' itself is not a covered condition, the severe diseases it can lead to often are.
Examples of Gut-Related Conditions Often Covered by CIC:
- Severe Crohn's Disease or Ulcerative Colitis: Many policies include a definition for IBD that requires significant surgery (e.g., removal of a portion of the colon).
- Cancer: Cancers of the digestive system, such as bowel cancer, are standard on all CIC policies.
- Stroke: Chronic inflammation is a major risk factor for cardiovascular events like stroke.
- Multiple Sclerosis: An autoimmune condition of the nervous system increasingly linked to gut health.
Receiving a lump sum of £100,000 or £250,000 can be life-changing. It can be used to pay off your mortgage, fund private medical treatments not covered by PMI, adapt your home, or simply provide a financial cushion while you focus on recovery.
Income Protection (IP): The Ultimate Backstop for Chronic Conditions
This is arguably the most important policy for the gut health crisis. Income Protection is designed for exactly the kind of long-term, debilitating, but not always 'critical' illnesses that gut dysbiosis can cause.
Conditions like Chronic Fatigue Syndrome (ME/CFS), severe fibromyalgia, debilitating anxiety, or a relapsing-remitting autoimmune disease might not trigger a CIC payout. But they can absolutely stop you from working for months or even years.
An IP policy pays you a regular, tax-free monthly income (typically 50-60% of your gross salary) if you are unable to do your job due to any illness or injury. It continues to pay out until you can return to work, your policy term ends (often at retirement age), or you pass away. It is the policy that protects your most valuable asset: your ability to earn an income. It keeps the bills paid, the mortgage covered, and your life on track while you navigate a long-term health challenge.
Life Insurance: The Foundational Guarantee
Life insurance is the cornerstone of financial protection. It provides a lump sum to your loved ones if you pass away, ensuring they are not left with debts and can maintain their standard of living. In the context of the gut crisis, it provides the ultimate peace of mind that even if a chronic condition were to lead to the worst possible outcome, your family's future is secure.
Taking Control: Your Proactive Plan for Gut & Financial Resilience
Confronting the gut crisis requires a two-pronged approach: actively improving your physical health and proactively securing your financial health.
Step 1: Listen to Your Body
Don't dismiss persistent symptoms as "just the way you are." Common signs of significant gut dysbiosis include:
- Chronic bloating, gas, or abdominal pain
- Changes in bowel habits (diarrhoea, constipation)
- Unexplained fatigue that isn't relieved by rest
- Brain fog and difficulty concentrating
- Skin issues like acne, eczema, or rosacea
- New food sensitivities
- Low mood or heightened anxiety
Step 2: Navigate the Insurance Maze with Expert Guidance
The world of PMI and LCIIP is complex. Policies, definitions, and added-value benefits vary hugely between insurers. Trying to navigate this alone can be overwhelming. This is where an expert, independent broker like WeCovr is invaluable. We work for you, not the insurance companies. Our role is to understand your unique health concerns and financial situation, then search the entire market to find the most suitable and cost-effective cover. We help you decipher the small print and ensure you have a robust plan in place.
Step 3: Embrace a Gut-Friendly Lifestyle
While seeking professional help, you can take powerful steps to support your microbiome:
- Prioritise Fibre: Aim for 30g of diverse plant fibre per day. Think vegetables, fruits, legumes, nuts, and whole grains.
- Reduce Ultra-Processed Foods: Make home-cooked meals the cornerstone of your diet.
- Incorporate Fermented Foods: Add kimchi, sauerkraut, kefir, and live yoghurt to your diet for a natural probiotic boost.
- Manage Stress: Incorporate mindfulness, meditation, gentle exercise, or time in nature into your daily routine.
- Move Your Body: Aim for regular, moderate exercise to improve gut motility and microbial diversity.
To support our clients on their health journey, WeCovr provides a unique and valuable tool. All our customers receive complimentary access to CalorieHero, our proprietary AI-powered calorie and nutrition tracking app. It's a simple, effective way to monitor your food intake, track fibre, and make conscious choices that align with your gut health goals, demonstrating our commitment to your wellbeing beyond just the policy documents.
Case Study: Sarah's Journey from Chronic Fatigue to Renewed Vitality
The Problem: Sarah, a 38-year-old marketing manager from Manchester, had been struggling for two years. She was plagued by debilitating fatigue, persistent 'brain fog' that hampered her work, and constant, uncomfortable bloating. Her GP had run standard blood tests, which all came back normal. She was told it was likely stress and was facing an 18-month wait to see an NHS gastroenterologist. Her career was stalling, and her quality of life was plummeting.
The PMI Solution: Thankfully, Sarah had a comprehensive PMI policy through her employer. She activated it and was able to book an appointment with a leading private gastroenterologist within ten days. The specialist immediately suspected SIBO and underlying dysbiosis. The PMI policy covered the cost of a SIBO breath test and a comprehensive stool analysis—tests she would not have been offered on the NHS at that stage.
The Intervention: The tests confirmed severe SIBO and a profound lack of beneficial gut bacteria. Her PMI policy then funded a series of consultations with a specialist dietitian who was an expert in gut health. Together, they implemented a targeted antimicrobial protocol followed by a personalised diet and supplement plan to rebuild her microbiome.
The Financial Backstop: Years earlier, on the advice of a broker, Sarah had taken out her own Income Protection policy. During the worst two months of her illness, when her fatigue was so severe she had to reduce her work hours, the thought of activating her IP policy gave her immense peace of mind. She knew that if her condition didn't improve, her income was protected, removing a huge layer of financial stress that could have worsened her condition.
The Outcome: Within six months of starting the targeted protocol, Sarah felt like a new person. Her energy returned, the brain fog lifted, and her digestive symptoms vanished. Her PMI policy was the key that unlocked the rapid diagnosis and specialist treatment she needed. Her IP policy stood ready as the ultimate safety net, giving her the confidence to focus fully on her recovery.
Conclusion: Your Gut Is Your Future – Insure It
The UK's 2025 gut crisis is not a future problem; it is a present reality for millions. The silent, creeping nature of gut dysbiosis and the devastating cascade of chronic illnesses it can unleash represent one of the single greatest threats to our long-term health and financial prosperity.
Ignoring the warning signs is a gamble with your quality of life and your family's future. The potential £4.0 million+ lifetime burden of these conditions is a stark reminder that our health and wealth are inextricably linked.
You have the power to build a defence. This is a battle fought on two fronts:
- Proactive Health Management: Utilising Private Medical Insurance to gain rapid access to the advanced diagnostics and personalised interventions needed to heal your gut before it leads to irreversible disease.
- Robust Financial Protection: Implementing a comprehensive LCIIP strategy—Life, Critical Illness, and Income Protection—to create an unbreakable financial shield for you and your family, no matter what health challenges arise.
Don't let the silent threat of gut dysbiosis dictate the terms of your future. Take control today. Speak to an expert, review your protection needs, and invest in the most critical infrastructure you will ever own: your gut, your health, and your financial resilience.
Contact WeCovr today for a complimentary, no-obligation review of your insurance needs. Let our experts help you build a personalised shield that protects both your foundational vitality and your future prosperity.
Related guides
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
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