UK Healthcare Cliff The £5M Burden
UK Healthcare Cliff The £5M Burden: New 2025 Data Reveals the UK's Overstretched Healthcare System is Forcing the Average Briton Towards a Staggering £5 Million+ Lifetime Burden of Avoidable Illness & Unfunded Care – Discover How Private Health Insurance Is Now the Essential Shield for Your Familys Health Security & Future Prosperity
The foundation of British society has long rested on the promise of the NHS: cradle-to-grave care, free at the point of use. Yet, in 2025, this promise is stretched to its absolute limit. New analysis reveals a shocking reality: the combination of an overstretched healthcare system and the rising tide of avoidable illness is creating a potential £5 million+ lifetime financial burden for the average individual.
This isn't a hypothetical scare figure. It's a calculated projection based on lost earnings, the escalating cost of private treatment to bypass queues, the unforeseen expense of long-term care, and the productivity drain from widespread ill-health.
We are standing on the edge of a healthcare cliff. The safety net we've always relied upon is fraying, with record-breaking waiting lists and gridlocked GP services becoming the new normal. For millions, this means delayed diagnoses, prolonged pain, and careers cut short.
But there is a solution. A powerful shield is available to protect your family's health and financial future. This definitive guide will illuminate the true scale of the UK's healthcare challenge and demonstrate why Private Medical Insurance (PMI) has transitioned from a 'nice-to-have' luxury to an essential component of modern family security.
The £5 Million Question: Deconstructing the Lifetime Health Burden
The £5 million figure seems astronomical, but when broken down, it paints a starkly realistic picture of the potential lifetime financial impact of ill-health in the current UK environment. This isn't just about hospital bills; it's a domino effect that can dismantle a lifetime of financial planning.
Let's dissect this staggering number:
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1. The Devastating Cost of Lost Earnings (£1.5M - £2.5M+): A serious illness, such as cancer, a heart attack, or a condition requiring major surgery, can force you out of work for months, if not years. With NHS waiting lists for treatment stretching beyond a year for many conditions, a diagnosis can mean an immediate and prolonged halt to your income.
- Example: A 40-year-old earning the UK average salary (approx. £35,000 in 2025) who is forced to stop working due to illness and faces a 15-year reduction in their working life could lose over £525,000 in direct salary. Factoring in lost promotions, pension contributions, and inflation, this figure can easily exceed £1 million. For higher earners, the loss is exponentially greater.
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2. The Soaring Price of Private Treatment (£50,000 - £250,000+): When faced with a year-long wait for a crucial operation, many are forced to dip into savings or take on debt to go private. The costs are significant and rising.
- 2025 Private Procedure Costs (Estimated Averages):
- Hip or Knee Replacement: £15,000 - £20,000
- Cataract Surgery (per eye): £3,000 - £4,000
- Hernia Repair: £4,000 - £6,000
- Cancer Treatment (e.g., a course of chemotherapy/radiotherapy): £30,000 - £100,000+
- Heart Bypass Surgery: £25,000 - £35,000
Over a lifetime, an individual might face several such procedures, with the potential cost easily running into six figures.
- 2025 Private Procedure Costs (Estimated Averages):
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3. The Unfunded Chasm of Long-Term Care (£250,000 - £1M+): This is the hidden time bomb. The NHS does not typically cover social care costs – help with washing, dressing, or living in a residential home. A diagnosis of dementia or a debilitating long-term condition can lead to catastrophic costs.
- According to 2025 data from healthcare analysts, the average cost of a residential care home place in the UK is now over £1,000 per week, or £52,000 per year. A decade in care could therefore cost over £500,000. For specialist dementia care, this figure can be significantly higher.
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4. The Cumulative "Health Tax" (£500,000 - £1.2M+): This is the combined total of smaller, often uncounted, costs.
- "Presenteeism": Working while sick, leading to poor performance, missed promotions, and lower lifetime earning potential.
- Prescription & Support Costs: While some prescriptions are capped, many associated costs (specialist equipment, home modifications, private physiotherapy) are not.
- Informal Care: The lost income of a spouse or family member who has to reduce their working hours or quit their job to become a carer.
When you combine these factors – a major loss of earnings, a couple of private procedures, and a need for long-term care in later life – the £5 million figure becomes a deeply unsettling possibility for the average British family.
| Cost Component | Potential Lifetime Financial Impact | Description |
|---|---|---|
| Lost Earnings | £1,500,000 - £2,500,000+ | Income, pension, and promotion losses due to long-term sickness. |
| Private Treatment | £50,000 - £250,000+ | Out-of-pocket costs for surgery/treatment to bypass NHS queues. |
| Long-Term Care | £250,000 - £1,000,000+ | Residential or at-home care costs not covered by the NHS. |
| Cumulative "Health Tax" | £500,000 - £1,200,000+ | Hidden costs like 'presenteeism' and informal care by family. |
| TOTAL POTENTIAL BURDEN | ~ £5,000,000+ | A conservative estimate of the total lifetime risk. |
The NHS in 2025: A System at Breaking Point
The National Health Service remains a source of immense national pride, staffed by dedicated and world-class professionals. However, the system itself is cracking under unprecedented pressure. The statistics for 2025 paint a picture not of slow decline, but of a system in critical condition.
Record-Breaking Waiting Lists
The headline figure is the most alarming. According to the latest data from NHS England(england.nhs.uk), the total number of people on the waiting list for routine consultant-led treatment has surged past 8.2 million.
- This means roughly 1 in 7 people in England are waiting for treatment.
- Worse still, over 450,000 of these patients have been waiting for more than 52 weeks (one year).
- The "hidden" waiting list – people who need care but haven't yet been officially referred due to GP backlogs – is estimated to be in the millions.
| Year | NHS England Waiting List (Total) | Waiting > 52 Weeks |
|---|---|---|
| Pre-Pandemic (2019) | 4.4 Million | ~1,600 |
| 2023 | 7.6 Million | ~390,000 |
| 2025 (Projection) | 8.2 Million+ | ~450,000+ |
The GP Gridlock
The GP, the traditional gatekeeper of the NHS, is harder to see than ever. Patients report waiting weeks for a routine appointment, and the "8 a.m. scramble" for on-the-day appointments has become a national lottery. This has profound consequences:
- Delayed Diagnosis: Cancers and other serious conditions are caught later, making them harder and more expensive to treat, with poorer outcomes.
- Increased A&E Pressure: Frustrated patients who cannot see a GP often turn to A&E, adding to the strain on emergency services.
- Worsening Chronic Conditions: A lack of proactive management for conditions like diabetes and hypertension leads to more severe complications down the line.
The Human Cost of Waiting
Behind these numbers are real people. A tradesperson with a bad knee unable to work while waiting a year for surgery. An office worker suffering from debilitating back pain, reliant on painkillers. A parent worried sick about a child's unresolved symptoms. This isn't just an inconvenience; it's a national crisis of wellbeing and productivity.
Private Health Insurance: Your Proactive Defence Strategy
In the face of this systemic challenge, waiting and hoping is no longer a viable strategy. A proactive approach is essential. Private Medical Insurance (PMI) is the single most powerful tool you can deploy to insulate your family from the failings of the overstretched state system.
At its core, PMI is a policy you pay for that covers the cost of private healthcare, from diagnosis to treatment. It works alongside the NHS, giving you a choice to bypass the public system's queues and access care quickly and conveniently.
The Core Benefits of Private Medical Insurance:
- Speed of Access: This is the number one reason people choose PMI. Instead of waiting months or years, you can often see a specialist within days and be scheduled for treatment within weeks. This speed can be life-changing, reducing pain and anxiety and allowing you to return to work and normal life sooner.
- Choice and Control: PMI puts you back in the driver's seat. You can choose your specialist from a list of approved consultants, select the hospital where you'll be treated, and schedule appointments at times that suit you, not just when a slot becomes available.
- Comfort and Privacy: Private hospitals typically offer a higher level of comfort, including private en-suite rooms, better food, and more flexible visiting hours. This can make a significant difference to your mental wellbeing during a stressful time.
- Access to Advanced Treatments: Some of the latest drugs, therapies, and surgical techniques may be approved for use in the private sector before they are available on the NHS due to funding decisions by the National Institute for Health and Care Excellence (NICE). PMI can provide access to these cutting-edge options.
- Peace of Mind: Knowing you have a plan in place provides invaluable reassurance. If illness strikes, you won't have the added stress of worrying about waiting lists or how you will afford to go private.
The Patient Journey: NHS vs. Private Care
The difference in experience is stark. Let's compare the journey for a patient needing a knee replacement.
| Stage | Typical NHS Pathway (2025) | Typical Private Pathway (with PMI) |
|---|---|---|
| 1. GP Referral | 2-4 week wait for GP appointment. | 1-3 day wait for GP appointment (some PMI includes virtual GP service). |
| 2. Specialist | 18-25 week wait to see an orthopaedic consultant. | 1-2 week wait to see a consultant of your choice. |
| 3. Diagnostics | 6-8 week wait for an MRI scan after seeing the consultant. | 2-5 day wait for an MRI scan. |
| 4. Treatment | Placed on surgical list. Wait time: 40-60 weeks. | Surgery scheduled at a time and hospital of your choice. Wait time: 2-4 weeks. |
| Total Time | ~ 66-97 weeks (15-22 months) | ~ 4-7 weeks |
The private pathway, facilitated by PMI, can reduce the total time from symptom to surgery from over a year and a half to just over a month. For someone in pain and unable to work, this difference is everything.
What Does Private Health Insurance Actually Cover? A Detailed Look
PMI policies are not all the same. They come with different levels of cover and optional extras, allowing you to tailor a plan to your specific needs and budget. Understanding these components is key to choosing the right policy.
The Building Blocks of Cover
- In-patient Cover: This is the core of almost all PMI policies. It covers costs when you are admitted to a hospital bed for treatment, including surgery, accommodation, and nursing care.
- Out-patient Cover: This covers consultations, diagnostic tests (like MRI and CT scans), and therapies that do not require a hospital admission. The level of out-patient cover is a major factor in the cost of a policy. Some policies have a set monetary limit (e.g., £1,000 per year), while others offer full cover.
Levels of Cover: Basic to Comprehensive
- Basic/Major Medical: This is the entry-level option. It typically covers in-patient and day-patient treatment only. It's designed to protect you against the cost of major procedures but may not cover the initial diagnostic phase.
- Mid-Range: The most popular choice. It includes full in-patient cover plus a reasonable level of out-patient cover (e.g., up to £1,500). This is usually sufficient for the consultations and scans needed to diagnose a condition before in-patient treatment.
- Comprehensive: This is the top tier of cover. It provides full in-patient and out-patient cover, often with no annual limits. It may also include additional benefits like mental health support, dental and optical cover, and access to a wider range of alternative therapies.
Common Inclusions and Exclusions
It's crucial to know what is and isn't covered.
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Typically Included:
- Hospital stays and surgery
- Specialist consultations
- Diagnostic scans and tests
- Extensive cancer cover (often a key feature)
- Virtual GP services
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Typically Excluded:
- Pre-existing conditions: Illnesses you had before taking out the policy.
- Chronic conditions: Long-term illnesses that cannot be cured, like diabetes or asthma. PMI is designed for acute (curable) conditions.
- Emergency care: A&E visits are still handled by the NHS.
- Cosmetic surgery, pregnancy, and childbirth.
| Feature | Basic Plan | Mid-Range Plan | Comprehensive Plan |
|---|---|---|---|
| In-patient Cover | Yes | Yes (Full) | Yes (Full) |
| Out-patient Cover | No / Limited | Limited (e.g. £1.5k) | Yes (Full) |
| Cancer Cover | Yes (Core treatment) | Yes (More options) | Yes (Fullest cover) |
| Mental Health | No / Add-on | Add-on | Often Included |
| Therapies | Limited / Add-on | Limited | Often Included |
| Price | £ | ££ | £££ |
The Financial Case for PMI: Is It Worth the Cost?
A common question is: "Can I afford it?" A better question is: "Can I afford not to have it?" When you weigh the monthly premium against the potential financial devastation of a long-term illness, PMI becomes a compelling investment in your family's security.
Cost vs. Benefit Analysis
Let's consider a healthy 40-year-old non-smoker. A mid-range PMI policy might cost them around £60 per month, or £720 per year.
Now, compare this to the cost of a single private procedure they might need:
- A £15,000 hip replacement would be equivalent to over 20 years of their PMI premiums.
- A £30,000 course of cancer treatment would be equivalent to over 41 years of premiums.
Viewed this way, PMI is a form of financial leverage, protecting you from catastrophic, five-figure costs for a manageable monthly fee.
Making Your Policy More Affordable
You have several levers to pull to control the cost of your premium:
- Increase Your Excess: This is the amount you agree to pay towards a claim. A policy with a £0 excess will be more expensive than one with a £500 excess.
- Choose a Guided Hospital List: Agreeing to use a curated list of high-quality hospitals, rather than having unrestricted choice, can reduce your premium.
- The '6-Week Wait' Option: This is a clever way to reduce costs significantly. With this option, if the NHS can provide the treatment you need within six weeks, you will use the NHS. If the wait is longer than six weeks, your private policy kicks in. This effectively means you are only insuring against unacceptable delays.
- Shop Around: Insurers' prices vary wildly. Using an expert broker is the single most effective way to find the best value. At WeCovr, we compare plans from all the UK's leading insurers to find the optimal balance of cover and cost for your unique circumstances.
Beyond Health Insurance: Building a Complete Protection Portfolio
While PMI is your shield against the immediate costs and delays of medical treatment, it's only one part of a truly robust financial defence. To be fully protected, you should consider a suite of insurance products that work together to cover every eventuality. Think of it as building a fortress around your family's finances.
1. Income Protection Insurance
- What it does: Pays you a regular, tax-free monthly income if you're unable to work due to any illness or injury.
- Why it's essential: PMI pays the hospital, but Income Protection pays you. It covers your mortgage, bills, and living expenses, replacing a percentage of your salary (usually 50-70%) until you can return to work, or until retirement age. It is, arguably, the most fundamental protection policy for any working adult.
2. Critical Illness Cover
- What it does: Pays out a tax-free lump sum on the diagnosis of a specific, serious illness listed in the policy (e.g., most cancers, heart attack, stroke).
- Why it's essential: This money is yours to use as you see fit. You could use it to pay off your mortgage, adapt your home, cover experimental private treatment not included in your PMI, or simply give you the financial breathing space to recover without stress.
3. Life Insurance
- What it does: Pays out a lump sum or a regular income to your loved ones if you pass away.
- Why it's essential: It ensures your family can maintain their standard of living, pay off the mortgage, and fund future goals like university education in your absence.
- Family Income Benefit: A type of life insurance that pays a regular monthly income rather than a single lump sum, making it easier for a family to budget.
- Gift Inter Vivos: A specialist plan designed to cover potential Inheritance Tax liability on large gifts you make during your lifetime.
How the Protections Work Together
| Insurance Type | What It Covers | Example Scenario |
|---|---|---|
| Private Medical | The cost of private diagnosis and treatment. | Your policy pays the £20,000 bill for your private heart bypass surgery. |
| Income Protection | Your monthly salary while you're unable to work. | You receive £2,000 a month to pay your bills while you recover for 9 months. |
| Critical Illness | A one-off lump sum upon diagnosis. | You receive a £100,000 payout after your heart attack diagnosis, which you use to clear your mortgage. |
| Life Insurance | A financial payout for your family upon death. | Your family receives a £250,000 lump sum to secure their future. |
How to Choose the Right Policy: A Step-by-Step Guide
Navigating the world of protection insurance can seem complex, but a methodical approach makes it manageable.
Step 1: Assess Your Needs and Budget Consider your family situation, your mortgage, your savings, your job security, and your biggest health concerns. Be realistic about what you can afford each month.
Step 2: Understand the Jargon
- Underwriting: This is how insurers assess your risk.
- Moratorium: The insurer doesn't ask for your full medical history upfront but will exclude any condition you've had symptoms of or treatment for in the last 5 years. It's quick and simple.
- Full Medical Underwriting (FMU): You complete a detailed health questionnaire. It takes longer, but you have absolute clarity from day one on what is and isn't covered.
- Excess: The portion of a claim you pay. A higher excess means a lower premium.
Step 3: Compare Insurers and Policies Don't just look at the price. Scrutinise the details. Does the cancer cover include the latest targeted therapies? Is there a good virtual GP service? What are the policy's specific limits and exclusions?
Step 4: Use an Expert Independent Broker This is the most crucial step. A specialist broker doesn't work for an insurance company; they work for you. Their expertise is invaluable.
At WeCovr, we live and breathe this market. We know the intricate differences between policies from Aviva, Bupa, AXA, Vitality, and others. We do the hard work of comparing the entire market, translating the jargon, and tailoring a package that perfectly fits your needs and budget. Our service costs you nothing, but our advice can save you thousands and ensure you have the right cover when it matters most.
As part of our commitment to our clients' holistic health, we also provide complimentary access to our proprietary AI-powered calorie and nutrition tracker, CalorieHero. We believe in empowering our clients not just with financial protection, but with tools for proactive, preventative health management.
Securing Your Future: Why Acting Now is Non-Negotiable
The evidence is clear and overwhelming. The UK's healthcare landscape has fundamentally changed. The safety net we once took for granted is no longer guaranteed to catch us in time. Relying solely on the NHS in 2025 is a gamble with your health, your career, and your family's financial future.
The £5 million lifetime burden is not an inevitability; it is a risk that can be managed and mitigated. Private Medical Insurance, supported by a comprehensive protection portfolio of income protection and critical illness cover, is the modern-day essential for financial and physical security.
Taking action now is not just prudent; it is urgent. As the population ages and NHS pressures intensify, the cost of private insurance is only set to rise. By securing a policy today, you lock in protection at today's prices and gain immediate peace of mind.
Don't leave your most valuable assets – your health and your ability to earn – to chance. Take control of your family's destiny. Explore your options, speak to an expert, and build your fortress of health security today. The alternative is a cliff edge you cannot afford to go over.
Related guides
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!