UK Mental Health Crisis £4.2M Lifetime Cost
UK 2025 Shock Over 2 in 5 Britons to Face Silent Mental Health Crisis, Fueling Physical Decline, Career Collapse & Staggering £4 Million+ Lifetime Financial Catastrophe – Your PMI & LCIIP Shield for Holistic Well-being & Future Prosperity
The United Kingdom is standing on the precipice of a profound and pervasive crisis, one that unfolds not in the headlines of economic downturns or political shifts, but in the silent, daily struggles of its people. Projections for 2025 paint a stark picture: over two in five Britons will grapple with a significant mental health challenge in their lifetime. This is not merely a health issue; it is an impending national catastrophe with the power to decimate physical health, derail careers, and culminate in a staggering lifetime financial loss exceeding £4.2 million for those most severely affected.
This is a crisis of well-being, prosperity, and future security. While the NHS valiantly battles on the front lines, its resources are stretched to breaking point. Relying solely on a strained system is a gamble most cannot afford to take.
This definitive guide will dissect the true, multi-faceted cost of the UK's mental health emergency. More importantly, it will illuminate the powerful, accessible financial tools that form a crucial shield against this threat. We will explore how Private Medical Insurance (PMI), Life and Critical Illness & Income Protection (LCIIP) are no longer just insurance policies, but essential components of a modern strategy for holistic well-being and enduring financial prosperity.
The Unseen Epidemic: Decoding the UK's 2025 Mental Health Projections
The scale of the UK's mental health challenge is staggering. The "two in five" figure, a projection based on escalating trends observed by leading institutions, signifies a seismic shift in public health. According to the Mental Health Foundation, pre-existing trends showed approximately 1 in 4 people experiencing a mental health problem each year. However, the combined pressures of economic instability, societal change, and post-pandemic aftershocks are accelerating this rate.
A 2024 report from the Office for National Statistics (ONS) on well-being highlights a persistent decline in national happiness and a rise in anxiety levels, particularly among young adults and women. This isn't a future problem; it's a present reality spiralling towards a critical tipping point.
Key Statistics Painting the Picture:
- Youth in Crisis: NHS Digital figures from late 2023 revealed that an alarming one in five children and young people aged 8 to 25 had a probable mental disorder. This generation is entering adulthood with an unprecedented mental health burden.
- Workplace Strain: A Deloitte report on mental health in the workplace estimated the cost to UK employers at up to £56 billion a year, driven by absenteeism, presenteeism (working while ill), and labour turnover.
- The "Silent" Struggle: Despite growing awareness, a significant portion of the crisis remains hidden. Stigma, fear of professional repercussions, and a quintessentially British 'stiff upper lip' culture prevent millions from seeking help until they reach a breaking point.
This is not a uniform crisis. It disproportionately affects those in high-pressure jobs, freelance or contract workers without a corporate safety net (like many tradespeople), and those facing financial precarity. The silent epidemic is a ticking clock, and its chimes are getting louder.
From Mental Anguish to Physical Decline: The Somatic Connection
The age-old distinction between 'mental' and 'physical' health is a dangerous fallacy. The human body is an interconnected system where psychological distress manifests in tangible, physical illness. The World Health Organization (WHO) has long recognised this, and a wealth of clinical evidence supports the link.
Chronic stress, anxiety, and depression are not just feelings; they are physiological states that flood the body with stress hormones like cortisol and adrenaline. Over time, this constant state of 'high alert' can lead to:
- Cardiovascular Disease: The British Heart Foundation has highlighted compelling evidence that prolonged stress and depression are significant risk factors for heart attacks and strokes. These conditions can elevate blood pressure, increase inflammation, and contribute to arterial damage.
- Weakened Immune System: Chronic stress suppresses the immune response, making individuals more susceptible to infections, from the common cold to more serious viruses.
- Gastrointestinal Problems: The 'gut-brain axis' is a well-established concept. Mental distress can directly cause or exacerbate conditions like Irritable Bowel Syndrome (IBS), gastritis, and ulcers.
- Chronic Pain and Fatigue: Conditions like fibromyalgia and Chronic Fatigue Syndrome (CFS/ME) are often linked to or worsened by psychological trauma and stress.
This devastating link means that a mental health crisis often becomes a physical health crisis, multiplying the impact on an individual's life and finances. It underscores the inadequacy of a health plan that doesn't address both mind and body with equal urgency.
The Career Catastrophe: How Mental Health Derails Professional Lives
For many, their career is not just a source of income but a core part of their identity. A serious mental health challenge can shatter this foundation, leading to a professional collapse that is both financially and emotionally ruinous.
The impact unfolds in several stages:
- Presenteeism: This is the silent productivity killer. An employee is physically at work but mentally and emotionally disengaged due to anxiety, depression, or burnout. Their performance plummets, deadlines are missed, and relationships with colleagues suffer. They are there in body, but not in spirit.
- Absenteeism: As the condition worsens, presenteeism gives way to absenteeism. According to the ONS, "mental health conditions" was one of the leading causes of long-term sickness absence in the UK workforce in 2023. These periods of leave, initially short, can become prolonged, eating through statutory sick pay and company-provided benefits.
- Career Stagnation: The individual who was once on a fast track for promotion is now overlooked. They may lack the confidence to apply for senior roles or the cognitive energy to take on new challenges. Their earning potential flatlines just as their peers' is accelerating.
- Job Loss or Forced Exit: Ultimately, the situation may become untenable. The individual might resign, unable to cope with the pressure, or face performance-related dismissal. This is particularly devastating for self-employed individuals—electricians, plumbers, consultants—whose business relies entirely on their ability to show up and perform every single day.
This career collapse is a primary driver of the enormous financial cost associated with mental illness. It’s a downward spiral where reduced capacity leads to reduced income, which in turn exacerbates financial stress and worsens the underlying mental health condition.
The £4.2 Million Financial Abyss: Unpacking the Lifetime Cost of Mental Illness
The headline figure of a £4 Million+ lifetime financial loss may seem shocking, but it becomes tragically plausible when you deconstruct the long-term impact on a promising career and life plan.
This is not an average figure for every person who experiences anxiety. Rather, it represents a realistic, albeit catastrophic, scenario for an individual, say a 30-year-old professional earning £60,000 with a strong upward trajectory, whose life is completely derailed by a severe and enduring mental illness that prevents them from ever returning to their previous career path.
Let's break down how this staggering cost accumulates over a 35-year working lifetime.
| Cost Component | Description | Estimated Lifetime Cost |
|---|---|---|
| Lost Earnings | Based on a projected career path to £120k+ being replaced by minimum wage work or long-term disability benefits. | £2,500,000 - £3,000,000 |
| Lost Pension Value | Lack of employer/personal contributions and investment growth over 35+ years. A pension pot of £500k-£1M is lost. | £750,000 |
| Private Treatment Costs | Costs for therapy, specialist consultations, and treatments not available or delayed on the NHS. | £100,000 |
| Cost of Informal Care | A spouse or family member reducing their work hours or leaving their job to provide care. | £250,000 |
| Reduced State Pension | Fewer years of National Insurance contributions leading to a lower state pension in retirement. | £50,000 |
| Productivity & Social Cost | Wider economic impact based on calculations from the Centre for Mental Health, apportioned to the individual. | £50,000+ |
| Total Estimated Cost | A conservative estimate for a high-impact scenario. | ~£4,200,000 |
This calculation, based on data from sources like the ONS on earnings and the Centre for Mental Health's 2022 report on the economic cost of mental illness (which placed the annual cost to the English economy at £117.9 billion), demonstrates how a health crisis irrevocably becomes a lifelong financial disaster.
The NHS Under Strain: Why Relying Solely on Public Services is a Gamble
The National Health Service is one of the UK's greatest achievements, staffed by dedicated and brilliant professionals. However, it is an institution under unprecedented strain, particularly in mental healthcare. To rely on it as your only line of defence is a high-stakes gamble.
- The Waiting Game: The reality for many is agonisingly long waits. NHS England's own data regularly shows that hundreds of thousands are on waiting lists for community mental health services. For children and adolescents (CAMHS), waits can extend for months, even years, during a critical developmental period. For adults seeking talking therapies (IAPT), while access has improved, regional disparities are vast and waiting times for more specialist care can be severe.
- The Treatment Lottery: The type and quality of care you receive can depend heavily on your postcode. One area might offer a full range of therapies, while another may only have resources for basic cognitive behavioural therapy (CBT), which isn't suitable for everyone.
- High Threshold for Care: Due to limited resources, NHS services are often forced to prioritise the most acute cases. This means many people who are seriously struggling but not yet at 'crisis point' are unable to get the early intervention that could prevent their condition from escalating.
This isn't a criticism of NHS staff; it's a stark assessment of a system buckling under the weight of demand. In a mental health crisis, time is the most critical factor. The weeks and months spent on a waiting list are not just a delay; they are a period when your health, career, and finances can unravel.
Your Financial Armour: A Deep Dive into Protection Insurance Solutions
While the situation is daunting, it is not hopeless. A robust, multi-layered financial protection plan acts as a suit of armour, shielding you and your family from the devastating fallout of a mental health crisis. This isn't an extravagant luxury; it's a fundamental pillar of modern financial planning.
Here’s a breakdown of the key insurance products and the specific role they play.
1. Private Medical Insurance (PMI)
PMI is your key to unlocking rapid access to high-quality care. It is the single most effective tool for bypassing NHS waiting lists and getting the right treatment, right now.
- How it Works for Mental Health: Most comprehensive PMI policies now offer significant mental health benefits. When you feel your mental health declining, you can typically see a GP (often via a 24/7 digital GP service included with the policy) who can refer you to a specialist.
- Core Benefits:
- Speed: You can be speaking to a psychiatrist, psychologist, or therapist in days, not months.
- Choice: You often have a choice of specialist and treatment facility, ensuring you find the right fit.
- Treatments Covered: Policies can cover a range of therapies (CBT, psychotherapy, counselling), specialist consultations, and even inpatient or day-patient care if required.
- Things to Note: Most policies have limits, for example, on the number of therapy sessions or the total financial benefit per year. Pre-existing conditions will likely be excluded, which is why it's crucial to get cover in place before you need it.
2. Income Protection (IP)
If PMI is the tool for recovery, Income Protection is the shield that protects your entire financial world while you do. It is arguably the most important protection policy for any working adult.
- What it is: IP is designed to replace a significant portion of your income (typically 50-70%) if you are unable to work due to any illness or injury, including mental health conditions. It pays a tax-free monthly benefit until you can return to work, retire, or the policy term ends.
- Why it’s a Lifeline:
- It Covers Bills: It ensures your mortgage/rent, utilities, and food costs are covered, removing the immense financial stress that can worsen a mental health condition.
- It Allows for Focus: With your finances secure, you can dedicate your energy to recovery, not to worrying about debt.
- It’s Long-Term: Unlike statutory sick pay (£116.75 per week as of 2024/25) which lasts for just 28 weeks, IP can pay out for years, if necessary.
For tradespeople and the self-employed, a variation called Personal Sick Pay can offer invaluable short-term cover, often paying out from day one of incapacitation, bridging the gap before a longer-term IP policy kicks in.
3. Critical Illness Cover (CIC)
Critical Illness Cover works differently. It pays out a tax-free lump sum if you are diagnosed with one of a list of specific, serious conditions defined in the policy.
- Mental Health Coverage: Standard mental health conditions like anxiety and depression are not typically listed as a standalone critical illness. However, CIC is still vital for two reasons:
- Severe Conditions: Some insurers are now including cover for the most severe, life-altering psychiatric illnesses that result in permanent symptoms and an inability to ever work again, such as schizophrenia.
- The Physical Link: As we've established, mental distress can lead to physical illness. Your CIC policy would pay out for a heart attack, stroke, or cancer that could have been triggered or exacerbated by chronic stress.
- The Lump Sum Advantage: The payout can be used for anything – to clear a mortgage, pay for specialist private treatment anywhere in the world, or adapt your home. It provides a huge financial cushion at a time of immense crisis.
4. Life Insurance & Family Income Benefit
In the most tragic of circumstances, life insurance provides a critical safety net for your loved ones.
- Life Protection: Pays a lump sum to your beneficiaries upon your death. This can pay off the mortgage and provide for your family's future, ensuring they are not left with a legacy of debt.
- Family Income Benefit (FIB): A type of life insurance that pays out a regular, tax-free income rather than a single lump sum. This can feel more manageable for a grieving family, replacing the lost monthly salary to cover ongoing living costs.
5. Gift Inter Vivos Insurance
This is a specialised form of life insurance designed to cover Inheritance Tax (IHT). If you gift a large sum of money or an asset (like a property) to someone, it may be subject to IHT if you pass away within seven years. A Gift Inter Vivos policy pays out a lump sum to cover that potential tax bill, ensuring your gift reaches your loved ones in full. This provides peace of mind, a key component of overall mental well-being.
Navigating the Application: Securing Cover with a Mental Health History
A common and understandable fear is: "Will I be declined for insurance if I've had mental health issues?" The answer is, in most cases, no—but you must be strategic. The insurance landscape has evolved, and underwriters now have a much more nuanced understanding of mental health.
Your Application Checklist:
- Be Completely Honest: The single biggest mistake is non-disclosure. If you fail to mention a past condition and later need to claim, your policy could be voided.
- Provide Context: Don't just tick a box. Explain the situation. Was it situational (e.g., post-natal depression, bereavement) and has now resolved? Was it mild anxiety treated by your GP with a short course of medication years ago? The more detail you provide, the better.
- Demonstrate Stability: Show the insurer that you are managing your condition well. This includes adherence to treatment, positive reports from your doctor, and a stable work history.
- Use an Expert Broker: This is crucial. An independent broker, like WeCovr, works for you, not the insurer. We know the market inside out. We know which insurers have a more sympathetic and modern approach to certain conditions. We can fight your corner and present your case in the most favourable light, significantly increasing your chances of getting standard terms or the most favourable outcome possible.
The Equality Act 2010 also provides protection, meaning an insurer cannot decline you or charge you more simply for having a mental health condition, unless they can justify it with statistical or medical evidence relevant to the risk.
Case Study: How Holistic Protection Shielded a Family's Future
Let's consider "Mark," a 42-year-old electrician from Manchester. He's self-employed, married with two children, and the primary earner. He's a classic example of someone who believes "it won't happen to me."
The Crisis: A combination of financial pressure, long hours, and the lingering stress of the economic climate leads Mark to develop severe anxiety and depression. He begins to suffer from panic attacks, making it unsafe for him to work with electrics. He is forced to stop working.
Scenario A: No Protection
- Week 1-4: Mark has no income. His wife's part-time salary doesn't cover the mortgage.
- Week 8: Savings are depleted. Stress levels skyrocket, worsening his anxiety.
- Week 12: He's on an NHS waiting list for therapy. The mortgage company is sending letters.
- Year 1: He's forced to sell the family home and move into a smaller rental property. The financial devastation has a profound impact on his marriage and his children's stability. His mental health is at an all-time low.
Scenario B: With a Holistic Protection Plan
Mark had worked with a broker to put a plan in place a few years earlier.
- Week 1: Mark contacts his PMI provider. He has a video GP appointment the same day and is referred to a private psychologist. He begins weekly CBT sessions within 10 days.
- Week 4: His Personal Sick Pay policy starts paying out, covering immediate bills and groceries.
- Week 13: His statutory sick pay period would have ended. Instead, his full Income Protection policy kicks in, replacing 65% of his previous income. The mortgage is paid, the bills are covered. The financial pressure is gone.
- Year 1: With the financial stability provided by IP and the expert treatment from his PMI, Mark is able to focus entirely on recovery. His insurer's rehabilitation team helps him plan a phased return to work. His family's life, while challenged, remains secure. His Life and Critical Illness cover remains in the background, providing peace of mind for the worst-case scenarios.
The difference is not just financial; it's the difference between recovery and ruin.
Beyond the Policy: The Rise of Value-Added Services for Holistic Well-being
Modern insurance is evolving beyond purely financial transactions. The best providers now include a suite of value-added services designed to support your day-to-day health and prevent problems from escalating. These often come at no extra cost and can include:
- 24/7 Digital GP: Instant access to a GP via phone or video call.
- Mental Health Support Lines: Confidential access to trained counsellors.
- Second Medical Opinions: Get a world-leading expert to review your diagnosis and treatment plan.
- Fitness & Nutrition Apps: Discounts on gym memberships and access to nutrition services.
At WeCovr, we passionately believe in this holistic approach. It’s why we go a step further. We provide all our valued clients with complimentary access to our proprietary AI-powered calorie tracking app, CalorieHero. We recognise the undeniable link between what you eat, your physical health, and your mental resilience. It’s a small part of our commitment to your total well-being, not just your financial security.
Taking Control: Your Action Plan for Financial and Mental Resilience
Reading this guide is the first step. Now, it's time for decisive action. The UK's mental health crisis is real, but your personal outcome is not predetermined.
Step 1: Acknowledge and Assess Your Vulnerability. Look at your life honestly. What is your support network? What would happen to your income if you couldn't work for six months? Acknowledging the risk is the start of mitigating it.
Step 2: Review Your Existing Cover. Do you have any cover through your employer? Find out exactly what it includes. 'Death in service' benefits are often just a multiple of salary, and group income protection may be limited. It is rarely enough.
Step 3: Seek Professional, Independent Advice. The protection market is complex. Don't go it alone. An expert independent broker like WeCovr can assess your unique circumstances, scan the entire market from dozens of insurers, and build a tailored, affordable plan that truly protects you. We demystify the jargon and handle the paperwork.
Step 4: Build Your Financial Armour. Don't procrastinate. The cheapest and easiest time to get insurance is when you are young and healthy. Every year you wait, the cost increases and the risk of developing an excludable condition grows. Put your PMI, IP, and Life/CIC cover in place now.
Step 5: Prioritise Proactive Well-being. Your insurance is your shield, not a magic bullet. Continue to prioritise sleep, nutrition, exercise, and social connection. These are the foundations of good mental health.
The storm clouds of the UK's mental health crisis are gathering. The potential for personal and financial devastation is immense. But with foresight, understanding, and the right strategic tools, you can build a fortress of resilience around yourself and your family. You can choose to be the one who was prepared, the one who shielded their future, the one who invested in their holistic well-being and secured their prosperity, no matter what challenges lay ahead.
Related guides
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!