UK Oral Health The £4.2M Lifetime Burden
UK 2025 Discover How Nearly 1 in 2 Britons Are Secretly Battling Severe Gum Disease, Fueling a Staggering £4 Million+ Lifetime Burden of Heart Disease, Stroke, Type 2 Diabetes, and Eroding Quality of Life – Your PMI Pathway to Advanced Diagnostics and Early Intervention & LCIIP Shielding Your Foundational Health and Future Prosperity
A silent epidemic is unfolding in towns and cities across the United Kingdom. It doesn’t command headline news, yet its consequences are devastating, contributing to our nation's most pressing health crises and imposing a crippling financial burden on individuals and families.
New analysis for 2025 reveals a shocking truth: nearly one in two British adults has some form of gum disease, with a significant and growing number battling its severe, destructive form—periodontitis. This isn't just about bleeding gums or bad breath. It's a gateway condition, a hidden inflammatory disease that unleashes bacteria into your bloodstream, directly fuelling the risk of heart attacks, strokes, and Type 2 diabetes.
The cumulative lifetime cost of managing these chronic conditions—factoring in private medical care, lost income, and long-term social support—can exceed a staggering £4.2 million for a single individual in a high-impact scenario. Your oral health is not merely a dental issue; it is the foundation of your systemic health and a cornerstone of your future financial security.
This definitive guide will illuminate the profound connection between your mouth and your body, quantify the astonishing potential costs, and reveal the strategic insurance solutions that can protect you. We will explore how Private Medical Insurance (PMI) provides a vital pathway to early detection and advanced treatment, while Life, Critical Illness, and Income Protection (LCIIP) policies form an impenetrable financial shield against the life-altering consequences of systemic disease.
The Silent Epidemic: Unmasking Gum Disease in the UK
Gum disease, or periodontal disease, is one of the most common diseases affecting humankind, yet it often progresses unnoticed until significant, irreversible damage has occurred. It's a classic "silent" condition, which is precisely what makes it so dangerous.
While many cases start as mild gingivitis, a substantial portion advances to periodontitis if left untreated. This is not a niche problem; it is a mainstream public health crisis hiding in plain sight.
What is Gum Disease? A Tale of Two Stages
Understanding the progression is key to appreciating the risk:
- Gingivitis: This is the early, reversible stage. It’s caused by plaque—a sticky film of bacteria—building up on the teeth. This irritates the gums, causing them to become red, swollen, and to bleed easily during brushing. At this stage, there is no permanent damage to the bone or tissue supporting the teeth.
- Periodontitis: If gingivitis is not treated, it can advance to periodontitis. This is a far more serious, non-reversible condition. The inflammation spreads below the gum line, and the body’s own immune system, in its fight against the bacterial infection, starts to break down the bone and connective tissue that hold teeth in place. Gums pull away from the teeth, forming pockets that become infected. As the disease progresses, these pockets deepen, and more gum tissue and bone are destroyed.
Why is it a "Secret" Epidemic?
- Painless Onset: Early gum disease is often painless. The first sign for many—bleeding gums—is frequently dismissed as "brushing too hard."
- Lack of Awareness: There is a pervasive lack of public understanding about the mouth-body connection. Many people simply do not know that the health of their gums can impact their risk of a heart attack.
- NHS Dental Access Crisis: A 2024 report by the British Dental Association highlighted the severe difficulties patients face in accessing NHS dentistry. This means millions are missing out on the routine check-ups and hygienist appointments that are essential for catching and treating gum disease early.
The signs of periodontitis become more obvious as the condition worsens, but by then, significant damage may have already been done.
| Sign/Symptom | Early Stage (Gingivitis) | Advanced Stage (Periodontitis) |
|---|---|---|
| Gum Appearance | Red, swollen | Bright red, purplish, or receding |
| Bleeding | Occurs easily when brushing or flossing | Can occur spontaneously |
| Pain | Usually none | Pain when chewing, sensitive teeth |
| Teeth | Appear normal | Teeth appear longer, may become loose or shift |
| Breath | Occasional bad breath | Persistent bad breath (halitosis) |
| Other Signs | None | Pus between teeth and gums, new spaces between teeth |
The Mouth-Body Connection: How Gum Disease Triggers Systemic Illness
For decades, dentistry and medicine operated in separate silos. Today, a wealth of scientific evidence has torn down that wall, proving that oral health is inextricably linked to overall health. The primary mechanism is chronic inflammation.
Periodontitis is not just a localised infection; it's a chronic inflammatory disease. The bacteria in the infected gum pockets, such as the particularly aggressive Porphyromonas gingivalis, don't stay in the mouth. They can and do enter the bloodstream through the ulcerated gum tissue.
Once in circulation, these bacteria and the inflammatory molecules they trigger can travel throughout the body, causing damage far from the original source.
1. Heart Disease and Stroke
The link between periodontitis and cardiovascular disease is now firmly established. The British Heart Foundation acknowledges that poor oral health can increase your risk of developing heart and circulatory diseases.
- Mechanism: The chronic inflammation from gum disease contributes to atherosclerosis (the hardening and narrowing of the arteries). Inflammatory proteins and bacteria from the mouth can damage the lining of blood vessels, promoting the formation of fatty plaques. If one of these plaques ruptures, it can form a clot, leading to a heart attack or stroke.
- The Evidence: A major study published in the Journal of Periodontology found that individuals with severe periodontitis have a two to three times higher risk of having a heart attack, stroke, or other serious cardiovascular event.
2. Type 2 Diabetes
The relationship between gum disease and diabetes is a dangerous two-way street.
- Mechanism: The systemic inflammation caused by periodontitis can reduce the body's sensitivity to insulin, making it more difficult to control blood sugar levels. For someone with diabetes, this complicates their condition management significantly. Conversely, high blood sugar levels in people with diabetes create ideal conditions for infections to grow, including gum disease. Poorly controlled diabetes makes gum disease more frequent and more severe. 4%. This is a clinically significant improvement, comparable to adding a second drug to their diabetes treatment regimen.
3. Other Linked Conditions
The fallout from poor oral health doesn't stop there. Emerging and established research links periodontitis to a range of other serious conditions:
- Dementia & Alzheimer's Disease: Researchers have found the P. gingivalis bacterium in the brains of patients with Alzheimer's disease. It's hypothesised that the bacterium can travel from the mouth to the brain, triggering an immune response that kills neurons.
- Respiratory Infections: Bacteria from the mouth can be inhaled into the lungs, contributing to infections like pneumonia, especially in older adults or those with compromised immune systems.
- Rheumatoid Arthritis: Both are chronic inflammatory diseases. Evidence suggests that the mechanism that destroys tissue in gum disease is similar to the one at play in rheumatoid arthritis.
- Certain Cancers: Studies have shown associations between periodontitis and an increased risk of certain cancers, including pancreatic and oesophageal cancer.
| Systemic Disease | The Connection to Gum Disease | Potential Outcome |
|---|---|---|
| Heart Disease | Chronic inflammation promotes artery-clogging plaques. | Increased risk of heart attack. |
| Stroke | Bacteria & inflammation contribute to blood clots. | Increased risk of ischaemic stroke. |
| Type 2 Diabetes | Inflammation worsens insulin resistance. | Poorer blood sugar control, disease progression. |
| Dementia | Oral bacteria may travel to the brain, killing neurons. | Contributes to cognitive decline. |
The £4.2 Million Question: Calculating the Lifetime Burden
The £4.2 million figure represents a calculated potential lifetime burden for a 40-year-old professional who develops severe periodontitis, which then contributes to a cascade of major health events like a severe stroke, followed by the ongoing management of heart disease and Type 2 diabetes.
This is not an average; it is an illustration of the catastrophic financial impact that is possible when health fails. The burden is composed of three main elements: direct healthcare costs, indirect costs from lost income, and long-term care costs.
1. Direct Healthcare Costs
While the NHS provides exceptional care at the point of need, managing complex chronic conditions often leads individuals to seek private options for faster access, choice of specialist, or advanced treatments.
- Advanced Dental Treatment: Complex periodontal surgery, grafts, and implants to replace lost teeth can cost tens of thousands of pounds privately.
- Private Cardiology: Consultations, advanced scans (e.g., private cardiac MRI), and procedures like stenting or bypass surgery can rapidly accumulate costs from £15,000 to over £50,000.
- Ongoing Management: Private consultations with endocrinologists for diabetes, neurologists for post-stroke care, and physiotherapists add thousands more each year.
2. Indirect Costs: The Devastation of Lost Income
This is often the largest and most overlooked component of the financial burden. A life-changing illness like a major stroke can mean you are unable to work again.
- Scenario: A 40-year-old marketing director earning £85,000 per year suffers a debilitating stroke. They are unable to return to their high-pressure job.
- Calculation:
- Lost salary over 27 years to retirement (age 67): £85,000 x 27 = £2,295,000.
- Lost employer pension contributions (e.g., 10%): £8,500 x 27 = £229,500.
- Lost potential bonuses and promotions.
- Total Lost Earnings: Well over £2.5 million.
3. Long-Term Social and Lifestyle Costs
Chronic illness brings a wave of additional, often hidden, expenses.
- Social Care: The cost of a live-in carer can be £1,500-£2,000 per week. Over 10 years, this could amount to £780,000 - £1,040,000. Even part-time care represents a significant financial drain.
- Home Adaptations: Ramps, walk-in showers, stairlifts, and other modifications can easily cost £20,000-£50,000.
- Eroding Quality of Life: The non-financial costs are immense—loss of independence, social isolation, chronic pain, and the mental health toll on both the individual and their family.
The Lifetime Burden: A Hypothetical Breakdown
| Cost Category | Estimated Lifetime Cost (High-Impact Scenario) |
|---|---|
| Lost Future Income & Pension | £2,500,000 |
| Long-Term Private Social Care | £1,000,000 |
| Private Medical & Specialist Care | £300,000 |
| Home Modifications & Equipment | £50,000 |
| Ongoing Prescriptions & Therapies | £100,000 |
| Specialised Dental Reconstruction | £50,000 |
| Miscellaneous (Travel, Nutrition etc.) | £200,000 |
| TOTAL POTENTIAL LIFETIME BURDEN | £4,200,000+ |
This sobering calculation demonstrates that foundational health is inextricably linked to future prosperity. Protecting one is essential to preserving the other.
Your First Line of Defence: Private Medical Insurance (PMI) for Proactive Health
Given the clear and present danger posed by gum disease, a reactive approach is insufficient. The key is early detection and aggressive intervention, an area where Private Medical Insurance (PMI) offers a powerful advantage over an overstretched NHS system.
While PMI policies do not typically cover routine dentistry, their true value lies in providing rapid access to the specialists and diagnostics needed to manage the consequences of gum disease and its systemic risks.
How PMI Creates a Pathway to Better Health Outcomes:
- Swift Access to Periodontists: If your dentist identifies advanced gum disease requiring specialist care, the NHS waiting list for a periodontist can be long. PMI allows you to bypass this, securing a consultation and treatment plan within days or weeks, not months or years. This speed can be the difference between saving or losing teeth.
- Advanced Diagnostics: PMI often covers state-of-the-art diagnostic tests that may not be standard on the NHS. This includes specific microbiological analysis to identify the exact bacteria driving your infection, and advanced imaging (like Cone Beam CT scans) to precisely map bone loss.
- Cutting-Edge Treatments: PMI can provide access to the latest periodontal treatments, such as laser-assisted therapy (LANAP) and guided tissue regeneration, which may have limited availability on the NHS.
- Integrated Care and Systemic Screening: This is perhaps the most crucial benefit. If your periodontist is concerned about your cardiovascular risk profile, a PMI policy can facilitate a seamless and rapid referral to a consultant cardiologist for comprehensive screening. This integrated approach connects the dots between your oral and systemic health, allowing for proactive management of your overall risk.
Many insurers also offer dental and optical cashback plans or more comprehensive dental insurance add-ons. These can help cover the costs of the regular hygienist visits that are fundamental to preventing gum disease in the first place.
At WeCovr, we help our clients navigate the complexities of PMI, identifying policies that offer not just excellent hospital cover, but also robust diagnostic benefits and pathways to the specialist care that can halt the progression of conditions like periodontitis before they trigger a systemic crisis.
| Feature | NHS Dentistry & Referrals | Private Medical Insurance (PMI) Pathway |
|---|---|---|
| Periodontist Access | Potentially long waiting lists | Rapid access, often within weeks |
| Diagnostic Scope | Standard diagnostics | Access to advanced microbiological & imaging tests |
| Treatment Options | Standard of care, may be limited | Wider access to latest techniques (e.g., laser) |
| Systemic Referrals | Separate referral process, can be slow | Fast, integrated referrals to cardiologists etc. |
| Choice | Limited choice of specialist/hospital | Full choice of recognised specialists/facilities |
The Financial Shield: Life, Critical Illness, and Income Protection (LCIIP)
If PMI is your proactive shield, then Life, Critical Illness, and Income Protection (LCIIP) policies are your financial fortress. They are designed to protect you and your family from the catastrophic financial fallout—the £4.2 million burden—if prevention fails and you suffer a major health event.
The conditions most strongly linked to severe gum disease—heart attack, stroke, and some cancers—are the very conditions that form the core of most Critical Illness Cover policies in the UK.
1. Critical Illness Cover (CIC)
This policy pays out a tax-free lump sum on the diagnosis of a specified critical illness.
- How it Works: You are diagnosed with a major heart attack that meets the policy definition. Your insurer pays you your cover amount, for example, £250,000.
- Its Purpose: This money is yours to use as you see fit. It can be used to pay off your mortgage, cover the costs of private treatment or rehabilitation, adapt your home, or simply provide a financial cushion while you recover, reducing stress at the most difficult time. It directly combats the "Direct Healthcare" and "Lifestyle Costs" elements of the financial burden.
2. Income Protection (IP)
Often described by financial experts as the bedrock of any financial plan, Income Protection is arguably the most important insurance you can own.
- How it Works: If you are unable to work for an extended period due to illness or injury (such as the after-effects of a stroke), this policy pays you a regular, tax-free replacement income. This is typically 50-65% of your gross salary.
- Its Purpose: It directly replaces the "Lost Income" component of the £4.2 million burden. It ensures that your mortgage or rent continues to be paid, bills are covered, and your family can maintain its standard of living, even if you can never return to work. Payments can continue right up until your chosen retirement age.
3. Life Insurance
This provides the ultimate financial safety net for your loved ones.
- How it Works: It pays out a lump sum to your beneficiaries if you pass away during the policy term.
- Its Purpose: This ensures that your family is not left with debts like a mortgage and has the financial resources to secure their future in your absence.
Building Your Fortress: A Coordinated Strategy for Health and Wealth
Viewing these insurance products in isolation misses their true power. The most resilient strategy is a coordinated one that addresses both your physical and financial health.
- Proactive Health Defence (PMI): Use PMI to actively manage your health, gain rapid access to diagnostics and specialists, and intervene early on conditions like gum disease. This is your investment in staying well.
- Reactive Financial Defence (LCIIP): Implement robust Life, Critical Illness, and Income Protection cover as your non-negotiable financial backstop. This is your plan for what happens if you don't stay well.
The monthly cost of a comprehensive protection portfolio is a tiny fraction of the potential multi-million-pound cost of inaction. A conversation with an expert broker can be one of the most valuable investments you ever make. This is where we at WeCovr excel, comparing plans from across the UK market to tailor a strategy that fits your unique personal and financial circumstances.
As a testament to our commitment to our clients' holistic wellbeing, we also provide them with complimentary access to CalorieHero, our AI-powered calorie and nutrition tracking app. We know that diet is a critical factor in managing risks for both gum disease (sugar intake) and systemic illnesses like diabetes and heart disease. This tool empowers our clients to take daily, practical steps towards better health, complementing the security their insurance provides.
Practical Steps You Can Take Today
Securing your future starts now. Beyond insurance, you can take immediate action to lower your risk profile.
- Upgrade Your Oral Hygiene: This is non-negotiable. Brush twice daily with a fluoride toothpaste, and, crucially, clean between your teeth every day using interdental brushes or floss. An antiseptic mouthwash can provide extra protection.
- Commit to Regular Professional Cleanings: See a dental hygienist at least twice a year, or more frequently if you are in a higher-risk group. This is the only way to remove hardened plaque (tartar) that you cannot remove at home.
- Adopt an Anti-Inflammatory Lifestyle:
- Diet: Reduce your intake of sugar and refined carbohydrates, which feed harmful oral bacteria. Increase your intake of anti-inflammatory foods like leafy greens, oily fish, and berries.
- Stop Smoking: Smoking is one of the single biggest risk factors for developing severe periodontitis.
- Manage Stress: Chronic stress can impair your immune system, making you more susceptible to infection.
- Schedule a Financial Health Review: Sit down with an independent protection adviser. Lay out your income, your debts, and your long-term goals. Understand where your financial vulnerabilities lie and how insurance can close those gaps.
Conclusion: Your Health is Your Wealth
The line between a healthy smile and a healthy life has been erased. The 2025 UK health landscape reveals that periodontitis is not a minor dental inconvenience but a major medical threat with the potential to trigger a cascade of chronic diseases and a lifetime financial burden that can reach into the millions.
Ignoring the health of your gums is a gamble with the highest possible stakes: your physical wellbeing and your financial future. The good news is that you have the power to change the odds decisively in your favour.
By embracing a proactive approach to your oral and systemic health, facilitated by the rapid access and advanced care of Private Medical Insurance, you can tackle problems at their root. By simultaneously erecting a financial fortress with Life, Critical Illness, and Income Protection, you ensure that even if illness strikes, your family's prosperity and quality of life are shielded from the fallout.
Don't let a secret, silent battle in your mouth dictate the course of your life. Take control today. Invest in your health, secure your finances, and build a future founded on resilience and peace of mind.
Related guides
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!