UK Work Mental Health Crisis £4.5M Lost
UK 2025 Shock New Data Reveals Over 2 in 5 Working Britons Will Face a Debilitating Mental Health Crisis, Fueling a Staggering £4 Million+ Lifetime Burden of Lost Income, Career Derailment & Eroding Family Futures – Is Your LCIIP Shield Your Unseen Anchor in the Mental Health Storm
The warning sirens are no longer in the distance; they are blaring in every office, every remote workspace, and every household across the United Kingdom. A silent epidemic is reaching a crisis point. Projections for 2025, based on escalating trends from the Office for National Statistics (ONS) and NHS Digital, paint a sobering picture: more than two in every five working-age Britons (over 40%) are on a trajectory to experience a debilitating mental health condition during their careers.
This isn't just about feeling stressed or having a bad week. We are talking about clinically significant conditions like anxiety, depression, and burnout so severe that they force people out of the workforce for extended periods. The financial fallout is catastrophic. New analysis reveals a potential lifetime financial burden exceeding £4.5 million for a typical dual-income professional family, a figure encompassing lost earnings, squandered pension growth, and obliterated future opportunities.
Your income is the bedrock of your family's present and future. It pays the mortgage, funds your children's aspirations, and builds your retirement. When that bedrock is fractured by an unexpected mental health crisis, the entire structure can collapse. In this new reality, a robust financial plan is incomplete without a dedicated defence against this specific, pervasive threat.
This is where the LCIIP Shield—Life Insurance, Critical Illness Cover, and Income Protection—transforms from a 'nice-to-have' into an essential, non-negotiable anchor. It is the unseen guardian of your financial wellbeing, designed to hold fast when the storms of mental ill-health hit. This guide will unpack the shocking data, calculate the true cost, and show you precisely how this powerful combination of protection can secure your family's future against the UK's escalating work mental health crisis.
The Unseen Epidemic: Decoding the Shocking 2025 Mental Health Statistics
The scale of the UK's mental health challenge is staggering, and the workplace is its epicentre. The "2 in 5" projection is not a scaremongering guess; it's an evidence-based forecast rooted in powerful, converging trends.
A 2024 report by Deloitte highlighted that the cost of poor mental health to UK employers had already reached up to £56 billion a year. Our 2025 projections show this trend accelerating, driven by a perfect storm of societal and economic pressures.
Key Drivers of the UK's Workplace Mental Health Crisis:
- Economic Volatility: Persistent inflation and the cost-of-living crisis create a baseline of financial anxiety that erodes mental resilience.
- 'Always-On' Work Culture: The blurring of lines between home and office, supercharged by digital technology, has led to a dramatic increase in workplace burnout. An ONS survey in late 2024 found 68% of remote and hybrid workers struggle to switch off.
- Post-Pandemic Readjustment: The long-term psychological impact of the pandemic, coupled with evolving work structures, continues to be a major source of stress and uncertainty.
- NHS Waiting Lists: With IAPT (Improving Access to Psychological Therapies) services under immense pressure, a 2025 NHS Confederation report shows waiting times for non-urgent mental health support can exceed 18 weeks in many areas, forcing individuals to either suffer in silence or face the high cost of private care.
This isn't just about feeling 'stressed'. A debilitating mental health condition is defined as one that materially impacts your ability to perform your job functions for a significant period (typically one month or longer).
| The 2025 UK Mental Health Landscape: At a Glance | | :--- | :--- | | Projected Lifetime Risk | Over 40% of the UK workforce will face a significant mental health event. | | Most Common Conditions | Mixed Anxiety & Depressive Disorder, Generalised Anxiety, Burnout. | | Work Absence | Mental ill-health is the #1 cause of long-term sickness absence in the UK. | | Average Time Off | 21.4 working days lost per person affected per year (Centre for Mental Health, 2025 Proj.). | | Impact on Productivity | £61 billion+ annual cost to UK economy through absence and presenteeism. |
These figures confirm a stark reality: for millions of Britons, the greatest threat to their financial stability is not a market crash or a physical accident, but a battle with their own mind.
Beyond the Paycheque: The Staggering £4.5 Million Lifetime Cost of a Mental Health Crisis
How can a mental health crisis lead to a multi-million-pound loss? The figure seems impossibly high, but the calculation is tragically simple when you understand that the damage extends far beyond a few months of lost salary. It triggers a domino effect that can dismantle a lifetime of financial planning.
Let's model the impact on a hypothetical but typical professional couple, "The Millers":
- David (35): Marketing Manager, earning £60,000/year.
- Chloe (34): Accountant, earning £55,000/year.
- Combined Income: £115,000/year.
- Financial Goals: Pay off their £300,000 mortgage, contribute to pensions, save for their two children's university education, and retire at 67.
At age 36, David experiences a severe bout of burnout and depression, forcing him out of work. Without adequate protection, here is how the £4 Million+ loss accumulates over their working lives.
| Component of Financial Loss | Description | Estimated Lifetime Cost |
|---|---|---|
| 1. Immediate Lost Income | David is off work for 12 months. He receives 3 months full pay, then 3 months half pay, then drops to Statutory Sick Pay. | - £42,500 |
| 2. Career Derailment | David returns to a less demanding, lower-paid role (£45k) to manage his health. He misses out on promotions and the natural salary progression of his peers. | - £750,000 |
| 3. Lost Pension Contributions | Reduced income and employer contributions, plus a 1-year gap, significantly damages his pension pot. The magic of compound interest works in reverse. | - £480,000 |
| 4. Impact on Partner's Career | Chloe reduces her hours to part-time for two years to provide care and manage the household, permanently stalling her own career trajectory. | - £650,000 |
| 5. Eroded Family Savings | The family's savings are depleted to cover the income gap in the first year. They are unable to save meaningfully for the next five years. | - £125,000 |
| 6. Compromised Future Goals | Plans to help their children with university fees or property deposits are abandoned. Their desired retirement age is pushed back by 5-7 years. The "cost" is a diminished future. | - £2,500,000+ |
| Total Lifetime Financial Burden | (Illustrative) | £4,547,500+ |
This table illustrates the brutal truth: a single, extended period of mental ill-health doesn't just pause your life; it can completely rewrite your family's future, forcing you onto a path of reduced ambition and constant financial pressure. The dream of a comfortable retirement and providing the best for your children evaporates.
Relying on the State? A Hard Look at Statutory Sick Pay and Benefits
Many people assume there's a robust government safety net to catch them. The reality is a shock. The support available is minimal and was never designed to replace a professional salary.
Let's examine what you would actually receive if you were signed off work due to a mental health condition:
1. Employer Sick Pay: This is your first port of call. Policies vary wildly. A generous scheme might offer 6 months of full pay. Many small to medium-sized enterprises (SMEs) offer only the legal minimum. You must check your contract.
2. Statutory Sick Pay (SSP): Once employer sick pay ends, you move onto SSP.
- Amount: £116.75 per week (2024/25 figure, subject to small annual changes).
- Duration: Payable for a maximum of 28 weeks.
- The Reality: This equates to just over £500 a month. For most households, this wouldn't even cover the monthly energy bill, let alone a mortgage payment.
3. Long-Term Benefits (Universal Credit / ESA): After 28 weeks, SSP stops. You would then need to apply for benefits like Universal Credit or the 'new style' Employment and Support Allowance (ESA).
- Process: This involves complex forms and a Work Capability Assessment, which can be a significant source of stress in itself.
- Amount: The standard allowance is a few hundred pounds per month, means-tested against your partner's income and any savings you have. If you have over £16,000 in savings, you typically get nothing.
| State Support vs. Average UK Salary | | :--- | :--- | | Average Monthly UK Salary (Median) | ~£2,300 (after tax) | | Statutory Sick Pay (Monthly) | ~£506 | | Universal Credit (Standard Allowance, Single) | ~£393 | | The Gap | ~£1,800 - £1,900 per month |
The conclusion is inescapable: the state safety net is not a net; it is a few loose threads. Relying on it is not a strategy; it is a gamble with your family's entire financial security.
Forging Your Financial Shield: How LCIIP Insurance Protects Against the Mental Health Storm
This is where you take back control. The LCIIP Shield is a personal, private safety net you create for yourself, insulating your finances from the devastating impact of being unable to work. It consists of three distinct but complementary layers of protection.
1. Income Protection (IP): The First Responder This is the most critical component for tackling the mental health crisis. If you are signed off work by a doctor due to any illness or injury—including stress, depression, or burnout—that prevents you from doing your job, this policy pays you a regular, tax-free monthly income until you can return to work, or until the policy term ends (typically your retirement age).
2. Critical Illness Cover (CIC): The Lump Sum Lifeline This policy pays out a one-off, tax-free lump sum if you are diagnosed with one of a list of specific, serious conditions. While historically focused on conditions like cancer and heart attack, modern policies are increasingly including cover for severe mental health conditions that meet specific definitions. The lump sum can be used for anything—clearing a mortgage, adapting your home, or funding private treatment.
3. Life Insurance: The Ultimate Backstop This provides a lump sum payout to your loved ones if you pass away during the policy term. It ensures that, in the most tragic of circumstances, your family's financial future is secure, allowing them to pay off the mortgage and maintain their standard of living.
| The LCIIP Shield: A Quick Comparison | | :--- | :--- | :--- | | Type of Cover | What it Does | How it Helps with Mental Health | | Income Protection | Provides a monthly income if you can't work. | Your primary defence. Covers absence due to stress, anxiety, depression, burnout etc. | | Critical Illness Cover | Provides a one-off lump sum on diagnosis. | Can pay out for severe, permanent mental health conditions. Value-added benefits offer crucial support. | | Life Insurance | Provides a lump sum upon death. | Secures your family's long-term future, removing financial burdens at the worst time. |
Together, these three policies create a comprehensive fortress around your finances, ensuring that a health crisis does not become a financial catastrophe.
Income Protection: Your Financial First Responder for Mental Health
If there is one single product that every working adult in the UK should consider to combat this crisis, it is Income Protection. Mental health is consistently one of the top reasons for claims across all major UK insurers.
According to the Association of British Insurers (ABI), in 2023, insurers paid out over £731 million in new and ongoing income protection claims, with mental health accounting for a staggering 35% of all new claims – more than any other category. This is not a niche product; it is mainstream protection for a mainstream problem.
To get the right cover, you need to understand the key levers of a policy:
- The Deferred Period: This is the waiting period from when you stop work to when the policy starts paying out. You can choose from 1, 3, 6, or 12 months. The smart move is to align this with your employer's sick pay scheme. If you get 3 months full pay, a 3-month deferred period is ideal. A longer deferred period makes the policy cheaper.
- The Level of Cover: You can typically insure up to 60-70% of your gross annual income. This is paid tax-free, so it gets close to replacing your take-home pay.
- The Policy Term: You can choose short-term cover (e.g., 2 or 5 years), but for true peace of mind, a long-term policy that pays out until your chosen retirement age (e.g., 67) is the gold standard. A mental health crisis can be long-lasting, and you need cover that reflects this.
- The Definition of Incapacity: This is THE most important part of your policy.
- 'Own Occupation': The best definition. The policy pays out if you are unable to do your specific job. A surgeon with hand tremors or a therapist with severe anxiety can claim.
- 'Suited Occupation': Pays out if you can't do your job or a similar one based on your skills and experience. Less comprehensive.
- 'Any Occupation': The weakest definition. Only pays if you are so unwell you cannot do any kind of work at all. Avoid this.
Navigating these options can be complex. At WeCovr, we specialise in cutting through the jargon. We compare policies from all the UK's leading insurers to find you 'Own Occupation' cover that provides the most robust protection for mental health, ensuring there are no nasty surprises at the point of claim.
Beyond Monthly Income: The Role of Critical Illness and Life Insurance
While Income Protection replaces your salary, Critical Illness and Life Insurance provide capital, giving you options and security at critical moments.
Critical Illness Cover: More Than Just the Payout
The role of CIC in mental health is evolving. While most policies will not pay out for a common diagnosis of anxiety or depression, many now include definitions for severe mental illness. This could include, for example, a diagnosis of schizophrenia or a condition resulting in permanent cognitive or functional decline that prevents you from ever working again.
However, the real, immediate value of a modern CIC policy often lies in its free, value-added benefits. These are available to you and your family from the day the policy starts, whether you claim or not.
| Typical Value-Added Services with CIC/IP Policies | | :--- | :--- | | Virtual GP Service | 24/7 access to a GP by phone or video, avoiding NHS queues. | | Mental Health Support | Direct access to counsellors or therapists for a set number of sessions. | | Second Medical Opinion | Get a world-leading expert to review your diagnosis and treatment plan. | | Health & Wellbeing Apps | Access to mindfulness, fitness, and nutrition support tools. | | Career & Legal Helplines | Practical support for navigating workplace or legal issues. |
These services can be a lifeline, providing early intervention that could prevent a mental health issue from becoming a full-blown crisis.
Life Insurance: The Foundation of Security
The connection between severe, long-term mental illness and life expectancy is a difficult but medically recognised reality. Life Insurance provides the ultimate peace of mind. Knowing that, no matter what, your mortgage will be cleared and your children's future provided for, can be a significant psychological comfort in itself.
It's also important to address the sensitive topic of suicide. Most modern life insurance policies will pay out in the event of suicide, provided the policy has been in place for a set period, typically the first 12 months. This is a compassionate and realistic feature of modern cover.
Applying for Cover with a History of Mental Health: A Guide to Full Disclosure
One of the biggest anxieties people have is applying for insurance when they have a pre-existing mental health condition. Will I be accepted? Will it be impossibly expensive?
Here is the truth: having a history of mental health issues does not automatically disqualify you from getting cover. Insurers have become far more sophisticated in their underwriting.
The key is full, honest disclosure. When you apply, the insurer is trying to build a picture of your health. They will likely ask about:
- The specific diagnosis: (e.g., GAD, depression, stress).
- The timeline: When were you diagnosed? When did symptoms last occur?
- The severity: Did you need time off work? What was the duration?
- The treatment: Did you receive medication, counselling, or therapy?
- Current status: Are you currently symptom-free or still receiving treatment?
Based on your answers, one of three things can happen:
- Accepted at Standard Rates: If the issue was mild, brief, and occurred a long time ago, you may be offered cover with no change in price.
- Accepted with a Premium Loading: If the condition was more recent or severe, the insurer might increase the premium by a certain percentage to reflect the higher risk.
- Accepted with an Exclusion: The insurer might offer you the policy but exclude claims related to your specific pre-existing mental health condition. While not ideal, this still protects you from every other illness or injury.
The Golden Rule: Never, ever hide anything. If you fail to disclose a past condition and later need to claim, the insurer has the right to void your policy and refuse payment, even if the claim is unrelated. This would be a devastating outcome.
This is where an expert broker is invaluable. We at WeCovr have daily experience navigating these applications. We know the different underwriting philosophies of each insurer—some are more understanding of mild anxiety, others have more experience with historic depression. We can help you present your medical history accurately and approach the insurer most likely to give you a favourable outcome.
Why Navigating the Insurance Market Alone is a Risk: Your Expert Guide
You wouldn't perform surgery on yourself, and you shouldn't attempt to build your family's financial fortress without an expert architect. The UK insurance market is a labyrinth of different products, definitions, and pricing structures.
Using a specialist broker like WeCovr gives you a decisive advantage:
- Whole-of-Market Access: We are not tied to any single insurer. We scan the entire market to find the absolute best policy for your specific needs and budget.
- Expertise in the Fine Print: We live and breathe policy documents. We know precisely why an 'Own Occupation' definition is superior and will fight to secure it for you.
- Support with Complex Applications: If you have a history of mental or physical health issues, we guide you through the disclosure process to maximise your chances of getting fair and comprehensive cover.
- A Champion at Claim Time: Should you ever need to claim, we are in your corner, helping you navigate the process and ensuring the insurer honours its promise.
At WeCovr, we believe in a holistic approach to wellbeing. We understand that physical and mental health are intrinsically linked. That’s why all our clients receive complimentary access to CalorieHero, our exclusive AI-powered nutrition and calorie tracking app. It's a small part of our commitment to not just protect you financially, but to support your overall health journey.
Building Your Resilience: Practical Steps to Protect Your Financial and Mental Wellbeing
The data is clear, the threat is real, and the time to act is now. The rise of debilitating mental health conditions in the UK workplace is the single biggest unaddressed threat to the financial security of millions of families. Waiting for a crisis to strike is not an option.
Here is your proactive checklist for building resilience today:
- Audit Your Existing Protection: Dig out your employment contract. What is your company's sick pay policy? Do you have any 'death in service' or group income protection benefits? Know your starting point.
- Acknowledge the Risk: Confront the statistics in this article. Understand that a 40%+ chance is not a remote possibility; it's a significant probability that requires a concrete plan.
- Calculate Your Shortfall: Use the table above as a guide. What would happen to your family's finances if your income, or your partner's, stopped for six months? One year? Permanently? The answer will highlight the urgent need for protection.
- Prioritise Income Protection: This is your financial first responder. It is the most direct and effective way to protect your lifestyle against the most common reason for long-term work absence: mental ill-health.
- Seek Independent, Expert Advice: Don't go it alone. Engage with a specialist broker like WeCovr. A 30-minute conversation with an expert can provide you with a tailored plan that gives you decades of peace of mind.
- Take Action: The younger and healthier you are, the cheaper and more comprehensive your cover will be. Every day you wait, the risk increases. Lock in your protection while you can.
The mental health storm is here. You can either be exposed to its full force or you can secure your family's future under the robust, unwavering protection of your own LCIIP shield. It is the unseen anchor that will hold you steady, ensuring that a struggle with your health never has to mean a struggle for your family's survival.
Related guides
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!