UK's Silent Diabetes Epidemic
UK's Silent Diabetes Epidemic: UK 2025 Shock New Data Reveals Over 1 in 4 Working Britons Are Silently Battling Pre-Diabetes & Insulin Resistance, Fueling a Staggering £4 Million+ Lifetime Burden of Type 2 Diabetes, Heart Disease, Stroke, Kidney Failure, Amputations, & Eroding Family Futures – Is Your LCIIP Shield Your Indispensable Protection Against This Pervasive Silent Threat
A silent health crisis is unfolding across the United Kingdom. It doesn't make the nightly news with the same urgency as a winter flu, but its impact on families and the economy is deeper and more devastating. New analysis, based on startling projections for 2025, reveals a hidden epidemic of pre-diabetes and insulin resistance quietly taking hold of the nation's workforce.
The figures are staggering. Projections indicate that by 2025, more than 1 in 4 working-age Britons will be living with pre-diabetes, many completely unaware. This isn't just a health statistic; it's a ticking financial time bomb. Left unchecked, this silent condition is the primary gateway to Type 2 diabetes and a cascade of life-altering complications: heart attacks, strokes, kidney failure, vision loss, and even amputations.
The lifetime financial burden of such a diagnosis on a single family can exceed a jaw-dropping £4.2 million, a figure encompassing lost earnings, private treatment, essential home modifications, and long-term care. It's a cost that can dismantle legacies, drain savings, and fundamentally erode a family's future.
In this definitive guide, we will unpack the scale of this silent threat. We will dissect the data, explore the devastating physical and financial consequences, and, most importantly, show you how a robust shield of Life, Critical Illness, and Income Protection (LCIIP) insurance is no longer a "nice-to-have" but an indispensable defence for every forward-thinking family in the UK.
The Ticking Time Bomb: Unpacking the 2025 Pre-Diabetes Data
Before a person develops Type 2 diabetes, they almost always have "pre-diabetes." This is the critical, yet often invisible, warning stage. Understanding it is the first step toward protecting yourself and your family.
What Are Pre-Diabetes and Insulin Resistance?
- Insulin Resistance: Think of insulin as a key that unlocks your body's cells to let in glucose (sugar) from your blood for energy. In insulin resistance, the locks on your cells become "rusty" and don't respond properly to the key. In response, your pancreas works overtime, producing more and more insulin to try and force the glucose into the cells.
- Pre-Diabetes: This is the result of that ongoing struggle. Your blood sugar levels become consistently higher than they should be, but not yet high enough to be classified as Type 2 diabetes. It is a silent condition; the vast majority of the estimated 13.6 million people in the UK at high risk have no discernible symptoms.
The profound danger lies in its silence. You can feel perfectly healthy, going about your daily life, while internally, the foundations for chronic, life-altering disease are being laid. Projections based on rising obesity rates and increasingly sedentary lifestyles, a trend significantly exacerbated by post-pandemic shifts in working habits, paint a grim picture for 2025.
| Health Stage | Blood Sugar Level (HbA1c) | What It Means for You |
|---|---|---|
| Healthy | Below 42 mmol/mol | Your body is using insulin effectively. |
| Pre-Diabetes | 42 to 47 mmol/mol | Your body is becoming insulin resistant. You are at high risk of developing T2D. |
| Type 2 Diabetes | 48 mmol/mol or over | A formal diagnosis requiring active, lifelong medical management. |
Source: NHS, Diabetes UK
The progression from the amber warning light of pre-diabetes to the red alert of Type 2 diabetes can be alarmingly swift. For a 40-year-old professional with a mortgage and a young family, this timeline is terrifying. It means a potential diagnosis could land squarely in their mid-to-late 40s or early 50s—their peak earning years. This is precisely the time they are relying on their health and income to pay off their home, build their pension, and support their children through higher education. A serious health event at this stage doesn't just disrupt life; it can derail it completely.
The £4.2 Million Question: Deconstructing the Lifetime Financial Burden
The headline figure of a £4.2 million lifetime burden might seem hyperbolic. It is not. It represents a plausible, if severe, scenario for a higher-earning professional in the UK whose life and career are fundamentally altered by a Type 2 diabetes diagnosis and its subsequent, severe complications.
This figure is not about the cost to the NHS; it is about the direct, personal, out-of-pocket financial devastation that can befall a single family. It’s a toxic combination of lost income, uninsured private medical costs, essential living adjustments, and the spiralling expense of long-term care that can obliterate a lifetime of diligent financial planning.
Let's break down how these costs can accumulate over a 25-year period for a hypothetical 45-year-old marketing director earning £70,000 per year. They are diagnosed with Type 2 diabetes, which leads to a major stroke five years later, leaving them unable to return to their high-pressure career.
| Cost Category | Description of Financial Impact | Estimated Lifetime Cost |
|---|---|---|
| Lost Gross Earnings | The individual is unable to work for 20 years until retirement age. | £1,400,000 |
| Spouse's Lost Earnings | Their partner, earning £50k, reduces their hours by 50% to provide care. | £750,000 |
| Reduced Pension Pot | The loss of two decades of employer and personal pension contributions. | £650,000 |
| Private Medical & Therapy | Physiotherapy, occupational therapy, private consultations, specialist dieticians. | £150,000 |
| Home & Vehicle Adaptations | Wheelchair ramps, a ground-floor wet room, a stairlift, and an adapted car. | £100,000 |
| Long-Term Social Care | Projected costs for professional carers or a residential care home in later life. | £1,000,000+ |
| Miscellaneous Costs | Higher utility bills, prescription costs (in England), specialist equipment. | £150,000 |
| Total Potential Burden | £4,200,000 |
This is a stark illustration of a worst-case scenario. However, even for those who experience more moderate complications, the financial impact is insidious and profound. A diagnosis could mean:
- Reduced Productivity & "Presenteeism": The mental fog of "diabetes distress," combined with the constant need for blood sugar monitoring, appointments, and medication management, can severely impact concentration and performance at work.
- Career Stagnation or Limitation: Certain jobs, particularly those involving driving (HGV, pilot), operating heavy machinery, or physically demanding roles, may become inaccessible or require difficult career changes.
- The "Carer Penalty": The financial burden often extends beyond the individual. Spouses, partners, and even adult children frequently have to reduce their working hours or leave jobs entirely to provide essential care, creating a second, hidden income loss.
The silent, asymptomatic progression of pre-diabetes means that by the time many people are diagnosed with Type 2 diabetes, significant underlying damage to blood vessels and nerves may already have occurred, making the onset of these financially crippling complications far more likely.
Beyond Blood Sugar: The Domino Effect of Type 2 Diabetes Complications
A Type 2 diabetes diagnosis is not just about managing blood sugar with diet or medication. It's about waging a lifelong battle against the risk of a host of interconnected, serious conditions that can develop over time. It is these complications that trigger the most severe health outcomes and the largest financial shocks.
Critically, they are also the specific events that a robust Critical Illness policy is designed to provide financial protection against.
| Complication | How It's Linked to Diabetes | The Potential Impact & Role of Insurance |
|---|---|---|
| Heart Attack & Heart Disease | Persistently high blood glucose levels damage the lining of arteries, leading to atherosclerosis and increasing the risk of clots and blockages. | The UK's biggest killer. A heart attack is a core condition covered by every Critical Illness policy. |
| Stroke | Diabetes more than doubles the risk of a stroke. It increases blood pressure and makes blood more likely to clot, which can block blood flow to the brain. | A leading cause of adult disability in the UK. A stroke is a standard condition on all CIC policies. |
| Kidney Failure (Nephropathy) | The kidneys contain millions of tiny filtering units. High blood sugar forces them to work too hard, and over years, this damages them, leading to failure. | May require lifelong dialysis or a kidney transplant. "Kidney Failure" is a core condition for a CIC payout. |
| Major Amputation | A dual threat of nerve damage (neuropathy) and poor circulation (peripheral vascular disease) can lead to foot ulcers that go unnoticed and do not heal. | Life-altering surgery with a profound impact on mobility and independence. Some enhanced CIC policies offer a payout for this specific event. |
| Permanent Vision Loss | Diabetic retinopathy occurs when high blood sugar damages the delicate blood vessels in the retina at the back of the eye, potentially leading to blindness. | A specified level of permanent and irreversible blindness is a standard condition on Critical Illness plans. |
Each of these events represents a profound physical and emotional trauma for an individual and their family. Each one also represents a potential financial catastrophe, triggering an immediate and urgent need for a large lump sum of cash to manage the consequences – to adapt your home, cover a sudden loss of income, or access the best possible private treatment and rehabilitation. Without a financial safety net, a family's future is left entirely to chance.
Your Financial Fortress: How Life, Critical Illness, and Income Protection (LCIIP) Form Your Shield
Confronted with such a pervasive and insidious threat, simply hoping for the best is not a viable strategy. A proactive, robust financial defence is essential. This defence is built on three distinct but interconnected pillars of protection, often referred to as LCIIP. Each plays a unique and vital role in shielding your family from the financial fallout of a serious health crisis.
1. Income Protection (IP): The Foundation of Your Defence
If your ability to earn an income is your single most valuable financial asset, then Income Protection is the insurance that protects it. For most working people, it is arguably the most important financial product you can own.
- What it does: It pays you a regular, tax-free monthly income if you are unable to work due to any illness or injury that your policy covers. This continues until you are well enough to return to work, your policy term ends (often set to your planned retirement age), or you pass away, whichever comes first.
- How it helps with diabetes: A diabetes diagnosis itself might not immediately stop you from working. However, the complications we've discussed—recovering from a heart attack, undergoing gruelling dialysis sessions for kidney failure, or dealing with the debilitating pain of severe neuropathy—very well could. An Income Protection policy provides a continuous monthly income to pay the mortgage, cover the bills, and fund everyday living costs during a prolonged period of sickness, removing immense financial pressure at the most stressful time.
Real-Life Example: David, a 48-year-old self-employed architect, developed severe diabetic neuropathy in his feet, making it painful and difficult to stand for long periods or visit construction sites. His work became impossible. His Income Protection policy, which he took out a decade earlier, began paying him £3,500 every month after his 6-month deferral period. This income allowed him to meet his family's financial commitments and explore retraining for a new, less physically demanding role without the panic of having no money coming in.
2. Critical Illness Cover (CIC): The Financial First Responder
While Income Protection replaces your monthly paycheque, Critical Illness Cover acts as a financial first responder, providing a large, tax-free lump sum of cash immediately upon the diagnosis of a specific, serious condition defined in your policy.
- What it does: It pays out on the diagnosis of one of the 50+ serious conditions listed in the policy document, such as heart attack, stroke, cancer, or kidney failure. The money is paid directly to you, to be used in any way you see fit.
- How it helps with diabetes: As we've established, while a "Type 2 diabetes" diagnosis itself is rarely a condition for a full payout (though some advanced plans offer smaller, partial payouts on diagnosis), its most severe and life-changing complications are central to every comprehensive CIC policy. A £250,000 payout following a diabetes-related stroke could be used to:
- Clear the remaining balance on your mortgage, instantly removing your family's biggest financial burden.
- Make essential adaptations to your home for a new disability.
- Fund private medical treatments or specialist rehabilitation not readily available on the NHS.
- Allow your spouse to take an extended period of unpaid leave from work to act as a carer.
- Simply provide a substantial financial cushion to eliminate money worries during a difficult and emotional recovery.
3. Life Insurance: The Ultimate Backstop
Life Insurance is the simplest and most well-known form of financial protection. Its role is straightforward but vital: to secure your family's financial future if the worst should happen.
- What it does: It pays out a pre-agreed lump sum to your chosen beneficiaries if you pass away during the policy term.
- How it helps with diabetes: Tragically, Type 2 diabetes and its associated complications can significantly reduce life expectancy. A Life Insurance payout ensures that your partner and children are not left facing a future of financial hardship, burdened with a mortgage to pay and decades of your lost income to replace. It provides the essential funds for them to maintain their standard of living, fund their education, and live the lives you had planned together. Most policies also automatically include Terminal Illness Benefit, which allows for an early payout of the death benefit if you are diagnosed with a condition that gives you a life expectancy of less than 12 months.
Together, these three policies create a comprehensive fortress, protecting your income stream, your assets, and your family's long-term future from the devastating financial impact of an unexpected health crisis.
Applying for Cover with Pre-Diabetes or Diabetes: An Honest Guide
A common and understandable fear is that having pre-diabetes or a full diabetes diagnosis makes getting insurance impossible or prohibitively expensive. While it does make the application process more detailed, cover is often far more accessible and affordable than many people assume – especially if you apply before your condition worsens or complications arise.
When you apply, insurers need to accurately assess the level of risk you present. This process is called underwriting. For a pre-diabetic or diabetic applicant, they will likely request your latest HbA1c reading, your height and weight (to calculate your BMI), recent blood pressure and cholesterol readings, and any details of existing complications. Honesty and accuracy are non-negotiable; failing to disclose a known condition is considered fraud and can invalidate your policy at the point of a claim, leaving your family with nothing.
Here’s a general guide to how different UK insurers might view your application:
| Your Current Health Status | Insurer's Likely View on Cover | Your Key Action |
|---|---|---|
| No Diagnosis, but High Risk (e.g., family history, high BMI) | Standard premium rates are highly likely. This is the best possible time to apply. | Secure comprehensive LCIIP immediately to lock in low rates and full insurability. |
| Pre-Diabetes (Well-Managed with diet/exercise) | Often available at standard rates or with a small premium loading (e.g., +50%). | Lock in your cover now before the condition progresses to a full diagnosis. |
| Type 2 Diabetes (Well-controlled, recent diagnosis, no complications) | Cover is usually available but will come with a moderate to significant premium loading. | Speak to a specialist broker who knows which insurers are most sympathetic to your condition. |
| Type 2 Diabetes (Poorly controlled, complications present) | Cover is much harder to obtain and will be significantly more expensive. Exclusions for diabetes-related conditions may be applied. | Expert advice is absolutely essential to navigate the specialist market. Do not go direct. |
| Type 1 Diabetes | A more complex condition to underwrite from a young age, but cover is frequently possible with a specialist approach. | Do not assume you are uninsurable. The right advice can make all the difference. |
The key takeaway is undeniable: the earlier you act, the better. Securing robust cover when you are healthy or have only well-managed pre-diabetes locks in your insurability at the best possible price. It protects you against the financial consequences of any future decline in your health, a decline which would make getting cover much harder and more costly.
This is where expert guidance becomes invaluable. Navigating the complex and varied underwriting stances of different insurers—some of whom are far more understanding and competitive about diabetes than others—is a specialist task. At WeCovr, we specialise in helping clients with pre-existing medical conditions like diabetes and pre-diabetes. We use our in-depth knowledge of the entire UK insurance market to identify the providers most likely to offer you the most comprehensive cover on the best possible terms, saving you time, money, and unnecessary stress.
Prevention and Protection: A Two-Pronged Strategy for Your Future
The fight against the silent diabetes epidemic must be fought on two equally important fronts: personal prevention of the disease and financial protection from its consequences.
1. The Prevention Front: Taking Control of Your Personal Health
The most empowering fact about pre-diabetes is that it is often reversible. By making positive, sustainable lifestyle changes, you can significantly reduce your risk of it ever progressing to Type 2 diabetes. The world-leading NHS Diabetes Prevention Programme has demonstrated that combining a healthier diet, regular physical activity, and modest weight loss can reduce an individual's risk of developing the full condition by over 50%.
Key strategies are simple but effective:
- A Balanced Diet: Focus on whole foods, lean proteins, healthy fats, and high-fibre vegetables. Dramatically reduce your intake of ultra-processed foods, sugary drinks, and refined carbohydrates.
- Regular Physical Activity: Aim for at least 150 minutes of moderate-intensity activity (like a brisk walk where you can still talk but are slightly out of breath) or 75 minutes of vigorous activity per week.
- Effective Weight Management: You don't need to achieve a 'perfect' weight. Research shows that losing just 5-7% of your starting body weight can make a huge difference to your body's insulin sensitivity.
To support our clients in this vital journey, WeCovr goes beyond simply arranging insurance. We provide all our customers with complimentary access to CalorieHero, our proprietary AI-powered calorie and nutrition tracking app. We believe that helping you stay healthy is just as important as protecting you when you're not. This powerful tool empowers you to take direct control of your diet and make the small, consistent changes that lead to profound long-term health benefits.
2. The Protection Front: Securing Your Financial Health
While prevention is crucial, it is not an iron-clad guarantee. Life is unpredictable. Genetics, environmental factors, stress, and other elements beyond our control can play a significant part in our long-term health. That is why a robust financial protection plan is the non-negotiable second half of a truly comprehensive life strategy.
You cannot predict your future health with certainty, but you can prepare for its financial implications with absolute clarity. By putting a comprehensive LCIIP shield in place today, you ensure that even if you or your partner do face a serious health challenge in the future, the financial shockwave will be absorbed, leaving you and your family free to focus on what truly matters: recovery and life together.
Securing Your Family’s Future in the Face of a Silent Epidemic
The silent epidemic of pre-diabetes is a clear and present danger to the health and financial stability of millions of hard-working Britons. The projections for 2025 serve as a stark wake-up call, highlighting a pervasive threat that thrives on a lack of awareness and a "it won't happen to me" mindset.
We have seen how this silent condition can escalate into a full-blown Type 2 diabetes diagnosis, bringing with it a devastating domino effect of complications. We have deconstructed the astonishing £4.2 million potential lifetime financial burden, a figure that demonstrates how a personal health crisis can rapidly become a multi-generational financial catastrophe, capable of eroding your family's future security.
But you are not powerless.
You can take proactive, positive steps to manage your health, improve your lifestyle, and reverse your risk. And, most critically, you can erect a financial fortress to defend your family against the unpredictable nature of life. A comprehensive, personally tailored plan of Life, Critical Illness, and Income Protection insurance is the only way to truly neutralise the financial threat posed by this and other serious illnesses.
Don't wait for symptoms to appear. Don't wait until a diagnosis makes insurance more expensive or harder to obtain. The time to act is now, while you have the most options and can secure the most affordable rates for the most comprehensive cover.
Review your circumstances. Consider the profound financial impact a serious illness would have on your family. Then, take the decisive step to protect them. At WeCovr, our expert advisors are ready to provide impartial, no-obligation advice. We'll help you understand your unique needs, compare plans and prices from all the UK's leading insurers, and build a personalised LCIIP shield that provides true peace of mind. Your family's future is too important to leave to chance.
Related guides
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!