Unleash Your Potential: Smart Protection for Growth & Resilience
Beyond mere financial safety nets: Discover how strategic life, health, and income protection—from Personal Sick Pay tailored for tradespeople, nurses, and electricians, to comprehensive Critical Illness Cover, Family Income Benefit, and Private Health Insurance ensuring rapid care—is the ultimate investment in uninterrupted personal growth, deeply fortified relationships, and building unbreakable life resilience, especially as 2025 health projections reveal stark realities like Macmillan Cancer Support’s estimate of 1 in 2 people in the UK facing a cancer diagnosis in their lifetime.
In our pursuit of a fulfilling life—building careers, raising families, and chasing personal goals—we often focus on the building blocks of success: education, ambition, and hard work. We invest in our homes, our pensions, and our children's futures. Yet, we frequently overlook the very foundation upon which all this is built: our health and our ability to earn an income.
Thinking about life insurance, critical illness cover, or income protection can feel like planning for a future we hope never comes. It’s often viewed as a grudge purchase, a necessary evil filed away and forgotten. But this perspective is outdated. In today's world, strategic personal protection is not a parachute for a crisis; it is the engine for growth. It’s the ultimate enabler, providing the psychological and financial freedom to live boldly, safe in the knowledge that your ambitions and your family's security are shielded from life's most challenging uncertainties.
This isn't about fear-mongering; it's about facing reality with a proactive, intelligent strategy. The statistics are sobering. Projections from Macmillan Cancer Support estimate that by 2025, one in every two people in the UK will receive a cancer diagnosis in their lifetime. The British Heart Foundation reports over 100,000 hospital admissions for heart attacks each year in the UK. These aren't abstract numbers; they represent colleagues, neighbours, family members, and potentially, ourselves.
When illness or injury strikes, the impact is never purely medical. It creates financial shockwaves that can derail life plans, strain relationships, and halt personal development in its tracks. This is where a robust protection strategy transforms from a simple "safety net" into a powerful tool for resilience. It’s about ensuring that a health crisis doesn’t become a financial crisis, allowing you to focus purely on what matters most: recovery and wellbeing.
This guide will explore how different layers of protection, from specialised sick pay for a self-employed electrician to comprehensive private medical care, work together to create a fortress around your life. It’s time to reframe insurance not as a cost, but as the most critical investment you can make in your potential, your peace of mind, and your ability to thrive, no matter what comes next.
The Shifting Landscape of Health and Work in the UK
The traditional model of a "job for life" with a generous employer benefits package and a reliable state safety net is, for many, a relic of the past. The way we work, live, and experience health in the UK has fundamentally changed, creating new vulnerabilities that demand a modern approach to financial protection.
The rise of the "gig economy," freelancing, and self-employment has brought incredible flexibility but has also stripped away the security of employer-sponsored sick pay and death-in-service benefits. According to the Office for National Statistics (ONS), the number of self-employed workers in the UK stands at over 4.2 million, a significant portion of the workforce operating without a traditional safety net.
Simultaneously, the pressure on our National Health Service is undeniable. While the NHS provides world-class care, waiting lists for consultations, diagnostics, and treatments have reached record levels. NHS England data from early 2025 shows millions of people are waiting for routine hospital treatment. This isn't just an inconvenience; for someone unable to work due to their condition, a long wait for diagnosis or surgery directly translates into months of lost income and mounting financial stress.
Furthermore, long-term sickness is a growing concern. The ONS reports that as of early 2025, a record number of people are economically inactive due to long-term health conditions. This highlights a critical gap: what happens to your financial stability when a condition prevents you from working for months, or even years?
Many assume the state will provide. However, the reality of state support can be a stark wake-up call.
| Support Type | Provided By | Typical Amount (2025 estimate) | Key Limitation |
|---|---|---|---|
| Statutory Sick Pay (SSP) | Employer | £116.75 per week | Paid for a maximum of 28 weeks. Not available to most self-employed. |
| Universal Credit | Government (DWP) | Varies by circumstance | Means-tested and often insufficient to cover mortgage/rent and bills. |
| Income Protection | Private Insurer | 50-70% of your gross income | Can pay out until you return to work, retire, or the policy ends. |
| Critical Illness Cover | Private Insurer | A pre-agreed tax-free lump sum | Pays out on diagnosis of a specified condition, regardless of work status. |
As the table shows, relying solely on Statutory Sick Pay or Universal Credit can lead to a drastic drop in income, forcing families to deplete savings, rely on credit, or even risk losing their homes. This is the gap that private protection is designed to fill, not as a luxury, but as an essential component of modern financial planning.
Income Protection: Your Personal Salary Safeguard
Of all the forms of protection, Income Protection (IP) is arguably the one that guards the very engine of your financial life: your ability to earn a salary. If your mortgage, bills, and lifestyle are all funded by your monthly paycheque, what happens when that paycheque stops?
Income Protection is an insurance policy that pays you a regular, tax-free monthly income if you are unable to work due to illness or injury. It’s designed to replace a significant portion of your lost earnings, typically 50-70%, ensuring you can continue to meet your financial commitments while you focus on recovery.
Crucially, it is not the same as the widely mis-sold Payment Protection Insurance (PPI). Whereas PPI was often limited to specific debts and short claim periods, a comprehensive Income Protection policy covers any illness or injury that prevents you from doing your job and can pay out for years, even until your chosen retirement age if necessary.
According to the Association of British Insurers (ABI), in 2023, insurers paid out over £7 billion in protection claims, with a significant portion being for income protection, helping thousands of families stay afloat. The most common reasons for IP claims are not dramatic accidents, but conditions that can affect anyone:
- Musculoskeletal issues: Bad backs, joint problems, and broken bones.
- Mental health conditions: Stress, anxiety, and depression are now a leading cause of claims.
- Cancer: A diagnosis often requires significant time off for treatment and recovery.
Tailored Protection for the Hands-On Professional
For certain professions, the risk of being unable to work due to injury is significantly higher. Tradespeople like electricians, plumbers, and builders, as well as healthcare professionals like nurses who are on their feet all day, have unique needs. A standard office-based policy might not be suitable.
This is where Personal Sick Pay policies come in. These are a form of income protection specifically designed for manual, skilled, or higher-risk occupations. They often feature:
- Shorter deferral periods: You can choose to have the policy pay out after just one or two weeks off work, which is vital for the self-employed who have no employer sick pay to fall back on.
- Clearer definitions of incapacity: The policy is structured around your ability to perform your specific trade, rather than any job at all.
- Guaranteed premiums: You can often fix the cost of your cover, so it won't increase even if you make a claim.
Example: Consider a self-employed electrician who falls from a ladder and breaks their wrist. They are unable to work for three months.
- Without cover: Their income stops immediately. They receive no Statutory Sick Pay. They might apply for Universal Credit, but the process is slow and the amount is unlikely to cover their mortgage and family expenses. The financial stress is immense.
- With a Personal Sick Pay policy: After their chosen two-week deferral period, the policy starts paying them a pre-agreed monthly income. Their bills are paid, their family is secure, and they can focus entirely on their physiotherapy and getting back to work without financial pressure.
The Freelancer & Self-Employed Lifeline
For the UK's 4.2 million self-employed individuals, there is no safety net. A day not worked is a day not paid. An illness doesn't just mean a loss of income; it can mean losing clients and momentum that took years to build. Income Protection provides the stability and confidence to run your business without the constant fear of what would happen if you got sick. It's the financial foundation that allows you to take creative and commercial risks, knowing your personal finances are secure.
| Income Protection: Key Features to Understand | | :--- | :--- | | Benefit Amount | The percentage of your gross income you'll receive each month (e.g., 60%). | | Deferment Period | The time you must be off work before the payments start (e.g., 4, 13, 26 weeks). A longer period means a lower premium. | | Policy Term | How long the policy lasts (e.g., until age 65 or 70). | | Incapacity Definition | The definition the insurer uses to assess your claim. 'Own occupation' is the best, as it covers you if you can't do your specific job. |
Critical Illness Cover: A Financial Shield When You Need It Most
While Income Protection replaces a lost salary over time, Critical Illness Cover (CIC) is designed to deal with the immediate and significant financial impact of a serious medical diagnosis. It pays out a one-off, tax-free lump sum if you are diagnosed with one of the specific conditions listed in the policy.
The "big three" conditions covered by almost all CIC policies are cancer, heart attack, and stroke. However, comprehensive policies today can cover over 100 different conditions, including multiple sclerosis, major organ transplant, dementia, and Parkinson's disease.
Revisiting the Macmillan statistic—that 1 in 2 people will face cancer—underscores the profound relevance of this cover. A CIC payout is not just about replacing income; it's about giving you choices and control at a time when you feel you have none. The lump sum can be used for anything you need to reduce stress and aid recovery:
- Clear your mortgage or other debts: Removing the single biggest financial burden.
- Fund private medical treatment: Allowing you to access specialist drugs or therapies not available on the NHS, or simply to bypass waiting lists.
- Adapt your home: Installing a ramp, a stairlift, or a wet room.
- Replace a partner's income: Allowing them to take time off work to care for you.
- Pay for recuperation: Funding a less stressful lifestyle or a convalescent holiday after treatment.
Example: A 45-year-old mother of two is diagnosed with breast cancer. She needs a year off work for chemotherapy and radiotherapy.
- Without cover: The family's income is halved. They struggle to pay the mortgage. Her partner is torn between working extra hours to make ends meet and being there to support her and the children. The stress is damaging for everyone.
- With a £150,000 CIC policy: The payout is received shortly after diagnosis. They use it to clear the last of their mortgage and create a buffer for daily expenses. Her partner can reduce his working hours. She can afford extra support at home. The financial pressure is gone, and the entire family's energy can be directed towards her health and their collective emotional wellbeing.
When considering CIC, it's vital to check the policy details. The number of conditions covered is important, but so are the definitions for those conditions. This is an area where working with an expert adviser from a brokerage like WeCovr is invaluable. We can help you compare the intricate details of policies from across the UK market to find the one with the most comprehensive and relevant definitions for your peace of mind.
Building a Family Fortress: Life Insurance & Family Income Benefit
For anyone with dependents—a partner, children, or even ageing parents who rely on them—Life Insurance is the fundamental layer of protection. It's a selfless purchase, designed to protect the people you love from financial hardship after you're gone.
Life Protection: The Cornerstone of Legacy
The most common form is Term Life Insurance. You choose an amount of cover (the lump sum) and a period of time (the term), for instance, £250,000 of cover until your children are 25 or your mortgage is paid off. If you pass away within that term, the policy pays out the lump sum. It's simple, affordable, and incredibly effective.
Whole of Life cover, as the name suggests, is guaranteed to pay out whenever you die, making it a useful tool for leaving a planned inheritance or covering funeral costs.
Family Income Benefit: A Smarter Way to Protect
While a large lump sum sounds appealing, managing a huge payout can be daunting for a grieving family. An alternative and often more suitable option is Family Income Benefit (FIB).
Instead of a single lump sum, FIB pays out a regular, tax-free monthly or annual income from the time of the claim until the end of the policy term. This directly replaces the deceased's lost salary, making budgeting far simpler and less stressful for the surviving partner. Because the total potential payout decreases as the policy term progresses, FIB is also typically more affordable than an equivalent level term life policy.
| Lump Sum (Level Term Life Insurance) | Regular Income (Family Income Benefit) |
|---|---|
| Provides a large, one-off, tax-free sum. | Provides a regular, tax-free income stream. |
| Beneficiary must manage and invest the money. | Simplifies budgeting and replaces lost salary directly. |
| Ideal for clearing large debts like a mortgage. | Ideal for covering ongoing family living costs. |
| Can be more expensive for a large sum insured. | Often more affordable for the same level of security. |
Protecting Your Gifts: Gift Inter Vivos Insurance
For those planning to pass on wealth during their lifetime, Inheritance Tax (IHT) is a key consideration. If you gift a large sum of money or an asset and then pass away within seven years, that gift may still be subject to a 40% IHT charge.
Gift Inter Vivos insurance is a specialised life policy designed to solve this exact problem. It's a life insurance plan that runs for seven years, with the sum insured decreasing over time in line with the tapering IHT liability on the gift. It ensures that your beneficiaries receive the full value of your gift, without an unexpected tax bill.
For the Visionaries: Protection for Business Owners & Directors
For entrepreneurs, freelancers, and company directors, your personal health and the health of your business are intrinsically linked. A personal crisis can quickly become a business crisis. Smart protection planning shields both.
Key Person Insurance: Shielding Your Most Valuable Asset
What is your business's most valuable asset? It might not be the machinery or the intellectual property; it's often a person. This could be the founder with the vision, the technical director with the unique skills, or the salesperson who brings in 50% of the revenue.
Key Person Insurance is a policy taken out by the business on the life or health of such a crucial employee. If that person passes away or is diagnosed with a critical illness and can no longer work, the policy pays a lump sum directly to the business. This money can be used to:
- Cover the cost of recruiting and training a replacement.
- Repay business loans that might be recalled.
- Inject cash to cover a projected loss in profits.
- Reassure investors, clients, and the remaining staff that the business can and will continue.
Executive Income Protection: A Director's Perk with a Purpose
This is an Income Protection policy that is owned and paid for by a limited company for an employee or director. From the employee's perspective, it's a highly valuable benefit. From the company's perspective, it's a powerful and tax-efficient tool.
The premiums paid by the business are typically treated as an allowable business expense, making it a tax-deductible way to provide first-class protection for your most important people. It demonstrates a culture of care, aiding in the recruitment and retention of top talent.
Business Protection at a Glance
| Protection Type | Who is it For? | What Does it Do? | Primary Benefit |
|---|---|---|---|
| Key Person Insurance | The business | Pays a lump sum to the business if a key employee dies or falls critically ill. | Ensures business continuity and survival. |
| Executive Income Protection | An employee/director | Pays a monthly income if they can't work due to illness/injury. Paid for by the company. | Tax-efficient benefit for the company; vital income for the employee. |
| Relevant Life Cover | An employee/director | A tax-efficient death-in-service policy paid for by the company. | Provides a tax-free lump sum to the employee's family. Not part of pension allowance. |
Beyond the Payout: The Added Value of Modern Protection
Today's protection policies are about far more than just a cheque in a crisis. Insurers now compete to provide a suite of "added value" benefits that help you and your family stay healthy and get support whenever you need it, often from day one of the policy.
These services are transforming insurance from a passive safety net into an active partner in your wellbeing. They can include:
- 24/7 Virtual GP: Access to a GP via phone or video call at any time, from anywhere. This helps with early diagnosis and peace of mind, avoiding long waits for a local GP appointment.
- Mental Health Support: Access to a set number of counselling or therapy sessions, providing crucial support for conditions like stress, anxiety, and depression.
- Second Medical Opinion: If you receive a serious diagnosis, this service allows a world-leading expert to review your case and either confirm the diagnosis and treatment plan or suggest alternatives.
- Physiotherapy & Rehabilitation: Support to help you recover from musculoskeletal issues and get back to work faster.
This is also where Private Health Insurance (PHI), also known as Private Medical Insurance (PMI), fits into the picture. By paying a monthly premium, you gain access to private healthcare, allowing you to bypass NHS waiting lists for consultations, scans, and non-emergency procedures. For a self-employed person, the ability to get a knee operation in three weeks instead of 18 months is the difference between a short-term disruption and a business-ending catastrophe.
At WeCovr, we believe in proactive wellbeing. It's not just about being there when things go wrong; it's about helping you live better every day. That's why, in addition to finding you the most suitable policy with the best-in-class support services, we provide our clients with complimentary access to our AI-powered nutrition app, CalorieHero. This tool helps you build the healthy habits that form the very foundation of lifelong resilience and wellbeing.
Taking Control: How to Build Your Personalised Protection Strategy
Building a comprehensive protection portfolio might seem complex, but it can be broken down into logical steps.
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Assess Your Reality: Get a clear picture of your finances. What is your monthly income? What are your essential outgoings (mortgage/rent, utilities, food)? What debts do you have? Who depends on you financially? Be honest and thorough.
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Understand Your Workplace Benefits: If you're employed, check what cover your employer provides. You may have some death-in-service cover or a limited sick pay scheme. Find out the exact amounts and durations. This is your starting point, not your final plan.
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Prioritise Your Needs: What is your biggest financial risk?
- If you're self-employed, your top priority is likely Income Protection.
- If you have a large mortgage and a young family, Life Insurance and Critical Illness Cover are paramount.
- If you're a business owner, Key Person Insurance could be essential for survival.
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Don't Go It Alone: You wouldn't perform your own surgery or represent yourself in court. Why would you navigate the complex world of financial protection without an expert? Going direct to an insurer means you only see one set of products. Using a price comparison site gives you prices, but no advice on the quality or suitability of the cover.
This is where an expert independent adviser becomes invaluable. A specialist broker doesn't just 'sell' policies. Their job is to understand your unique circumstances, family structure, career, and life goals. They then search the entire UK market of leading insurers to find the most appropriate and competitively priced solutions.
Our team at WeCovr lives and breathes this market. We help you understand the jargon, compare the critical definitions in the small print, and build a tailored protection portfolio that truly aligns with your life. We're here to help you through the application process and, crucially, to support you if you ever need to make a claim.
Conclusion: Protection as the Ultimate Enabler
It's time to fundamentally shift our perception of insurance. It is not an expense rooted in fear of the worst. It is an investment in your ability to live your best life.
It is the freedom to change careers, start a business, or take a sabbatical, knowing your income is secure. It is the peace of mind to raise your children without the nagging worry of "what if?". It is the resilience to face a health challenge with your full strength, unburdened by financial anxiety.
Strategic protection is the invisible architecture that supports your ambitions. It fortifies your relationships by removing financial strain during the toughest of times. In an uncertain world, building a fortress of smart, layered, and personalised protection is the most empowering step you can take towards guaranteeing a future of uninterrupted growth and unbreakable resilience for you and your loved ones.
Is Income Protection the same as PPI?
Do I need life insurance if I'm single with no children?
Are insurance payouts taxed in the UK?
I have a pre-existing medical condition. Can I still get cover?
How much cover do I actually need?
Why use a broker like WeCovr instead of going direct to an insurer?
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!