Unlocking Growth: Protect Your Potential
The 2025 Reality Check: How Proactive Protection – from Income Security for Tradespeople and Nurses to Private Health Insurance and Family Legacy Planning – Is Your Unseen Superpower for Unstoppable Personal Growth and Thriving Relationships.
In our pursuit of a better life, we are meticulous planners. We map out career progressions, design fitness regimes, schedule holidays, and curate our social lives. Yet, in this intricate architecture of ambition, we often overlook the most critical element: the foundations. We plan for success but rarely for the unexpected detours of life – an illness, an injury, a sudden loss.
Welcome to the 2025 reality check. The world is moving faster, and the old certainties are fading. Relying on hope as a strategy is no longer viable. This isn't about fear; it's about empowerment. Proactive financial and health protection is not merely a defensive safety net for when things go wrong. It is the unseen superpower that fuels personal growth, fortifies relationships, and gives you the unshakeable confidence to chase your biggest goals.
This guide will illuminate how securing your income, health, and family's future is the most profound investment you can make in your potential. It’s the invisible scaffolding that allows you to build a bolder, richer, and more resilient life.
The Shifting Sands of 2025: Why 'It Won't Happen to Me' is a Dangerous Myth
The idea that a life-altering illness or injury is something that happens to 'other people' is a comforting illusion, but one that is increasingly at odds with reality. The landscape of work, health, and financial stability in the UK is undergoing a profound transformation.
Consider the latest statistics. In recent years, the Office for National Statistics (ONS) has reported record-high numbers of people out of the workforce due to long-term sickness, with millions affected. Projections for 2025 suggest this trend is not slowing down, driven by factors including mental health conditions, musculoskeletal issues, and the long-term effects of an ageing population.
Simultaneously, the nature of work has changed. The rise of the gig economy and a surge in self-employment means millions of Britons no longer have the safety net of employer-provided sick pay. For a freelance graphic designer, a self-employed electrician, or a locum nurse, a few weeks off work due to illness isn't just an inconvenience; it can be a financial catastrophe.
Add to this the immense pressure on our cherished NHS. While it remains a cornerstone of our society, waiting lists for consultations and treatments have reached unprecedented levels. The NHS's own data shows millions of people are waiting for routine procedures, a delay that can turn a manageable condition into a chronic, career-threatening problem.
This new reality creates a perfect storm of vulnerability.
| Financial Vulnerability Indicator | 2025 UK Snapshot (Illustrative Projections) | Implications for You |
|---|---|---|
| Average Sickness Absence | ~2.8% of working hours lost | Equivalent to over a week of lost work per employee per year. |
| Adults with Low Financial Resilience | Over 1 in 4 (FCA data trend) | Lacking the savings to cover living expenses for even one month. |
| Self-Employed Workforce | ~4.3 Million (13% of workforce) | No statutory sick pay, no employer benefits. Income stops immediately. |
| NHS Treatment Waiting List | In the millions (persistent high levels) | A "minor" injury could mean months of pain and inability to work. |
These figures aren't meant to scare you. They are meant to empower you with knowledge. Understanding the landscape is the first step toward navigating it successfully. The question is no longer if you will face a challenge, but how you will be prepared when you do.
The Bedrock of Ambition: Securing Your Income
Your ability to earn an income is your single greatest financial asset. It pays for your home, your food, your dreams, and your family's security. So, what happens if that ability is taken away by an illness or injury? For most, state benefits are a fraction of their regular income, barely enough to cover the essentials, let alone maintain a lifestyle.
This is where Income Protection (IP) insurance becomes the bedrock of your financial plan.
Often confused with Critical Illness Cover, Income Protection is fundamentally different. It doesn't pay a one-off lump sum. Instead, it provides a regular, tax-free monthly income if you are unable to work due to any illness or injury. It's designed to replace a significant portion of your lost earnings, allowing you to continue paying your bills and focusing on your recovery, not your bank balance.
A Lifeline for Hands-On Professionals: Tradespeople and Nurses
Certain professions, by their very nature, carry higher risks. The people who build our homes, fix our infrastructure, and care for our sick are often the most exposed.
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For Tradespeople (Electricians, Plumbers, Builders): Your livelihood depends on your physical health. A bad back, a damaged knee, or a broken wrist isn't just painful; it's a direct threat to your income. Most tradespeople are self-employed or work on contracts where 'no work' means 'no pay'. Personal Sick Pay policies, a form of income protection, are specifically designed for these higher-risk roles, offering a crucial financial buffer. Imagine being able to take the necessary six weeks to recover from a shoulder injury without the crushing stress of watching your savings evaporate. That's the freedom IP provides.
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For Nurses and Healthcare Professionals: The irony for those who care for us is that their jobs are incredibly demanding, both physically and mentally. The long hours, the physical strain of moving patients, and the high levels of stress contribute to significant rates of burnout and musculoskeletal disorders. An income protection policy acknowledges these risks, providing peace of mind that if the job takes its toll, your financial wellbeing won't suffer.
The Essential Safety Net for the Self-Employed and Freelancers
If you work for yourself, you are the CEO, the finance department, and the entire workforce. You have no statutory sick pay, no HR department to fall back on. Income Protection isn't a luxury; it's an essential business overhead. It ensures that a period of illness doesn't derail the business you've worked so hard to build.
Understanding the Key Features of Income Protection
| Feature | What It Means | Why It Matters |
|---|---|---|
| Benefit Amount | The monthly sum you receive (typically 50-70% of your gross income). | Must be enough to cover your essential outgoings (mortgage, bills, food). |
| Deferment Period | The waiting period before the policy starts paying out (e.g., 4, 13, 26, 52 weeks). | A longer deferment period lowers the premium. Match it to your savings or employer sick pay. |
| Definition of Incapacity | The criteria used to decide if you can claim. 'Own Occupation' is the best. | 'Own Occupation' pays if you can't do your specific job. 'Any Occupation' only pays if you can't do any job. |
| Payment Term | How long the policy will pay out for (e.g., 1 year, 5 years, or until retirement). | A 'long-term' policy offers the most comprehensive security. |
For company directors, there's an even more efficient solution: Executive Income Protection. This is a policy owned and paid for by your limited company. The premiums are typically an allowable business expense, making it highly tax-efficient. It protects both you and the business, ensuring your value is recognised and your income is secure.
Beyond the Paycheque: Protecting Your Health, Your Greatest Asset
While securing your income is crucial, protecting your physical and mental health is the other side of the same coin. In 2025, taking control of your healthcare journey is a powerful move.
Fast-Tracking Your Wellbeing with Private Medical Insurance (PMI)
The primary benefit of Private Medical Insurance (PMI) is simple but profound: speed and choice. It works alongside the NHS to give you faster access to specialists, diagnostic tests, and treatment in a private hospital.
Imagine you develop persistent knee pain that stops you from running, playing with your children, and even makes your commute uncomfortable. The NHS pathway might involve a wait of several weeks for a GP appointment, followed by months on a waiting list to see a specialist, and further months waiting for an MRI scan and any subsequent treatment.
With PMI, the journey could look like this:
- See your GP.
- Get an open referral and contact your PMI provider.
- See a private specialist within days.
- Have your MRI scan the same week.
- Begin treatment, whether physiotherapy or surgery, shortly after.
This isn't about queue-jumping; it's about mitigating the impact of ill health on your life, your career, and your wellbeing. For a self-employed consultant or a busy parent, cutting this waiting time from months to days is life-changing.
Modern PMI plans often include a host of added benefits that support proactive health management, such as:
- Virtual GP Services: 24/7 access to a doctor via phone or video call.
- Mental Health Support: Fast-tracked access to therapy and counselling.
- Wellness Programmes: Discounts on gym memberships and health screenings.
Financial Reinforcements: Critical Illness Cover (CIC)
Where Income Protection provides a monthly income, Critical Illness Cover (CIC) provides a one-off, tax-free lump sum if you are diagnosed with one of a list of predefined serious conditions, such as some forms of cancer, a heart attack, or a stroke.
The financial shock of a serious illness goes far beyond a loss of income. You might need to:
- Pay off a portion of your mortgage to reduce monthly outgoings.
- Adapt your home (e.g., install a ramp or a stairlift).
- Pay for specialist treatment not available on the NHS.
- Allow a partner to take time off work to care for you.
- Simply give yourself the financial breathing space to recover without stress.
This lump sum provides options and control at a time when you need them most.
| Protection Type | What It Does | Best For |
|---|---|---|
| Income Protection | Provides a regular monthly income if you can't work due to any illness/injury. | Protecting your ongoing lifestyle and paying the bills. |
| Critical Illness Cover | Provides a one-off lump sum on diagnosis of a specific serious illness. | Dealing with the immediate financial impact of a major health crisis. |
| Private Medical Insurance | Pays for the cost of private diagnosis and treatment. | Bypassing NHS waiting lists and getting faster access to care. |
Many people find that a combination of these policies provides the most robust protection. At WeCovr, we specialise in helping you understand how these different covers can work together, analysing your specific needs to build a protection portfolio that is both comprehensive and affordable.
For the Visionaries: Protecting Your Business and Directorship
For entrepreneurs, business owners, and company directors, your vision and drive are the engine of your enterprise. But what happens if that engine stalls? Proactive protection extends beyond your personal finances; it's a vital component of corporate strategy and resilience.
Securing the Heart of the Business: Key Person Insurance
Who is indispensable to your business? Is it the sales director with the unbeatable contacts? The technical founder with the unique product knowledge? The charismatic CEO who holds the team together?
Key Person Insurance is a life and/or critical illness policy taken out by the business on such an individual. If that person were to pass away or suffer a serious illness, the policy pays a lump sum directly to the business. This capital injection can be used to:
- Recruit a suitable replacement.
- Cover lost profits during the disruption.
- Reassure lenders, investors, and clients.
- Manage debt repayments.
It turns a potential catastrophe into a manageable challenge, ensuring the business you built can survive the loss of its most valuable asset: its people.
Ensuring a Smooth Transition: Shareholder and Partnership Protection
In a business with multiple owners, the death or serious illness of one partner can create a complex and emotionally charged situation. Their shares may pass to their family, who may have no interest or ability to run the business, or may wish to sell to an undesirable third party.
Shareholder or Partnership Protection provides a framework for a smooth transition. It involves two components:
- An agreement: A legal document stating that the remaining partners will buy the shares of the departing partner, and their estate agrees to sell.
- Insurance policies: Each partner takes out a policy on the life of the others. The payout provides the funds to purchase the shares at a pre-agreed value.
This ensures the remaining owners retain control, the departing partner's family receives a fair cash value for their stake, and the business continues with minimal disruption.
These business protection strategies are not just about disaster planning. They are signals of a well-run, stable, and forward-thinking organisation, which can be crucial when seeking investment or building long-term commercial relationships.
Building a Lasting Legacy: Protecting Your Family's Future
The ultimate expression of care is ensuring that those you love are protected, even if you're no longer around to do it yourself. Legacy planning is not just for the ultra-wealthy; it's for anyone with dependents, a mortgage, or a desire to leave their family in a position of strength.
The Foundations: Life Insurance
The most common form of protection, Life Insurance, pays out a lump sum upon your death. It’s designed to answer the question: "How would my family cope financially without me?"
- Decreasing Term Assurance: Typically linked to a repayment mortgage. The amount of cover decreases over time as your mortgage balance reduces. It's a cost-effective way to ensure your family's home is secure.
- Level Term Assurance: The payout amount remains fixed throughout the policy term. This is ideal for covering an interest-only mortgage, providing for children's education costs, or leaving a general legacy to replace your lost income.
A Smarter Way to Provide: Family Income Benefit
Instead of a single, large lump sum, Family Income Benefit (FIB) pays out a regular, tax-free monthly or annual income for the remainder of the policy term. This can be a more manageable and realistic way to replace a lost salary.
For a young family, receiving £2,500 a month until the youngest child turns 21 can be far easier to budget with than being handed a £500,000 lump sum and having to make it last. It’s a simple, intuitive, and often more affordable way to protect your family’s day-to-day lifestyle.
Protecting Your Gifts: Gift Inter Vivos and Inheritance Tax (IHT)
Many people are looking to pass on wealth to their children or grandchildren during their lifetime. This is a wonderful way to see them benefit from your generosity. However, these gifts can come with a sting in the tail: Inheritance Tax.
Under UK law, any significant gift you make is considered a 'Potentially Exempt Transfer' (PET). If you live for seven years after making the gift, it becomes fully exempt from IHT. If you die within those seven years, it falls back into your estate and could be subject to IHT at a rate of up to 40%.
| Years Between Gift and Death | Percentage of Gift Taxed |
|---|---|
| 0–3 years | 40% |
| 3–4 years | 32% |
| 4–5 years | 24% |
| 5–6 years | 16% |
| 6–7 years | 8% |
| 7+ years | 0% |
This is where a Gift Inter Vivos policy comes in. It is a specialised life insurance policy designed to cover this tapering liability. The amount of cover decreases over the seven years, in line with the shrinking tax risk. It ensures that your gift reaches its intended recipient in full, without creating an unexpected tax bill for your loved ones.
The Unseen Dividend: How Protection Fuels Personal Growth and Relationships
This is the central, transformative idea: proactive protection is not about dwelling on the negative. It’s about creating the positive conditions for you to thrive.
1. It Liberates Your Mind from Financial Anxiety
Constant, low-level anxiety about money erodes your mental energy and happiness. What if I lose my job? What if I get sick? How will we pay the mortgage? Having a robust protection plan in place silences these questions. It satisfies the fundamental human need for safety (as described in Maslow's Hierarchy of Needs), freeing up your cognitive and emotional resources to focus on higher-level pursuits: creativity, ambition, learning, and connection.
2. It Empowers You to Make Bold Decisions
With the financial foundation secure, you can afford to take calculated risks that lead to growth.
- Career Change: Thinking of leaving a stable but unfulfilling job to retrain in a new field? Knowing your income is protected if you fall ill during the transition makes that leap far less daunting.
- Starting a Business: Want to launch your own venture? Having life insurance to protect your family and income protection to secure your personal bills gives you the confidence to go all-in on your dream.
- Taking a Sabbatical: Need a break to travel, write, or recharge? A solid financial plan makes it a possibility, not a pipe dream.
3. It Strengthens Your Relationships
Money is one of the leading causes of stress and conflict in relationships. A health crisis or the loss of a loved one is emotionally devastating on its own; adding a financial crisis on top can be unbearable.
By putting protection in place, you are performing a profound act of love. You are telling your partner, your children, and your dependents: "If something happens to me, I have made sure you will be okay." This removes a huge potential burden and allows your family to grieve and support each other without the added pressure of financial panic.
4. It Fosters a Holistic Approach to Wellbeing
True wealth is health. The best insurance policy is one you never have to claim on. This is why a modern approach to protection must include proactive wellbeing. It’s a philosophy we live by at WeCovr. In addition to finding you the best financial protection, we want to empower you to live a healthier life. That's why our clients get complimentary access to CalorieHero, our AI-powered calorie and nutrition tracking app. By helping you manage your diet and health, we're not just being a broker; we're being a partner in your long-term wellbeing, helping you reduce your risks and live your life to the fullest.
Your Proactive Protection Checklist for 2025
Feeling empowered to take action? Here’s a simple, five-step plan to build your personal fortress of financial and emotional resilience.
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Step 1: The Reality Audit
- Income: What is your monthly take-home pay?
- Outgoings: What are your essential costs (mortgage/rent, bills, food, debt repayments)?
- Dependents: Who relies on you financially?
- Savings/Sick Pay: How long could you survive financially if your income stopped tomorrow? Be honest.
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Step 2: Identify Your Vulnerabilities
- Based on your audit, what is your biggest risk? Is it a short-term income loss due to injury? The long-term impact of a serious illness? Ensuring your mortgage is paid off? Protecting your business?
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Step 3: Define Your Protection Goals
- What do you want to achieve?
- "I want to ensure my bills are paid if I can't work." (Goal: Income Protection)
- "I want my family to be able to stay in our home if I die." (Goal: Life Insurance)
- "I want to avoid long NHS waits for treatment." (Goal: Private Medical Insurance)
- "I want to protect my business from the loss of my partner." (Goal: Shareholder Protection)
- What do you want to achieve?
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Step 4: Explore Your Options
- Use this guide to understand the different types of cover available. Think about how they might fit together to create a complete plan.
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Step 5: Seek Expert, Independent Advice
- The world of insurance can be complex, filled with jargon and fine print. You don't have to navigate it alone. An independent expert broker, like our team at WeCovr, is your greatest ally. We work for you, not the insurance companies. We'll take the time to understand your unique circumstances and scour the market – from Aviva to Zurich and everyone in between – to find the right policies at the right price, explaining everything in plain English along the way.
Conclusion: Your Future is Not a Matter of Chance, but a Matter of Choice
In 2025, thriving is an active choice. It's the choice to look reality in the eye and prepare for it. It's the choice to build a foundation so strong that it can withstand any storm, allowing you to focus on building upwards.
Proactive protection is the quiet, diligent, unseen work that makes everything else possible. It’s the peace of mind that unlocks your ambition. It’s the security that strengthens your relationships. It’s the financial resilience that gives you the freedom to grow.
Don't leave your potential to chance. Make the choice to protect it. It is your unseen superpower, and it's time to unleash it.
What is the main difference between Income Protection and Critical Illness Cover?
I'm self-employed. Is Income Protection expensive?
Do I need life insurance if I don't have a mortgage?
Can I have multiple protection policies?
How does a broker like WeCovr help?
1. Understand your personal, family, or business needs.
2. Explain your options in simple, clear language.
3. Search the entire market to compare policies from all the major UK providers.
4. Find you the most suitable cover at the most competitive price, saving you time and money.
5. Help you with the application process to ensure it's as smooth as possible.
Is Private Medical Insurance worth it with the free NHS?
What is an 'own occupation' definition in Income Protection?
Related guides
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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Who Are WeCovr?
WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!