Best life insurance, income protection and critical illness cover in 2021 for professional rugby players
You will have seen or heard about many high-profile cases of professional rugby players collapsing on the pitch in recent years. Many more rugby-playing professionals have been suffering less publicly from various illnesses, including dementia and Alzheimer’s, as well as injuries due to frequent collisions and headings during the game.
Do you sometimes worry that an illness, accident, injury or death might have a negative impact on the financial health of yourself and your loved ones? If so, you can enjoy the peace of mind provided by our life insurance, income protection and critical illness covers catering to the requirements of professional rugby players.
Life insurance cover for professional rugby players - questions you may be asked
WeCovr works with a range of insurance providers to find value-for-money, tailored plans most suited to your rugby-playing activities. Some of the questions our underwriters will need to understand about your rugby-playing activities include the following:
- Do you play rugby at professional or recreational level?
- What's your training schedule?
- Where do you train and play and how many hours per day?
- Any underlying medical conditions?
- Have you developed any medical issues as a result of playing rugby?
Life insurance provides financial peace of mind to your family if you pass way. You set what amount they will get at the beginning of your policy and support this payout by paying regular monthly premiums that you can afford.
Whether you are a promising young talent or an long-playing rugby-playing professional, life insurance is a must-have to take care of your and your loved ones's financial well-being. Our award-winning, highly-trained experts can do the hard work and analysis for you in finding the best plans.
They will ask you a few simple questions to provide you an accurate professional rugby players' life insurance quote. Amongst others, their questions will include:
- The level of life insurance cover required
- How many years you want the policy to last?
- Who are the beneficiaries of the life insurance cover?
For a fast, free and no-obligation quote for a professional rugby players life insurance, you can fill in a 30-second form by tapping the button below.
Income protection cover for professional rugby players
As covers related to life insurance, critical illness and income protection insurance also provide financial protection. In contrast to life insurance, though, you do not need to die for a payout to be made under these covers.
If you are unable to work due to illness or injury, by having income protection cover you will be paid a regular income. Typically, the policy will pay out after a pre-agreed period which can vary from one month to one year after you make a claim.
As a rugby player, either amateur or professional, an injury or illness may keep you out of work. It's not uncommon for rugby players to get injuries that result in being off work. They include some of the following:
- Hamstring injuries
- Knee injuries
- Various ligament injuries
- Groin injuries
- Leg, ankle or toes broken or strained
If you have mortgage or other debts, you may struggle as your employer may only pay your wages for a limited period of time.
With an income protection policy, you can start getting a replacement salary as fast as one month from when you make a claim. You can recover from your injuries safe in the knowledge that your monetary commitments are going to be met during your rehabilitation period when you can recover from your injury away from work.
Critical illness cover for professional rugby players
Being diagnosed with a critical illness is a major blow to anyone. It usually means you may never be able to play rugby again, or at least at a professional level and at your full level of strength. The list of illnesses that are part of critical illness cover usually includes, but is not limited to some of the following:
- Some types of cancer
- Heart attack
- Alzheimer’s disease
- Multiple sclerosis
- Traumatic brain injury
- Parkinson’s disease
- Heart surgery
Having a critical illness cover gives you and your loved ones a lump sum payout if you survive at least fourteen days after the diagnosis.
WeCovr's experts specialising in obtaining critical illness covers for professional rugby players can tell which providers offer best terms for this type of cover.
To provide an accurate quote and offer you the most suitable and best value-for-money insurance plans, WeCovr's insurance partners will need to ask several questions, including:
- How long do you want your policy to last?
- Do you want level or decreasing cover?
- Do you want to add a terminal benefit to your critical illness cover?
Get a free, no-obligation quote today for professional rugby players life insurance or critical illness cover – protect yourself and your loved ones!