👉 Don't delay taking out life insurance. Get a free consultation to get great affordable cover today!


✅  FREE advice by our award-winning advisers
✅  All the searching and paperwork done for you
✅  Top-notch affordable life cover
✅  Critical illness, income protection and more
✅  Underwritten by UK's leading insurers




Best life insurance, income protection and critical illness cover in 2021 for professional rugby players

You will have seen or heard about many high-profile cases of professional rugby players collapsing on the pitch in recent years. Many more rugby-playing professionals have been suffering less publicly from various illnesses, including dementia and Alzheimer’s, as well as injuries due to frequent collisions and headings during the game.
Do you sometimes worry that an illness, accident, injury or death might have a negative impact on the financial health of yourself and your loved ones? If so, you can enjoy the peace of mind provided by our life insurance, income protection and critical illness covers catering to the requirements of professional rugby players.

Life insurance cover for professional rugby players - questions you may be asked

WeCovr works with a range of insurance providers to find value-for-money, tailored plans most suited to your rugby-playing activities. Some of the questions our underwriters will need to understand about your rugby-playing activities include the following:
  • Do you play rugby at professional or recreational level?
  • What's your training schedule?
  • Where do you train and play and how many hours per day?
  • Any underlying medical conditions?
  • Have you developed any medical issues as a result of playing rugby?
Life insurance provides financial peace of mind to your family if you pass way. You set what amount they will get at the beginning of your policy and support this payout by paying regular monthly premiums that you can afford.
Whether you are a promising young talent or an long-playing rugby-playing professional, life insurance is a must-have to take care of your and your loved ones's financial well-being. Our award-winning, highly-trained experts can do the hard work and analysis for you in finding the best plans.
They will ask you a few simple questions to provide you an accurate professional rugby players' life insurance quote. Amongst others, their questions will include:
  • The level of life insurance cover required
  • How many years you want the policy to last?
  • Who are the beneficiaries of the life insurance cover?
For a fast, free and no-obligation quote for a professional rugby players life insurance, you can fill in a 30-second form by tapping the button below.

Income protection cover for professional rugby players

As covers related to life insurance, critical illness and income protection insurance also provide financial protection. In contrast to life insurance, though, you do not need to die for a payout to be made under these covers.
If you are unable to work due to illness or injury, by having income protection cover you will be paid a regular income. Typically, the policy will pay out after a pre-agreed period which can vary from one month to one year after you make a claim.
As a rugby player, either amateur or professional, an injury or illness may keep you out of work. It's not uncommon for rugby players to get injuries that result in being off work. They include some of the following:
  • Hamstring injuries
  • Knee injuries
  • Various ligament injuries
  • Groin injuries
  • Leg, ankle or toes broken or strained
If you have mortgage or other debts, you may struggle as your employer may only pay your wages for a limited period of time.
With an income protection policy, you can start getting a replacement salary as fast as one month from when you make a claim. You can recover from your injuries safe in the knowledge that your monetary commitments are going to be met during your rehabilitation period when you can recover from your injury away from work.

Critical illness cover for professional rugby players

Being diagnosed with a critical illness is a major blow to anyone. It usually means you may never be able to play rugby again, or at least at a professional level and at your full level of strength. The list of illnesses that are part of critical illness cover usually includes, but is not limited to some of the following:
  • Some types of cancer
  • Heart attack
  • Stroke
  • Alzheimer’s disease
  • Multiple sclerosis
  • Blindness
  • Traumatic brain injury
  • Parkinson’s disease
  • Heart surgery
Having a critical illness cover gives you and your loved ones a lump sum payout if you survive at least fourteen days after the diagnosis.
WeCovr's experts specialising in obtaining critical illness covers for professional rugby players can tell which providers offer best terms for this type of cover.
To provide an accurate quote and offer you the most suitable and best value-for-money insurance plans, WeCovr's insurance partners will need to ask several questions, including:
  • How long do you want your policy to last?
  • Do you want level or decreasing cover?
  • Do you want to add a terminal benefit to your critical illness cover?
Get a free, no-obligation quote today for professional rugby players life insurance or critical illness cover – protect yourself and your loved ones!

Benefits offered by life insurance

Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.

Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.

If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.

Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.

Types of life insurance policies

Common reasons for getting a life insurance policy are to:
✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs

Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.

Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.

Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.

Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.

Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.

Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.

Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
helicopter_ambulance2-life-insurance

No one knows when exactly they need life insurance, and when they do, it might be too late

As with other financial decisions in life, it pays to start early. Speaking to award-winning FCA-authorised advisers is one of the best steps you can take to secure a great insurance plan for your family with minimal hassle

Why is it important to get life insurance early?

👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.

👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.

Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.

It certainly won't do any harm if you speak with one of our award-winning FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.

You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.

By tapping the button below, you can book a free call with them in less than 30 seconds right now:

Compare insurance plans suitable for your circumstances from these insurers and more

AIGZurichLegal&GeneralAvivaAllianzRoyal London
summer-family-life-insurance

What do I need to get a life insurance quote?

To get a life insurance quote, you’ll just need to tell us:

  • your name
  • date of birth
  • whether you are a smoker or use nicotine substitutes
  • who do you want to protect
  • and your preferred contact details

The options our advisers provide will also address extras you might want to consider, such as critical illness or income protection cover

It's as easy as 1, 2, 3!

1. Fill out a quick form


...

2. Receive a call


...

3. Get Protected!


...

dinner-family-life-insurance

Get free advice about the best life insurance for you

We work with only FCA-authorised and even award-winning insurance brokers, who will only recommend products that are suitable for you. They search the whole market, including large well-known brands and smaller insurance providers, so you can get the best coverage at the right price.

...

Who Are WeCovr?

WeCovr is an insurance specialist for people valuing their peace of mind and a great service.

👍 WeCovr will help you get your life insurance, critical illness insurance, private medical health insurance, over-50s funeral insurance and senior life insurance quote in no time thanks to our wonderful super-friendly award-winning partners ready to assist you every step of the way.

Just a quick and simple form and an easy conversation with our FCA-authorised life insurance, critical illness insurance and private medical insurance partner experts and your valuable insurance policy is in place for that needed peace of mind! Just tap or click the button below to book your FREE consultation now! 👇

Select your age to see what cover you qualify for



Global Secure