UK personal protection review

Protection Score™

A UK-focused personal protection score that measures how resilient your household finances are if income stops or health changes.

Answer a few practical questions to get a clearer view of your income resilience, life cover and health access.

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Expert guidance

This tool provides an indicative score and illustrative guidance based on your inputs. It is not personal advice or financial advice. It focuses on people (income, life, critical illness, health access) and does not cover property, travel, or liability risks.

Income resilience

Savings buffer

Debt exposure

Dependents

Cover quality

Health access

PROFILEStep 1 / 13

Before you begin

A quick check to see how resilient your finances may be

This score gives you a simple picture of your income resilience, family protection and health access based on a few practical answers.

Profile

How old are you?

Age impacts insurance availability and premium costs.

18 - 30

31 - 45

46 - 60

60+

Your snapshot

Section: Profile

Progress saved in-app

Private & secure

We translate your answers into a personal resilience score and highlight the most impactful improvements to your income and health protection.

No hard credit checks. No impact on your insurance quotes.