VIP Offer Terms & Conditions

These terms apply to WeCovr VIP offers and are time-limited. By participating you agree to the conditions below.

  • Eligibility: Offers apply to new policies arranged via WeCovr.com or Preferential.Club. One e-gift card per household. Policies must meet minimum premium requirements set by the provider.
  • Breakdown cover: Free UK breakdown is provided with accompanying motor policies placed through our panel (including Allianz, Ageas, Covea and other UK insurers). Standard policy terms and underwriting criteria apply.
  • Cashback & e-gift cards: £75 cashback for new life or PMI policies that meet minimum premiums. An e-gift card (Amazon, M&S, John Lewis or Love2Shop) is issued six months after the policy start date, provided the policy remains active and all payments are up to date.
  • CalorieHero Premium: Included for 12 months with continuing life or health policies.
  • TransSay discount: Valid on 12-month plans for the final three months.
  • Timelines: To receive rewards, policies must stay active and paid up for six months from the start date. Issuance of rewards typically occurs within 30 days after the six-month point.
  • Claiming e-gift cards: After six months, email vip@wecovr.comwith your policy number. Minimum monthly premium: £50 for PMI policies and £30 for life insurance products.
  • Claiming free motor breakdown: After purchasing motor insurance, submit the form at wecovr.com/offers/giveaway/. Breakdown cover accompanies the main motor policy; cancelling the main policy cancels breakdown automatically.
  • General: WeCovr is a trading style of Political And Credit Risks Ltd, authorised and regulated by the Financial Conduct Authority (FRN 735613). Calls may be recorded for compliance and training.
  • Contact: For questions or to confirm eligibility, visit wecovr.com/vip or contact us via the site. Full terms may be updated; the latest version is at wecovr.com/vip/terms.

By proceeding with a VIP offer you acknowledge these terms and any insurer-specific conditions.