UK Chronic Condition Crisis
UK 2025 Shock New Data Reveals Over 1 in 3 Working Britons Will Battle Multiple Chronic Health Conditions, Fuelling a Staggering £4 Million+ Lifetime Financial Catastrophe of Compounded Medical Costs, Lost Income & Eroding Family Security – Is Your LCIIP Shield Your Essential Defence Against This Looming Health & Wealth Storm
A silent crisis is unfolding across the United Kingdom. It’s not a sudden market crash or a fleeting headline; it's a slow-burning epidemic that is poised to fundamentally reshape the health and wealth of a generation. New projections for 2025, based on alarming trends identified by leading health bodies, reveal a stark reality: more than one in three working-age Britons will soon be managing not just one, but multiple long-term health conditions.
This isn't just a health warning. It's a five-alarm financial fire drill.
The cumulative lifetime financial impact of this multimorbidity crisis on a single family unit can spiral into a catastrophic £4.7 million or more. This staggering figure isn't hyperbole; it's the calculated result of a devastating combination of lost earnings, spiralling private medical and care expenses, and the systematic dismantling of a family's financial security.
As the pillars of the NHS strain under unprecedented pressure, a dangerous gap is widening between the healthcare you can get and the financial support you desperately need. The question is no longer if this health and wealth storm will hit, but when – and whether you have the essential defences in place.
This guide will dissect this looming crisis, expose the true financial devastation of chronic illness, and reveal how a robust Life, Critical Illness, and Income Protection (LCIIP) shield is no longer a "nice-to-have," but an absolute necessity for financial survival in modern Britain.
The Unseen Epidemic: Decoding the 2025 Chronic Condition Crisis
For decades, the narrative around health has been focused on single diseases. We talk about the fight against cancer, the management of diabetes, or the struggle with heart disease. But the reality on the ground has shifted. The most significant threat to the UK’s workforce is now multimorbidity—the presence of two or more long-term health conditions in a single individual.
Projections based on data from the Office for National Statistics (ONS) and The Health Foundation indicate a frightening acceleration. By 2025, it is forecast that over 35% of the UK's working-age population (16-64) will be living with multimorbidity.
What's Fuelling This Crisis?
- An Ageing Workforce: People are working longer, meaning age-related conditions like arthritis, hypertension, and type 2 diabetes are increasingly common within the workforce.
- Lifestyle Factors: Sedentary jobs, combined with modern diets, have contributed to a rise in obesity, a key driver of numerous chronic illnesses.
- Mental Health Parallel Pandemic: The awareness and diagnosis of mental health conditions like anxiety and depression have surged. These often coexist with and exacerbate physical health problems.
- Long-Term COVID Impact: A significant minority of those infected with COVID-19 have developed long-term complications, adding a new layer to the multimorbidity challenge.
The result is a perfect storm. It’s no longer about managing one condition; it's about navigating the complex, debilitating, and expensive interplay between several. A person with diabetes is at higher risk of heart disease. Someone with severe arthritis may develop depression due to chronic pain and loss of mobility. Each condition compounds the others, creating a cascade of health and financial challenges.
Common Chronic Conditions Affecting UK Workers
| Condition Category | Examples | Impact on Work |
|---|---|---|
| Musculoskeletal | Osteoarthritis, Rheumatoid Arthritis, Chronic Back Pain | Reduced mobility, chronic pain, frequent absences |
| Cardiovascular | Hypertension, Coronary Heart Disease, Atrial Fibrillation | Fatigue, risk of major events (heart attack/stroke) |
| Mental Health | Depression, Generalised Anxiety Disorder, PTSD | Impaired concentration, burnout, long-term sick leave |
| Metabolic | Type 2 Diabetes, Obesity | Energy fluctuations, increased risk of complications |
| Respiratory | Asthma, Chronic Obstructive Pulmonary Disease (COPD) | Breathlessness, reduced physical capacity |
| Neurological | Migraine, Multiple Sclerosis (MS), Post-Stroke Effects | Cognitive impairment, fatigue, unpredictable symptoms |
Managing just one of these is difficult. Juggling several is a relentless, life-altering battle that wages war not just on your body, but on your bank account.
The £4.7 Million Financial Catastrophe: Deconstructing the True Cost of Chronic Illness
The figure is shocking: a potential lifetime financial loss exceeding £4.7 million for a family struck by severe, long-term multimorbidity. To understand this, we must look beyond a simple payslip and see illness as a multi-fronted assault on a family's entire economic ecosystem.
Let's break down how this financial catastrophe unfolds, using a hypothetical but realistic example of a couple, Mark (45) and an unnamed partner, both high-achievers.
1. The Direct Assault on Income (£2,500,000+ Lost Earnings)
This is the most immediate and brutal blow. When a chronic condition prevents you from working, your income doesn't just dip; it can vanish.
- The SSP Illusion: Statutory Sick Pay (SSP) is the UK's legal minimum. At around £116 per week (2024/25 figures), it's a pittance that doesn't come close to covering the average mortgage payment, let alone household bills. It also lasts for a maximum of 28 weeks.
- Forced Career Change or Early Retirement: Mark, a senior manager earning £80,000, develops severe neurological and autoimmune conditions. After exhausting his sick pay, he is unable to return to his high-pressure role. He is forced into early retirement 20 years before he planned. Potential Lost Earnings: £1.6 million (20 years x £80k).
- The Carer's Sacrifice: His partner, earning £60,000, has to reduce her hours to part-time to provide care and manage the household, eventually leaving work altogether for 15 years. Potential Lost Earnings: £900,000 (15 years x £60k).
These are conservative figures that don't even account for inflation, lost promotions, bonuses, or pension contributions.
2. The Hidden Drain: Compounded Medical & Care Costs (£1,250,000+)
Whilst the NHS is a national treasure, it is not a financial shield. The costs it doesn't cover can be ruinous.
- Private Treatment & Diagnostics: Faced with a 12-month NHS wait for specialist consultations and treatments, the family opts to go private to get faster access to care and potential symptom relief. Cost: £75,000 over a decade.
- Home Adaptations: To maintain a degree of independence, their home needs significant changes: a stairlift, a walk-in shower, ramps, and widened doorways. Cost: £50,000.
- Specialist Equipment & Prescriptions: Wheelchairs, mobility scooters, and other essential aids add up. Prescription costs in England, though capped, can become a significant annual expense for multiple medications. Cost: £25,000 over a lifetime.
- Long-Term Professional Care: As the condition progresses, professional home care is needed for several hours a day, eventually transitioning to more intensive support. At an average cost of £25/hour, just 20 hours a week is £26,000 a year. Over 15 years, this adds up significantly. Cost: £1,100,000+ (Calculation: £40,000/year for 10 years for moderate care, rising to £70,000/year for 10 years for intensive care).
3. The Erosion of Family Security & Future Dreams (£1,000,000+)
This is the final, heartbreaking stage where the financial damage becomes generational.
- Depleting Savings & Investments: The family's life savings, ISAs, and investments, earmarked for retirement and their children's futures, are liquidated to cover the income gap and care costs. Cost: £300,000.
- Pension Pot Annihilation: With no further contributions being made and potentially needing to access the pension pot early (with tax implications), the retirement fund they worked so hard to build is decimated. Lost Potential Value: £500,000+.
- Lost Inheritance & University Funds: The dream of helping their children with university fees or a house deposit evaporates. The family home, once a symbol of security, may need to be sold to fund long-term care. Cost: £200,000+ (value of lost support).
The Catastrophic Total
| Financial Impact Area | Estimated Lifetime Cost |
|---|---|
| Lost Earnings (Both Partners) | £2,500,000 |
| Medical, Care & Adaptation Costs | £1,250,000 |
| Eroded Savings, Pensions & Security | £1,000,000 |
| Total Potential Financial Catastrophe | £4,750,000 |
This scenario, while representing a severe case, starkly illustrates how the financial consequences of multimorbidity can compound into a multi-million-pound disaster, wiping out a lifetime of work and careful planning.
The NHS Safety Net: Why It's Stretched to Breaking Point
We are all immensely proud of the National Health Service. Its founding principle—free healthcare at the point of use—is a cornerstone of British society. When you have a heart attack or need emergency surgery, the NHS is there to save your life.
However, it is crucial to understand the limits of its remit, especially in the context of long-term chronic illness.
- The NHS is a Health Service, Not a Financial Service: The NHS can provide a diagnosis, prescribe medication, and offer treatment. It cannot, and was never designed to, pay your mortgage, cover your utility bills, or put food on your table when you are too ill to work.
- Unprecedented Waiting Lists: The reality of the post-pandemic NHS is one of immense pressure. england.nhs.uk/statistics/statistical-work-areas/rtt-waiting-times/), millions are on waiting lists for consultant-led elective care. For chronic conditions, these delays can mean months or even years of pain, deteriorating health, and an inability to work whilst you wait.
- A Strained Primary Care System: Getting a timely GP appointment has become a significant challenge in many parts of the country. This initial hurdle can delay diagnosis and the start of any treatment pathway, prolonging uncertainty and time off work.
- Rationing of Services: Due to budget constraints, access to services like physiotherapy, hydrotherapy, and talking therapies can be limited, with long waits or strict eligibility criteria. These are the very services that can make a huge difference in managing a chronic condition and keeping someone in work.
Relying solely on the NHS is like having a world-class fire brigade on call but having no home insurance. They will put out the fire, but they won't rebuild your house or replace your lost possessions. For that, you need your own private protection.
Your Essential Defence: The LCIIP Shield Explained
Faced with such a daunting financial threat, it's easy to feel powerless. But you are not. Just as you insure your car and your home, you can—and must—insure your single greatest asset: your ability to earn an income and provide for your family.
This is where the LCIIP Shield comes in. It is a three-layered defence system designed to protect you from the financial fallout of serious illness, injury, and death.
Layer 1: Income Protection (IP) – The Monthly Lifeline
Often described by financial experts as the most important insurance you can own, Income Protection is your financial bedrock.
- What it is: A policy that pays you a regular, tax-free monthly income if you are unable to work due to any illness or injury that prevents you from doing your job.
- How it works: You choose a "deferred period" (e.g., 4, 13, 26, or 52 weeks), which is the time you wait before the payments start. The policy then pays out a percentage of your salary (typically 50-70%) every month. You can choose for these payments to continue until you recover, the policy term ends, or you retire—whichever comes first.
- Why it's crucial for chronic conditions: Multimorbidity often leads to long, fluctuating periods of absence from work. Income Protection is designed for exactly this scenario, providing a reliable income stream that allows you to pay your bills and focus on your health, not your finances.
Layer 2: Critical Illness Cover (CIC) – The Lump Sum Rescue
If Income Protection is your monthly salary, Critical Illness Cover is your emergency capital injection.
- What it is: A policy that pays out a one-off, tax-free lump sum upon diagnosis of a specific, serious illness defined in the policy.
- How it works: Insurers cover a list of conditions, with the "big three"—cancer, heart attack, and stroke—being standard. Most comprehensive policies now cover 50+ conditions, including neurological diseases like Multiple Sclerosis, major organ failure, and Parkinson's disease.
- Why it's crucial for chronic conditions: The lump sum is yours to use as you see fit. It provides immense flexibility at a time of crisis. You could:
- Pay off your mortgage or other debts.
- Fund private medical treatment to bypass NHS waiting lists.
- Make essential adaptations to your home.
- Replace a partner's income if they need to take time off to care for you.
- Simply provide a financial cushion to reduce stress.
Layer 3: Life Insurance – The Ultimate Family Protection
The final layer of the shield provides peace of mind that your loved ones are protected if the worst should happen.
- What it is: A policy that pays a tax-free lump sum to your beneficiaries upon your death.
- How it works: The most common type is "term life insurance," which covers you for a fixed period (e.g., until your mortgage is paid off or your children are financially independent).
- Why it's crucial for chronic conditions: Sadly, some chronic conditions can be life-limiting. Life insurance ensures that your family will not face financial hardship in your absence. The payout can clear the mortgage, cover funeral costs, and provide a fund for their future living expenses.
LCIIP Shield at a Glance
| Insurance Type | What It Does | How It Helps with Chronic Illness |
|---|---|---|
| Income Protection | Pays a monthly tax-free income if you can't work. | Replaces lost salary during long-term absence. Covers bills. |
| Critical Illness Cover | Pays a one-off tax-free lump sum on diagnosis. | Funds private care, home mods, debt clearance. |
| Life Insurance | Pays a lump sum to your family if you die. | Secures your family's financial future if the worst happens. |
Case Study: How the LCIIP Shield Works in a Real-Life Scenario
Let's meet two versions of Sarah, a 42-year-old marketing manager and mother of two. Sarah is diagnosed with severe Rheumatoid Arthritis, which leads to chronic pain and fatigue, and is later diagnosed with a related heart condition.
Scenario 1: Sarah Without an LCIIP Shield
Sarah's company sick pay runs out after 3 months. She moves onto Statutory Sick Pay, which barely covers her travel costs to hospital appointments. The family's savings are quickly depleted to meet the mortgage payments. The NHS waiting list for the specialist biologic drugs she needs is 9 months; in the meantime, her condition worsens. Stress over money puts a huge strain on her marriage. Her husband has to turn down a promotion to help more at home. They are forced to remortgage the house to release equity, jeopardising their long-term financial security.
Scenario 2: Sarah With a WeCovr-Arranged LCIIP Shield
Four weeks after her company sick pay ends (her chosen deferred period), Sarah's Income Protection policy kicks in. It pays her £2,500 a month tax-free, replacing 60% of her salary. This removes the immediate financial panic.
Simultaneously, her heart condition meets the definition on her Critical Illness Cover policy. She receives a lump sum payment of £150,000. She uses £20,000 to see a private rheumatologist and start the biologic drug treatment immediately. She uses £100,000 to pay off a large portion of their mortgage, drastically reducing their monthly outgoings. The remaining £30,000 is kept as an emergency fund.
Her Life Insurance policy remains in place, giving her and her husband profound peace of mind that no matter how her health progresses, their children's financial future is secure.
The LCIIP shield doesn't cure her illness, but it completely transforms her experience of it. It removes the financial terror, giving her the space, time, and resources to focus on her health and family.
Navigating the Maze: How to Secure Your LCIIP Shield
Securing the right protection can seem complex, but it's a straightforward process when approached correctly.
- Act Now—Don't Delay: The single most important rule is to get cover when you are young and healthy. Premiums are lower, and the application process is simpler. Waiting until a health issue arises can make cover more expensive or, in some cases, unavailable.
- Honesty is The Best Policy: When applying, you must disclose your full medical history and lifestyle factors (like smoking or alcohol consumption). Withholding information can lead to a future claim being denied, rendering your policy useless when you need it most.
- Understand What You're Buying: Get to grips with key terms. For Income Protection, understand the deferred period and the definition of incapacity (e.g., 'own occupation' cover is the most comprehensive). For Critical Illness, review the list of conditions covered and their definitions.
- Seek Expert, Independent Advice: The UK insurance market is vast, with dozens of providers offering policies with subtle but crucial differences in their terms and conditions. Trying to navigate this alone is a false economy.
This is where an expert, independent broker like WeCovr is invaluable. We are not tied to any single insurer. Our role is to represent you. We take the time to understand your personal circumstances, family needs, and budget. We then search the entire market to find the most suitable and competitive policies for your LCIIP shield.
At WeCovr, we believe in proactive health as well as reactive financial protection. That's why, in addition to finding you the best policy, we also provide our clients with complimentary access to CalorieHero, our AI-powered health and calorie tracking app. It’s our way of helping you build healthier habits for the long term, demonstrating a commitment that goes beyond the policy document.
Frequently Asked Questions (FAQ)
Q: Can I get cover if I already have a chronic condition? A: It is more challenging but often still possible. The insurer will likely place an "exclusion" on your policy for your existing condition, meaning you cannot claim for it. However, you would still be covered for any new, unrelated conditions you develop. An expert broker is essential to navigate this process.
Q: How much cover do I need? A: For Income Protection, aim to cover your essential monthly outgoings (mortgage, bills, food). For Critical Illness and Life Insurance, a common rule of thumb is to cover 10x your annual salary or the value of your outstanding mortgage and other debts. An adviser can provide a personalised calculation.
Q: Is this type of insurance expensive? A: The cost depends on your age, health, occupation, and the level of cover you choose. However, it is almost always more affordable than people think. For a healthy 30-year-old, comprehensive protection can often be secured for less than the cost of a daily coffee. The cost of not having it is infinitely higher.
Q: What's the difference between Critical Illness Cover and Terminal Illness Benefit? A: This is a crucial distinction. Terminal Illness Benefit is often included with Life Insurance policies and pays out if you are diagnosed with a condition that is expected to lead to death within 12 months. Critical Illness Cover pays out on diagnosis of a specific serious condition, from which you may well recover and live for many decades.
Q: Do I need all three types of cover? A: The three components of the LCIIP shield protect against different financial risks. Income Protection covers your monthly income. Critical Illness covers the financial shock of diagnosis. Life Insurance covers your family after your death. Ideally, a robust financial plan includes all three, but an adviser can help you prioritise based on your budget and circumstances.
Your Future is in Your Hands
The data is clear. The trend is undeniable. The UK is facing a multimorbidity crisis that carries a devastating financial payload. To ignore this reality is to gamble with your family's entire future, betting against the statistical certainty that you or someone you love will face a serious health challenge.
Relying on a stretched NHS and minimal state benefits is not a strategy; it's a recipe for financial ruin. The time to act is not when illness strikes and financial panic sets in. The time to build your fortress is now, whilst you are strong and in control.
The looming health and wealth storm is real, but with foresight and the right protection, it is survivable. By putting a robust LCIIP shield in place, you are not just buying an insurance policy; you are buying security, dignity, and peace of mind. You are ensuring that a health crisis does not have to become a lifetime financial catastrophe.
Don't leave your family's future to chance. Take the first step today.
Speak to the friendly, expert team at WeCovr. We'll help you understand your options, compare the UK's leading insurers, and build the LCIIP shield that's right for you. Your family's future is too important to wait.
Related guides
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!